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The housing market has been slowing down because of higher mortgages, interest rates and a red-hot inflation. Now, new homebuyers are also choosing to relocate as housing costs are becoming too excessive in certain cities. By Yaёl Bizouati-Kennedy See Our List: 100 Most Influential Money ExpertsLooking To Diversify in a Bear Market? Consider These 6 Alternative Investments A new Redfin survey finds that a record 32.6% of Americans looked to move from one metro to another in the second quarter of 2022, up from 32....

Traditionally, companies have used a variety of methods to reward or compensate their employees. One of these methods is offering restricted stock units. By Scott Jeffries About RSUs Pros and Cons RSUs vs. Stock Options This guide will compare restricted stock units versus stock options and discuss RSUs in detail. What Are Restricted Stock Units? Restricted stock units are a way for employers to give employees shares in the company. They are “restricted” because there is a vesting schedule in place, depending on the length of an employee’s employment and their performance goals....

Secured credit cards are simply credit cards that require cardholders to make a cash deposit when they open an account. The deposit enables credit card issuers to provide cards to individuals with poor credit who would be ineligible otherwise. The amount of the deposit is typically the credit limit, meaning that there is always collateral for anything the cardholder spends. By Teddy Garcia How It Works Reasons To Get Secured Cards Downsides Getting a Secured Card Getting an Unsecured Card How Does a Secured Credit Card Work?...

Venmo has changed the way we conduct a lot of our everyday financial transactions with its ease of use and minimal fees. The downside? As with other payment apps, you could fall victim to a scammer. The good news is that Venmo offers many safeguards to help keep your money safe. By Jami Farkas Accidental Money Transfer Request from a Friend Buying Scam Learn: 3 Easy Tips to Turn Your Credit Woes into Wows...

By Heather Taylor Learn More: 9 Bills You Should Never Put on AutopayFind Out: 10 Things You Should Always Buy at Walmart Let’s take a look at debt that may be eligible for consolidation and the next steps to take once you decide to consolidate your debt. When You Have Multiple Student Loans If you have multiple student loans, you may want to refinance your student debt or consolidate the debt if you are ineligible for refinancing....

Those who’ve been waiting for the housing market to cool down may find themselves in murky waters yet again — just in a different way. Though home prices are predicted to fall by 8% next year, high mortgage rates and a looming recession will continue to hinder affordability, according to a new report from Capital Economics, an independent research firm. By Nicole Spector See: How High Will Interest Rates Go in 2023?...

There’s no denying that you’ll have to make plenty of decisions about your retirement over the course of your life. However, if you’re looking to simplify things, there are actually two decisions that rank as the most important. By John Csiszar Retirement at Any Age: Get Retirement Tips That Fit Every Stage of Life Learn: 5 Things You Must Do When Your Savings Reach $50,000 This is particularly true in light of the fact that most retirees won’t have as much saved up as they might like by the time they reach age 65....

While most of the formal stimulus programs that put money back into Americans’ bank accounts as a form of COVID or inflation relief have ended, some states’ refunds and rebates payment dates will roll into 2023. Here are the states where eligible people can still expect to receive some of this relief if they haven’t already. By Jordan Rosenfeld California In 2022, California offered payments to its residents, known as the Middle Class Tax Refund, who met the following criteria:...

You can find a well-paying part-time gig if you have the right skills and education. By Kathy Evans 20 Best Part-Time Jobs These Are The Best Part-Time Jobs That Can Make Extra Money Below is a list of 20 part-time positions and how much you can earn on average annually. 1. Recreation and Fitness Worker Job: Recreation and fitness workers bring fun to their job. Some of the activities you can help facilitate include martial arts, yoga, dancing, horseback riding and overseeing public park and recreation facilities....

If your credit cards seem like a mystery to you, it’s time to get educated on how they work. The best way to do so is to understand the many terms associated with a credit card, the words you probably glaze over when reading the paperwork to sign up for one, or on your monthly statements. By Jordan Rosenfeld See: 7 Financial Habits That Improve Your Daily LifeFind: Don’t Get Suckered Into Paying For These 20 Useless Things at Car Dealerships...

