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How do you know you’re getting everything your bank has to offer? Whether you’re seeking a new financial institution or want to get more out of your current one, it’s important to know what the total value of your relationship is with this organization — and view it less as a space merely for transactions. By Heather Taylor Take a moment to answer these questions to determine whether you’re getting the most from your bank....

You might have grown up being told that credit cards are “just for emergencies.” Though a credit card is useful when you need to make a large purchase and don’t have the funds on hand, the benefits of owning a card go far beyond buying now and paying later. By Casey Bond Read More: The Quickest Ways To Pay Off Your Credit Card DebtLearn: The Top Purchases You Should Always Make With a Credit Card...

If you’re planning for Social Security to fund even part of your retirement, you should be aware that at least a portion of your benefits may be taxable. In other words, you shouldn’t count on receiving the full amount of your projected benefit in your checking account, even if anticipated cuts to Social Security don’t materialize. However, this isn’t a particularly draconian provision, as distributions from most retirement plans, like traditional IRAs and 401(k) plans, are also usually taxable....

Taking steps toward financial freedom and growing your wealth is an undoubtedly savvy move, and it’s never too early — or too late — to start learning how to use and invest your money. For millennials in their late 20s to 30s, this year is a great opportunity to make long-term investments and build a financial safety net. By Maddie Duley Whether you are looking to buy a home, start saving for retirement or simply learn more about investing, there are a few tips that can help you get started on your financial journey....

Social Security is a lifeline for millions of retirees and other older Americans who are still in the workforce. By Andrew Lisa Making sure you qualify for every dollar you’ve got coming to you is not a step you want to skip — and believe it or not, Social Security is not guaranteed. In fact, there are more than a half-dozen ways that you could miss out on benefits that you were counting on and that you paid for with your tax dollars....

According to McKinsey & Company, the COVID-19 pandemic has cost students a lot of knowledge — about three months of learning in math and a month and a half in reading. Parents seem well aware of what’s at stake, as business at some online tutoring companies has risen as much as 300% in the pandemic. By Kelli Francis Academics and Test Preparation English Language Hobbies and Interests If you’re one of the many Americans who need a side hustle to pay the bills, you should know that there are plenty of tutoring jobs online....

If you’ve traveled with a furry friend, you know how high hotels’ pet fees can be. Sometimes they can cost so much, It’s like you rented an extra room. Added costs for pets can range from $25-$100 per night. Luckily, not every hotel charges those fees. Check out the top hotels where pets can stay with you for free. By Sam DiSalvo Find: 30 Locations With the Priciest Vacation RentalsMore: Are Package Travel Deals Actually Deals?...

By Andrea Norris About Dropshipping How It Works How To Start Earning What Is Dropshipping? More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. Dropshipping has little overhead and is ideal for entrepreneurs who do not have the financial means or storage space to handle physical inventory. Chosen selling plan — Individual or Professional Product type Fulfillment strategy Listing volume, optional advertising and other factors Sellers must incorporate fees in their product pricing to ensure a profit....

The majority of individuals will spend a significant amount of their earning years saving up to reach common financial goals such as a down payment for a home, purchasing a car and investing for retirement. If one, or all, of these goals are ones you want to reach, chances are you might wonder whether you’re saving enough money. By Heather Taylor To reach a financial goal, you’ll need to establish a foundation — and consider your personal priorities along the way....

The average homebuyer in the U.S. is now older, as more millennials are pushed out of the housing market. By Josephine Nesbit Historic Highs for Mortgage Rates: Believe It or Not, There’s a Silver LiningSee: Should You Still Buy a Home in Today’s Market? New findings in the National Realtors Association’s 2022 Profile of Home Buyers and Sellers revealed that the average first-time buyer is 36 years old, up three years from last year....

Opening a bank account is a fairly easy and straightforward process in the U.S. However, you will need to provide certain personal and financial information to get started. The reasons for this are multifold. For starters, the bank needs to know how to contact you in order to send you important information like your statements. The bank also needs to verify your identity. Typically, you’ll have to provide your Social Security number when you open a bank account, but there are some limited scenarios where you may be able to sidestep that requirement....

The ever-ballooning cost of a college education in the United States is a major money worry for many parents, so any financial relief along the way is more than welcome. The nation’s largest administrator of college savings 529 plans is doing its part by cutting administrative fees for its customers — a move that could prompt other 529 plans to follow suit. By Vance Cariaga See: How Do 529 College Savings Plans Work and Are They Worth It?...

Crypto firm Valkyrie Investments — which recently launched the second Bitcoin-futures exchange traded fund (ETF), is launching a decentralized finance (DeFi) fund November 22, “off the back of client demand.” By Yaёl Bizouati-Kennedy Find: 8 Best Cryptocurrencies To Invest In for 2021 Explore: Bitcoin-Linked ETFs Are Booming — Could Bitcoin Funds Be the Next ‘Holy Grail’? Growth in the market preceded last year’s surge in the price of Bitcoin, and probably contributed to renewed interest in cryptocurrencies generally....

If you receive SNAP EBT, otherwise known as food stamps, in Colorado, you may be eligible for discounts on fun family attractions, museums, and even driving classes and internet service. In addition to attractions that participate in Museums For All, the Explorer Pass is exclusive to Colorado and built into your EBT card. Read on to find out how to access discounts at close to a dozen Colorado attractions through your SNAP card....

It’s pretty much always awkward when a friend or family member asks to borrow money. The last thing you want is to offend the other person, but in some cases, you’re absolutely not going to give them any money. Unfortunately, you might be feeling uneasy, because you don’t quite know how to handle the situation. By Jennifer Taylor Cash App Borrow: How To Borrow Money on Cash App Discover: 7 Surprisingly Easy Ways To Reach Your Retirement Goals...

The crunch time for holiday shopping – and shipping – is just about here. And if you need to send your gifts across the country or want to order something to arrive in time to give in person, it’s crucial to know the deadlines the biggest delivery services have set to get your packages to their destination by Dec. 25. By Jami Farkas Wealthy Millennials Aren’t Banking on Stocks: Here’s What They’re Investing In InsteadRead: Should You Still Buy a Home in Today’s Market?...

Are you passionate about fitness and would like to hone and share your skills on a professional level? Becoming a certified personal trainer may be the perfect career path for you to pursue. The central part of the work of a certified personal trainer is to develop safe and effective workout programs for clients seeking fitness goals. By Lydia Kibet Step-By-Step Guide Education Fitness Specialty Certificate Exam Schedule and Pass Exam Job Applications and Portfolio As a personal trainer, you will go beyond the gym and offer foolproof advice to your clients on nutrition....

A budget will only work if all family members are on board. But it doesn’t need to be a negative experience. Having the whole family involved in budgeting at some level not only helps them stick to the plan, but it can also help to teach your kids about money — by setting financial goals and making trade-offs to reach them. It can be a way to work together to get excited about what your money can help you do....

Working gigs is a perfectly acceptable way to earn a living, and more and more people are realizing it. Currently, the U.S. has around 70 million gig workers, a number that is expected to steadily increase to over 90 million by 2028, according to Statista. By Cynthia Measom To learn more about gig work and those who do it, Zety completed a poll of 1,000 gig workers. Out of those polled, 59% said their main source of income is a gig job....

Many people have second thoughts about all kinds of financial commitments. Some financial commitments, like taking out a loan and repaying it, require people to follow through on these commitments or face hefty penalties. By Heather Taylor Other financial commitments are not so much governed by laws as they are verbal agreements. You may agree to be in the wedding party for a friend or are planning to go on an overseas family trip....