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Although the COVID-19 pandemic continues to rage on, the new year holds hope and promise and, like thousands of years past, New Year’s resolutions. Around the world, people are setting goals and making promises to exercise more, eat healthier and reduce stress. Plenty of people are also vowing to optimize their finances. They might be looking to save more money, improve their credit score, budget better or give up credit cards....

With inflation still weighing on the economy and consumers’ wallets, many are turning to defensive stocks — those that tend to do well regardless of how the overall market is performing — to protect their portfolios against volatility. Some industries, such as healthcare and energy, are obvious picks. Others get less attention despite being well positioned to see gains amid economic, financial and geopolitical strife. Fertilizer falls into that category....

Savvy renters may think they have a pretty good understanding of the costs associated with renting in today’s market. Some costs are in plain sight while others are less obvious. These expenses could be an unexpected surprise to your bank account if you don’t know enough in advance to prepare to pay for them. By Heather Taylor Here are some obvious, and lesser-known, costs renters should pay attention to in today’s market....

A red-hot run of inflation is affecting every corner of the economy and airfares have not been spared. There is hope on the horizon, however, for several reasons — most notably, a drop in bookings, a scenario which could trigger some deals if you’re willing to delay your trips until fall. By Yaёl Bizouati-Kennedy See: 9 Bills You Should Never Put on AutopayFind: Ways You Can Lose Your Social Security Benefits...

Microsoft announced its U.S. employees can take unlimited time off, a perk it calls “discretionary time off,” which will start Jan. 16. While this seems like a dream benefit, some experts argue that because of its inherent ambiguity, it might actually not be as rosy as it seems. By Yaёl Bizouati-Kennedy See: Looking for Work During a Recession? Expert Suggests Pitching Yourself as the ‘Solution’Discover: As Recession Looms, Make 3 Retirement Moves To Stay On TrackExplore: Want a Raise This Year?...

By Will Healy If you’re not socking away cash into an emergency fund, you’ll find it much harder to handle any surprise expenses. The best solution — budgeting. There are many ways you can prepare a budget that suits your needs, particularly if it’s your first time. Take a look at this guide to help you get started. What Are the Benefits of Budgeting? Budgeting money doesn’t mean buckling down and never having a latte again....

Coinmama Overview Coinmama is a cryptocurrency exchange that has been serving customers since 2013. The company focuses on providing an easy way for people to buy and sell the most popular cryptocurrencies on the market, such as bitcoin, ethereum and more. By Preston Hartwick Overview Features How It Stands Out Comparable Options How To Apply Who It’s Best For Fees 2.0 Promotions 4.0 Cryptocurrency 3.0 Customer Service 3.0 Pros Multiple payment options High purchasing limit Simple interface Industry experience Cons Limited crypto options High fees No mobile iOS app No cryptocurrency wallet With multiple payment options, high spending limits and fast-track verification, Coinmama is a reliable platform for newcomers to the cryptocurrency market who want a streamlined, no-fuss experience....

The cost of getting an undergraduate degree is only getting more expensive, and inflation has done nothing to help students afford their education. With the start of the fall semester right around the corner, many students are trying to figure out how to afford classes, textbooks, room and board and a host of other necessities. The rapid and continuous rise in cost of living has changed plans for many Americans....

Cryptocurrency-based crime hit a new all-time high in 2021, with illicit addresses receiving $14 billion over the course of the year, up from $7.8 billion in 2020. At the same time, this represents an all-time low in the share of all crypto activity, a new report finds — a fact that might help dispel the misconceptions around cryptos and criminal activity. By Yaёl Bizouati-Kennedy See: Scammers Use Google Ads to Steal Crypto Wallets Find: $16 Million Reportedly Stolen From Crypto....

The 2,700-page text of the $1 trillion Infrastructure Investment and Jobs Act, which was unveiled Sunday night by a bipartisan group of senators, includes a provision about the crypto industry. The provision, aimed to help pay for a part of the bill, is making some insiders nervous about new regulatory requirements, which might be stifling. In addition, Securities and Exchange Commission Chair Gary Gensler addressed crypto regulations today at the Aspen Security Forum, saying that “right now, we just don’t have enough investor protection in crypto....