If you’re looking to scare up some extra cash during the spookiest month of the year, you’re in luck. There are more than a few seasonal (and evergreen) gigs that you can do either as a side hustle to rustle up $500 or more, depending on how much you work. By Nicole Spector Find Out: Stimulus Payments Are Coming to These States in OctoberRead: This Credit Score Mistake Could Be Costing Millions of Americans...

Thousands of people globally are now using Airbnb to donate to Ukrainians by booking rentals and letting the hosts know that they’re not actually visiting, and that these are solely direct donations. In addition, Airbnb has stated it is waiving fees in Ukraine, so 100% of the money goes directly to Ukrainians in need. By Yaёl Bizouati-Kennedy See: Elon Musk Tweets Support of Increasing US Oil Production To Limit Dependence on RussiaPain at the Pump: Gas Prices Breach $4 Mark and Continue To Rise...

By Yaёl Bizouati-Kennedy The models are expected to be big-screen TVs in the range of 55 to 75 inches, according to the Insider report, which adds that “they are due to be released as soon as October, but the rollout has been beset with logistical bottlenecks.” More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today....

Airline credit card rewards make flying less expensive and more convenient. As America’s largest bank, Chase has plenty of airline cards to choose from, and it offers its best in partnership with United or Southwest airlines. By Daria Uhlig Best Chase Airline Cards Overall Value Low Cost Luxury Travel Everyday Use Budget Travelers You can use any of the cards included in this roundup for all your travel — without paying foreign transaction fees....

With only weeks left before Christmas, many last-minute shoppers are hoping to save big. Retailers continue to put huge discounts on everything from stocking stuffers to luxury goods. If you are hoping to get items shipped to your home, your window is quickly closing. Luckily, there is still time with Green Monday just around the corner. By Crystal Mayer Holiday Spending: Get Top Holiday Shopping and Savings TipsSee: 3 Easy Tips To Turn Your Credit Woes Into Wows...

Coinbase, which started its Nasdaq listing in April in one of the most anticipated initial public offerings of 2021, as this was the first crypto exchange to go public, acknowledged it had stockpiled cash in the event of a “crypto winter.” By Yaёl Bizouati-Kennedy See: Coinbase’s IPO Made a Lot of People Rich(er)Find: How IPOs Work & Are They Worth Your Investment Money? The company has amassed $4 billion in cash as it prepares for closer regulatory scrutiny and to weather a slew of business risks in the crypto industry, CFO Alesia Haas told The Wall Street Journal....

For many people facing back taxes or unpaid federal tax debt, a partial pay installment agreement (PPIA) is one solution. PPIAs spread out payments over time, based on how much the taxpayer can reasonably afford to pay each month. By Dawn Allcot Gas Stimulus: Live Blog Updates Find: Do Social Security and Medicare Taxes Wind Up Being Worth It? Crunch the Numbers However, a recent evaluation and final audit report completed by the Treasury Inspector General for Tax Administration (TIGTA) found that the administration of PPIAs needs improvement....

Almost five years after declaring bankruptcy, Toys “R” Us was given a second life after being acquired by Macy’s parent company, WHP Global, in March 2021. Big rollout plans had been promised and are now coming to fruition. Thankfully, for kids of all ages, it seems you can’t keep a good giraffe down. By David Nadelle See Our List: 100 Most Influential Money ExpertsSmall Business Spotlight 2022: Nominate Your Favorite Small Biz by July 25...

Following the long-awaited Fed discussion paper about the pros and cons of a potential U.S. central bank digital currency (CBDC) on Jan. 20, Bank of America economic analysts said they anticipate a U.S. CBDC to be issued between 2025 and 2030. By Yaёl Bizouati-Kennedy See: What Is Digital Dollar and How Will It Affect Bitcoin? Find: Fed ‘Working Proactively’ To Issue Its Own Digital Dollar — Could It Topple Bitcoin and Other Cryptocurrencies?...

Safeway is an American supermarket chain (with over 900 locations nationwide) offering grocery items, food and general merchandise as well as a variety of specialty departments. SNAP recipients can use their EBT card for payment in-store, online and for grocery pickups at most locations. By Josephine Nesbit Discover: SNAP 2022: Is My State Giving Out Extra EBT Food Stamp Money in May? More: SNAP Schedule 2022: May Payments SNAP EBT cards can only be used to purchase household food items as well as seeds and plants which produce food for the household to eat....