The East North Central part of the United States encompasses the Midwest’s Great Lakes region and is home to the states of Michigan, Wisconsin, Illinois, Indiana and Ohio. It stands out as one of the rare sections of the country where not a single top 10 best bank or credit union is a local institution exclusive to the region. Those that did make the list range from regional names with fewer than three dozen branches to some of the biggest banks in the world.
By Andrew Lisa
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The most important elements, however, were the number of branch locations, each bank’s checking fees and their current APY for both savings and 12-month CDs. Those four primary factors are listed in the rankings below. The list also factored in Apple and Android reviews for each bank’s app and whether or not they offer 24-hour customer service and human live chat.
Read on to discover the top 10 banks and credit unions in the East North Central region of America.
JP Morgan Chase
- Branch locations: 4,960
- Checking fee: $12
- Savings APY: 0.01%
- 12-month CD APY: 0.02%
Read more about this financial institution in our full review about it.
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Navy Federal Credit Union
- Branch locations: 298
- Checking fee: $0
- Savings APY: 0.25%
- 12-month CD APY: 0.55%
Bank of America
- Branch locations: 4,215
- Checking fee: $12
- Savings APY: 0.01%
- 12-month CD APY: 0.03%
Read more about this financial institution in our full review about it.
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Wells Fargo
- Branch locations: 5,024
- Checking fee: $10
- Savings APY: 0.01%
- 12-month CD APY: 0.01%
American Airlines Credit Union
Branch locations: 38
Checking fee: $4.75
Savings APY: 0.40%
12-month CD APY: 0.50%
Read more about this financial institution in our full review about it.
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KeyBank
- Branch locations: 1,046
- Checking fee: $0
- Savings APY: 0.01%
- 12-month CD APY: 0.05%
Wings Financial
- Branch locations: 31
- Checking fee: $0
- Savings APY: 0.15%
- 12-month CD APY: 0.45%
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Fifth Third Bank
- Branch locations: 1,110
- Checking fee: $0
- Savings APY: 0.01%
- 12-month CD APY: 0.01%
Read more about this financial institution in our full review about it.
U.S. Bank
- Branch locations: 2,319
- Checking fee: $6.95
- Savings APY: 0.01%
- 12-month CD APY: 0.05%
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Citizens Equity First
- Branch locations: 33
- Checking fee: $0
- Savings APY: 0.05%
- 12-month CD APY: 0.25%
