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A credit card comes with many benefits beyond extending the time you have to pay for purchases. Many credit cards offer purchase protections, additional travel insurance coverages and more. There are times when having an open credit line could be a lifesaver, especially if you need to cover an unexpected expense. By Cynthia Bowman When To Get One How To Choose While many people find that having a single card should suffice, there are advantages to having a second one....

Generational wealth is defined as assets — cash, stocks, real estate and businesses — that are passed down from one generation to the next. Unfortunately, this type of wealth can be rather elusive. By Cynthia Measom Tips: 6 Ways To Start Building Generational Wealth for Your FamilyCheck Out: Bank Accounts To Grow Your Generational Wealth “According to numerous studies, 90% of family wealth is lost by the third generation,” said Howard Lutz, senior vice president at Intercontinental Wealth Advisors....

You may want to pay your rent with a credit card to bridge the gap until payday, rack up rewards or get that sizable welcome bonus. However, many landlords only accept cash or checks when it comes to rent, which makes sense. Most credit card companies charge processing fees, which typically range from 2.5%-2.9% of the transaction and can add up over time. By Cynthia Measom How To Pay Choose Cards Wisely When Your Landlord Doesn’t Accept Credit Cards Is It Right for You?...

If you made money from a full-time job or a side hustle last year, then you’re required to report those earnings on your 2021 income tax return. The IRS also offers several resources to help gig workers meet their tax obligations. By Josephine Nesbit See: The 7 Best Side Hustles for Parents Find: 27 Most Lucrative Side Hustles for People Over 50 You may or may not receive an information return; however, all earnings from gig work are taxable....

In June, Instagram rolled out a new shopping feature allowing users to make purchases directly in the app. This opened doors for influencers — social media celebrities with tens of thousands and even millions of followers — to earn affiliate marketing commissions for products they promote on the platform. By Dawn Allcot Discover: 7 Best Mystery Shopping Companies To Work ForLatest Stimulus Payments: Qualifying California Residents Could Receive Up to $1,100...

The 60+ million Americans who are enrolled in Medicare will be paying significantly more in premiums this year than in 2021. But how about 2023 premiums? Did you know that what your Form 1040 includes this year will impact your premiums for next year? And did you also know that if you are a profitably self-employed individual, you can deduct your Medicare premiums and potentially save a bunch of money?...

MoviePass launched nationwide in 2012 as a subscription-based movie ticket service. Basically, customers paid a flat fee each month in exchange for being able to see up to one movie per day in a movie theater. When a subscriber wanted to see a movie, MoviePass loaded the funds for the cost of the movie ticket onto the customer’s MoviePass debit card, which the customer then used for payment at the movie theater....

Amid a growing interest in NFTs and a soaring market, Defiance ETFs recently launched The Defiance Digital Revolution ETF (“NFTZ”), the first NFT-focused exchange traded fund. By Yaёl Bizouati-Kennedy Crypto Trading: Why Knowing the Difference Between ETFs and Futures-Based ETFs Is KeyFind: 10 Cheap Cryptocurrencies To Buy Trading in NFTs climbed to $10.7 billion in the third quarter of 2021, an increase of more than 700% from the previous quarter, according to a report by blockchain analytics firm DappRadar....

Electric vehicle (EV) company Rivian — which had a blockbuster IPO in November but has since been struggling with supply chain issues and chip shortages — saw its stock rise on May 31 following a bullish analyst note. By Yaёl Bizouati-Kennedy Discover: 9 Bills You Should Never Put on Autopay More: 15 Cheap, Beautiful Places To Retire Mizuho analyst Vijay Rakesh said that current prices were a “good entry point” for Rivian stock following an event with Rivian CFO Claire McDonough, Barron’s reported....

In March, the Federal Reserve raised rates for the first time since 2018 and indicated that more rate hikes could be coming. These hikes can affect your personal finances in a few ways — interest rates for your credit cards and new lines of credit are likely to increase, and on the plus side, your savings and CD rates may increase. By Gabrielle Olya Check Out: 7 Financial Habits That Improve Your Daily LifeHelpful: 30 Things You Should Never Buy Without a Coupon...

