The Middle Atlantic region of the United States includes New Jersey, Pennsylvania, the District of Columbia and New York — and therefore Wall Street — which makes this collection of states one of the biggest banking hubs in the entire world.
By Andrew Lisa
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For context, many of the banks that made it onto the top 10 lists for the country’s other eight regions are headquartered in the Middle Atlantic, as is the Bank of New York, the country’s oldest continuously operating financial institution. Even so, the region’s own top 10 list boasts some of the smallest institutions in the entire country, including one credit union with fewer than 10 branches and one with less than five.
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Other factors were the availability of 24/7 customer service with a human live chat, and the ratings each institution holds in the Apple and Android stores.
Meet the 10 best banks and credit unions in the Middle Atlantic.
JP Morgan Chase
- Branch locations: 4,960
- Checking fee: $12
- Savings APY: 0.01%
- 12-month CD APY: 0.02%
Read more about this financial institution in our full review about it.
Navy Federal Credit Union
- Branch locations: 298
- Checking fee: $0
- Savings APY: 0.25%
- 12-month CD APY: 0.55%
Read more about this financial institution in our full review about it.
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Bank of America
- Branch locations: 4,215
- Checking fee: $12
- Savings APY: 0.01%
- 12-month CD APY: 0.03%
Read more about this financial institution in our full review about it.
Wells Fargo
- Branch locations: 5,024
- Checking fee: $10
- Savings APY: 0.01%
- 12-month CD APY: 0.01%
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American Airlines Credit Union
Branch locations: 38
Checking fee: $4.75
Savings APY: 0.40%
12-month CD APY: 0.50%
Read more about this financial institution in our full review about it.
KeyBank
- Branch locations: 1,046
- Checking fee: $0
- Savings APY: 0.01%
- 12-month CD APY: 0.05%
Police and Fire Credit Union
Branch locations: 18
Checking fee: $0
Savings APY: 0.1%
12-month CD APY: 0.5%
Read more about this financial institution in our full review about it.
United Nations Credit Union
Branch locations: 3
Checking fee: 0%
Savings APY: 0.075%
12-month CD APY: 0.2%
Read more about this financial institution in our full review about it.
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Pennsylvania State Employees Credit Union
- Branch locations: 8
- Checking fee: $0
- Savings APY: 0.05%
- 12-month CD APY: 0.45%
Hudson Valley Credit Union
- Branch locations: 22
- Checking fee: $0
- Savings APY: 0.02%
- 12-month CD APY: 0.25%
