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The new year offers everyone the opportunity to make financial plans or resolutions they can stick to year-round. However, it can be easy to feel overwhelmed by the number of choices available. How do you know which money moves are the right ones to make? By Heather Taylor Tips: 10 Things To Stop Buying in 2023Have Any $200 Quarters Lying Around? It’s Worth Checking Your Spare Change Rather than guess what you should focus on at the start of the year, follow the tried and true advice of financial professionals....

The old television sitcoms we see on classic television channels make Thanksgiving food preparation look so easy. There’s Mom, looking like a million bucks in her hostess dress and white apron, mixing and mashing — all while effortlessly tending to the guests. By Jami Farkas Check Out: Best Dollar Tree Items To Stock Up On for Thanksgiving Also Find: Costco Black Friday Deals You Shouldn’t Pass Up We all know that isn’t reality....

You’re satisfied enough with your current bank, but you can’t help but wonder if you’d be happier elsewhere. Whether you’ve been with this financial institution for years or only a short time, you feel like something is lacking. Switching banks is a big deal that involves a lot of paperwork, so it’s important to really think through your decision. The last thing you want is to move your money elsewhere, then realize things are either the same — or worse — at your new financial institution....

How can you support Black-owned small businesses? By Heather Taylor Here It Is: Our 2022 Small Business SpotlightSee Our List: 100 Most Influential Money Experts Write Positive Revi ews Check to see if the small business has a Yelp or Trustpilot account. If you find they do, write a positive review on the platform. The review can be two to three sentences in length. Write in the review how you liked the product or service offered and would recommend the product or service....

Thanks to inflation, there are droves of Americans who were previously doing OK who are now barely scraping by. For many, inflation means not only upping their usual cost-saving measures such as coupon clipping but changing how and when they shop, particularly when it comes to essentials like groceries. More and more consumers seem to be turning to dollar stores to get their shopping done. By Nicole Spector But dollar stores can be misleading....

As massive computer theft goes, last week’s hack of the Poly Network was about as benign as they come — even though the thieves stole more than $600 million in cryptocurrency. By Vance Cariaga See: Is Crypto Safe After Hackers Steal $600 Million?Find: Elon Musk Impersonators Scam People Out of $2 Million in Crypto — Here’s How to Keep Your Money Safe As Reuters reported on Monday, within days of the heist, the DeFi, for decentralized finance, platform said the “white hat” hacker or hackers had returned nearly all the money they stole....

As CNBC Select reports, according to the National Retail Federation, American families will spend $36.9 billion on back-to-school expenses for K-12 students this year. That amount rises to $73.9 billion concerning college student spending in 2022. By David Nadelle See: 10 Items That Are Always Cheaper at Sam’s ClubFind: 7 Surprisingly Easy Ways To Reach Your Retirement Goals When it comes to paying for back-to-school supplies, many families take advantage of any discount they can find, like the relevant sales tax holidays available in ~16 states....

Coinbase’s long-awaited NFT marketplace — announced in October — finally launched in beta mode on April 20 and will be available to selected beta testers. By Yaёl Bizouati-Kennedy Read: 9 Bills You Should Never Put on AutopayLearn: 50 Ways You’re Throwing Money Away For a limited time, there’ll be no Coinbase transaction fees. “We’ll eventually add fees, which will be in-line with Web3 industry standards, and we’ll provide notice before anything changes,” Saxena said in the post....

Spirit Airlines and Frontier Group announced a definitive merger agreement on Feb. 7, under which the companies will combine in a deal valued at $6.6 billion, “creating America’s most competitive ultra-low fare airline.” By Yaёl Bizouati-Kennedy In wake of the news of the merger between the two budget carriers, Spirit shares jumped about 11% and Frontier Group stock fell about 3% in premarket trading, CNBC reported. Find: The Best and Worst Airlines for Cheap FlightsOther Advice: 7 Simple Habits That Will Make You Richer in 2022...

Some stocks pay dividends — quarterly or annual payments to shareholders based on how well the company performs over that period. For each share of the stock you own, you’ll get a small payment, based on how well the company performed the previous year. By Karen Doyle How DRIPs Work Ways To Invest Benefits of Reinvesting Downside When you own a dividend stock, you often have two options: take the dividends in cash or reinvest them in the stock, in what is known as a dividend reinvestment plan, or DRIP....