Many companies have raised prices to keep up with inflation, but retail industry experts now say that we may see consumer products shrink in size, quantity or both because of rising costs. By Josephine Nesbit See: 5 Best Foods To Buy in Bulk at Costco This Spring Find: 50 Ways You’re Throwing Money Away In February, the inflation rate hit a 40-year high of 7.9%, according to the most recent data from the Labor Department....

Low-income households in Oregon will soon be getting $600 stimulus payments if they met the eligibility requirements. By Vance Cariaga SNAP Benefits: Can You Use EBT Card/Food Stamps To Purchase Hot Food?Find: 10 Things You Should Always Buy at Walmart You will get the one-time payment if you received the Oregon Earned Income Tax Credit on your 2020 tax filing and lived in Oregon the last six months of 2020, according to the Oregon Department of Revenue....

Residents of New Mexico — who have already gotten several tax breaks this year — will soon get another round of tax rebates as the state prepares to send payments totaling either $250 or $500 to households that filed 2021 taxes. By Vance Cariaga See: The Best Cities To Retire on $2,000 a MonthFind: Surprising Things You Can Buy With Food Stamps The payments could come as soon as early next week, KRQE reported....

The COVID-19 Delta variant has given investors a bad case of the jitters, with stock markets tumbling worldwide on Monday, including a drop of 2.1% on the Dow and 1.6% on the S&P 500 – its biggest one-day decline since May. By Vance Cariaga Helpful: 25 Investments That Make You Feel Good While You Make MoneyInvesting: 19 Areas To Invest In During a Financial Crisis Several European markets also fell sharply Monday amid concerns about the impact the latest variant will have on countries that still have low vaccination rates, NPR reported....

Having a baby should be a joyful time, but for many mothers, the experience can lead to financial hardship. That’s because only 17% of American workers have access to paid parental leave, according to the latest data from the Bureau of Labor Statistics. That means that many mothers are forced to take unpaid leave at a time when they’re dealing with added expenses, from medical bills to baby supplies. By Gabrielle Olya The Financial Consequences of Unpaid Maternity Leave How To Prepare for Unpaid Maternity Leave Keep Up With the Latest: Sign Up for The Financially Savvy Female Newsletter Check Out: 11 Best Lucrative Side Hustle Ideas...

By Heather Taylor The Future of Finances: Gen Z & How They Relate to MoneySee: 5 Things You Must Do When Your Savings Reach $50,000 Millennials Understand Their First Home May Not Be Their Dream Home “Currently, millennials account for the largest demographic of homebuyers and are shifting the housing market.” said Phil DeGisi, chief product and marketing officer of Orchard. DeGisi said first-time millennial buyers are entering the market comfortable with the fact that their first home may not be their dream home....

Walmart is investing nearly $1 billion over the next five years in “career-driven training and development” for its employees. The largest U.S. private employer is paying 100% of college tuition and books for its 1.5 million part-time and full-time Walmart and Sam’s Club associates through its Live Better U (LBU) education program. By Josephine Nesbit See: Tuition Assistance is the Latest Perk Companies Are Offering to Lure Workers Find: See How Much More Tuition Costs for Gen Z Than It Did for Gen X at 30 Popular Colleges...

Sometimes it seems as though there is no end in sight when it comes to rising costs of living and growing inflation percentages. Rather than stress out about dwindling savings and increased credit card usage, however, savvy consumers can implement planning and budgeting strategies to relieve their wallets from current economic pressures. By Heather Taylor The Future of Finances: Gen Z & How They Relate to MoneyLearn More: This Credit Score Mistake Could Be Costing Millions of Americans...

Remember those financial New Year’s resolutions you made when the ball dropped in an empty Times Square as the final seconds of 2020 ticked away? By Andrew Lisa That was going on six months ago. Believe it or not, the 2021 hump is almost here. It’s time to regroup, make some halftime adjustments and pivot toward the second half of the year with your finances in check. Take Inventory of the Last Months Start by looking back at the year so far to find out where you stand with your credit, debt, savings and spending....

Unfortunately, you probably aren’t getting a refund from the IRS if you haven’t done your tax return yet. But that shouldn’t discourage you from taking advantage of some of the Tax Day deals going on throughout the country today. To help you celebrate, many companies are offering deals, discounts and freebies to drum up some business. Here are some of the best deals, discounts, and freebies to be had today....