EsterEv, a popular Milwaukee restaurant, is offering a $40,000-a-year salary to full-time workers and $20 an hour to part-time workers, yet the owner still has to beg employees to come work for him, Bloomberg reports. By Georgina Tzanetos Chef Dan Jacobs is scouring Craigslist and even scouting former prison inmates without luck. “It’s a coin flip,” Jacobs told Bloomberg. “I have to be realistic and realize there is a distinct chance this will not work,” he said, acknowledging the possibility that he could lose both of his restaurants....

In yet another twist in the Musk-Twitter saga, the richest man on the planet has offered to buy Twitter for $54.20 per share in cash, “a 54% premium over the day before I began investing in Twitter and a 38% premium over the day before my investment was publicly announced,” according to a note included in a filing with the Securities and Exchange Commission. By Yaёl Bizouati-Kennedy See: Twitter Shares Drop as Musk Declines Spot on BoardFind: 10 Stocks Elon Musk Has Put in the Spotlight — Are They Worth Your Investment?...

The cost of food has drastically risen over the past year and prices aren’t forecast to go down anytime soon. In fact, they will keep going up. According to the USDA, in 2023 all food prices are predicted to increase 7.1%; food-at-home prices are predicted to increase 8% and food-away-from-home prices are predicted to increase 8.2%. By Nicole Spector Check Out: 11 Grocery Items To Buy at Dollar Tree Learn: 3 Ways Smart People Save Money When Filing Their Taxes SNAP Benefits: Can You Use EBT Card/Food Stamps To Purchase Hot Food?...

Budgeting, quite simply, is the act of spending your money efficiently. The importance of budgeting cannot be overemphasized, whether you’re a company or an individual. By Scott Jeffries Fixed Expenses Types of Fixed Expenses Variable Expenses How to Budget Like a Pro Working as a financial planner in Michigan, Julie Quick says, “Many people think this process is for those who can’t save. I would argue it’s for people who want to live intentionally....

Last weekend, Southwest Airlines’ flight cancellations — which included more than 2,000 flights between Friday and Sunday of the recent holiday weekend — left many travelers wondering what the future of air travel may look like. By Dawn Allcot Explore: Track All Your Credit Card Points and Miles in One Place With The Points Guy’s New App Learn: How Late Is Too Late To Book Holiday Travel and Still Get a Decent Deal?...

An evening at home may be in the works, and dinner plans must be made. But that doesn’t necessarily mean that you have to accept the hard work of home cooking or the horror of leftovers. A wide range of delivery services now offer to bring a fresh, hot take-out order straight from your favorite restaurant to your front door. By Thomas Streissguth DoorDash GrubHub Uber Eats Delivery.com Seamless Services That Don’t Take Cash Cash as Payment Read: 3 Easy Tips to Turn Your Credit Woes into Wows...

Supplemental Nutrition Assistance Program benefits are a lifeline for American households that can’t afford healthy food on their current incomes. Like certain other federal government programs, SNAP benefits are adjusted for inflation. But a new report from the Government Accounting Office suggests that the way benefits have been calculated should be changed. By Vance Cariaga SNAP, formerly known as food stamps, is a food purchasing assistance program run by the U....

It’s National Fried Chicken Day, and while today’s top financial stories might not all be finger-licking good, you can still feel free to indulge. By Gary Dudak The Big Lead: BYD vs. Tesla BYD, the Chinese electric vehicle (EV) company backed by Warren Buffett, reportedly surpassed rival Tesla’s deliveries for the first half of 2022. Read the full story here SNAP Spotlight: How Long Do Benefits Last? Benefit periods for SNAP — formerly known as food stamps — can range from one month to three years, according to the National Council on Aging (NCOA), depending on your case and your state’s specific requirements....

While women in the United States continue to earn less than men, on average, the gender wage gap is narrower among younger workers nationally, and the gap varies across geographical areas, according to a new Pew Research study. While earnings parity tends to be greatest in the first years after entering the labor market, it widens later. In that context, learning how can women better arm themselves for asking for a raise, negotiating salary or preparing for a financial emergency?...

You don’t need an economics degree to figure out that college is expensive. Just do a quick Google search about college costs, and you’ll get stampeded by articles about it. The average tuition and fees for the 2020-21 academic year rose by 1.1% to $10,560 for in-state students at four-year public colleges, CNBC reported last month, citing data from the College Board. For private schools, tuition and fees climbed 2.1% to $37,650....