By                    Monica White                

More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today.

Make Purchases With a PayPal Debit Card

PayPal offers both personal and business accounts the opportunity to request a PayPal debit card. Filling out an application does not affect a user’s credit score since the card is a debit card, not a credit card.

You can also add money to the card via the PayPal app or by using cash at one of over 90,000 retail locations in the United States. It’s even possible to withdraw cash at an ATM using PayPal’s debit card. 

One example is Dundle, which allows customers to buy gift cards by choosing a value between $5 and $100 and checking out with PayPal. The electronic gift card is instantly delivered to the buyer’s email address.

Final Take

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

  • Yes, there is no fee for setting up an account or requesting and receiving the card. There is also no monthly fee charged for using the card, and no minimum balance is required. However, a fee of up to $4.95 will apply when loading cash to a PayPal account using the card.