When the taxes get tough the rich get going — to states with more lenient tax policies. According to new research from SmartAsset, since the onset of the pandemic, Americans earning $200,000 or more a year are migrating from states with the highest tax burdens to states with lower taxes. By Nicole Spector See: 5 Affordable Places To Retire Near the BeachFind: Should You Still Buy a Home in Today’s Market?...

SNAP is run by the Department of Transitional Assistance (DTA) in Massachusetts, helping low-income households expand their food budget by sending out monthly benefits through the Massachusetts EBT card. Like most states, Massachusetts keeps a set monthly schedule for when SNAP recipients get their benefits, including December. By Josephine Nesbit See: Massachusetts’ Low Income Home Energy Assistance Program Now Open — Who Qualifies?Find: 3 Million Massachusetts Residents To Receive Tax Refund Starting in November...

If you didn’t know, it’s National Free Slurpee Day — and it’s not too late to get yours. Before you head out to do that, though, catch up on today’s top financial stories. By Gary Dudak The Big Lead: These States Are Adding Child Tax Credit Stimulus The total number of states providing relief child tax credits or deductions has risen to 12, as New Jersey recently passed its own child tax credit legislation....

A notary public’s job is to witness and authenticate the signing of various documents and help state governments prevent fraud and theft. As a notary public, you can work for banks, businesses, schools or for the state government. You can also obtain your notary commission and run your own business. Here are the steps you need to take, whether you’re looking to become a notary public as a side hustle or seeking a springboard to replace the income from your full-time job....

Anyone in the market for a new house should have a slightly better shot at finding one next year as the supply of new homes inches closer to demand, but you can still expect historically high prices pretty much everywhere, according to a new report from Realtor.com. By Vance Cariaga See: Buying a House Is Crazy Right Now — Consider Renting in These 10 Cities To Save MoneyFind: Should You Refinance Now With the Low Mortgage Rates?...

Being a successful leader is more than putting in the work hours every day. A common habit of highly effective CEOs is to maintain a daily routine that balances both their career and home life. By Ashleigh Ray Here It Is: Our 2022 Small Business SpotlightZelle Facebook Marketplace Scam: How To Recognize and Avoid This Scam Ever wonder what CEO living is all about or what a day in the life of a CEO looks like?...

On March 15, 1962, President John F. Kennedy said, “If consumers are offered inferior products, if prices are exorbitant, if drugs are unsafe or worthless, if the consumer is unable to choose on an informed basis, then his dollar is wasted, his health and safety may be threatened and the national interest suffers.” By Andrew Lisa The Economy and Your Money: All You Need To KnowRead: What Is the Consumer Confidence Index and How Does It Affect Me?...

Spotify is a music streaming service with over 80 million tracks on offer, with more and more added every single day. While that amount of music is well worth the standard price of $9.99 per month, it’s possible to listen for free. By Monica White Free Version 3-Month Free Trial 1-Month Free Trial Walmart+ Microsoft Rewards See: 3 Easy Tips To Turn Your Credit Woes Into Wows There are several ways to get Spotify without paying a subscription fee, at least for a limited amount of time....

You work hard every month to make your mortgage payment. But is your mortgage working for you? It just might be time to consider refinancing. By Jami Farkas Refinancing means you’re swapping your existing mortgage loan for another. And since there typically are fees involved with refinancing, you’ll need to recognize a benefit — one that saves you money each month on your payment or puts money in your pocket....

American workers turned to freelance opportunities in 2022 as job security and flexibility was being questioned like never before. Spurred by the seemingly unlimited growth and career offerings in freelancing, this work has grown steadily in popularity since the pandemic began. By David Nadelle See: 6 Lesser-Known Side Hustles To Earn Some Extra CashFind: 10 Things To Stop Buying in 2023 According to Upwork’s most recent Freelance Forward survey, Americans have responded to these shifting trends toward independent work and have embraced the flexibility, job satisfaction and earning potential that freelancing provides....