Buying a home is one of the most exciting and nerve-wracking moments in a person’s life. There are few other times when you’re going to make such an enormous financial investment, and you want to get the absolute best deal for the price. If you’re driven by price before location, you will likely have more options for homes, as there are lots of cities around the United States where prices are lower than the median home price....
The crypto space has been on a wild and difficult ride over the summer and headlines haven’t been kind, reflecting the downturn. There have been collapses, layoffs, assets frozen and steep declines. By Yaёl Bizouati-Kennedy The Future of Finances: Gen Z & How They Relate to Money Looking To Diversify in a Bear Market? Consider These 6 Alternative Investments Amid the doom and gloom and some investors having turned their backs on the space, bulls will remain bulls: MicroStrategy’s Michael Saylor tweeted, “You can worry or you can #bitcoin....
An emergency loan is a good option for people with poor credit who need quick cash and don’t want to turn to payday or car title loans. Rates and fees are typically better, and borrowers can now choose from many lenders to find the best deal. By Andrea Norris What It Is Best Emergency Loan Lenders SeedFi Upstart Upgrade OneMain Financial Rocket Loans What Is an Emergency Loan? An emergency loan is a personal loan meant to cover large or unexpected expenses....
A move by the White House to pressure OPEC to boost oil production has already caused a dip in crude prices, but whether (and when) that results in lower prices at the pump is still anybody’s guess. By Vance Cariaga See: Inflation Comes In Hot: Consumer Price Index Shows Food and Gas Prices Rose Again In July Find: Gas Price Update: OPEC’s Latest Decision on Oil Production and Your Wallet...
With U.S. inflation at a 40-year high and in a highly anticipated move, on March 16, the Federal Reserve raised rates for the first time since 2018, by a quarter percentage point, or 25 basis points. By Yaёl Bizouati-Kennedy See: How the Fed’s Rate Increase Will Impact Your Personal Finances Find: Will Mortgages Be Impacted by Fed Interest Rate Hikes? “The invasion of Ukraine by Russia is causing tremendous human and economic hardship....
The Federal Reserve concluded its much-anticipated Federal Open Market Committee meeting today, saying it would keep rates steady until 2023, albeit planning to raise them earlier in the year. It also significantly raised its inflation forecast and reiterated what was said at the previous meeting, that “the path of the economy will depend significantly on the course of the virus.” By Yaёl Bizouati-Kennedy See: The Fed Speaks on Interest Rates, Still Wants to Keep Them Low Find: What Does the Fed Do, Anyway?...
When you think of the term “net worth,” you may picture middle-aged investors discussing the stock market or their real estate portfolio. But many financial experts agree that the best time to start thinking about your net worth is in your 20s. By Jenny Rose Spaudo The Future of Finances: Gen Z & How They Relate to MoneyMore: 5 Things You Must Do When Your Savings Reach $50,000 These years offer an early opportunity to pay down debt, increase your income, and start investing–setting you up for future financial success....
If you’re thinking about buying a new home or refinancing, you’re likely at least a bit motivated by the historically low mortgage rates that have held steady throughout the pandemic. While rates are currently more attractive than ever, they’ve fluctuated a lot over the past decade. By Jennifer Taylor This can be confusing if you’re not familiar with the reasons behind the variations, but there’s a method to it. “The economy and government financial policy affect mortgage rates,” said Robert Barnes, president and CEO of IBC Bank in Austin, Texas....
Although Hertz might not be the largest rental car fleet holder in the country, it’s an iconic name in the rental industry. People are familiar with the company’s yellow and black representative colors. By Scott Jeffries About Hertz How Much It’s Worth Safety How and Where To Buy Should You Invest However, the company filed for bankruptcy in May 2020, devastated by the lack of travel during the COVID-19 pandemic. Hertz failed to pay $400 million to lenders immediately before declaring bankruptcy....
Chegg is an educational subscription service that offers test preparation, homework help, physical and digital textbooks for rent or purchase, proofreading services and more. The company says 94% of customers report better grades when they use the service. By Joshua Rodriguez How To Cancel How To Downgrade See: 3 Easy Tips To Turn Your Credit Woes Into Wows As a subscription service, Chegg charges a monthly fee for access to its tools and features....
HelloFresh is the most popular meal kit delivery company in the United States. The company brings convenience to meal time by offering prepackaged ingredients and recipes for its customers to make high-quality meals at home, without having to step foot into a grocery store. By Joshua Rodriguez How To Cancel How To Skip a Week Subscription Plan Options Read: 3 Easy Tips to Turn Your Credit Woes into Wows The convenience is great, but at some point, you may decide to cancel your subscription....
As inflation continues to batter our bank accounts, consumers are forced to cut costs wherever they can. Unfortunately, our dearest family members — our pets — are also feeling the pain. By Nicole Spector Discover: 9 Best Dollar Tree Items for Fall 2022 See Why: This Credit Score Mistake Could Be Costing Millions of Americans According to a new survey by LendingTree, more than 75% of pet owners say the cost of their pets’ care is increasing, and 26% say they are struggling to cover these rising costs....
With inflation at a 41-year high and fast-rising interest rates, it’s no surprise that investor concerns are becoming more readily apparent. Now, because of the impact of pressing macroeconomic concerns, many investors are re-assessing their approach to financial planning — and most are anticipating an increase in volatility or an economic recession, a new study finds. By Yaёl Bizouati-Kennedy Discover: 25 Things To Sell When You’re Ready To Retire More: 20 Genius Things Mark Cuban Says To Do With Your Money...
Having a credit card is a big financial responsibility, so you may be wary about giving your children their own. However, if they are ready for this new financial milestone, it can help them learn about responsible spending as well as help them get started building credit. By Gabrielle Olya The Future of Finances: Gen Z & How They Relate to Money See Why: This Credit Score Mistake Could Be Costing Millions of Americans...
The tight labor market will push 2023 salaries up by their highest percentage in 15 years, according to a new survey from advisory firm Willis Tower Watson, but the extra pay might not do much to offset rising prices. By Vance Cariaga See: 22 Side Gigs That Can Make You Richer Than a Full-Time JobFind: 27 Ugly Truths About Retirement The WTW’s Salary Budget Planning Report, which details the results of a poll of 1,430 U....
Earlier this year, Forbes published an article that asked, “Could the new hybrid workplace turn some women into second-class employees?” It focused on the very delicate work-life balance that pervades women’s roles as part of a household and as mothers. By Selena Fragassi Examining the Gender Pay Gap: Industries Where Women Still Make Less Despite More ChallengesSocial Security: Women Get $354 Per Month Less Than Men – Here’s Why So, does the changing work environment provide freedom or sacrifice career opportunities?...
Illinois Supplemental Nutrition Assistance Program recipients can expect their benefit payments to be deposited monthly on the Illinois electronic benefit card, also called the Illinois Link EBT Card. Recipients receive their Link Card once approved for benefits. The card may be swiped in a card reader just like a regular credit or debit card. By Josephine Nesbit See: What is SNAP & Is it The Same as Food Stamps?Find: Social Security — Could the COLA Increase Reduce Your SNAP Benefits?...
As inflation continues to impact many individuals and families across America, some states are still rolling out stimulus payments to help offset the financial effects, including three key spots in the Midwest. By Selena Fragassi Stimulus Checks: Mark These Dates on Your Calendar NowFind: 29 Careless Ways Retirees Waste Money The latest Consumer Price Index, released Nov. 10, shows there have been some improvements in the cost of goods in 15 categories, from used cars to natural gas services to medical care....
The Biden administration is trying to make it as easy as possible for federal student loan borrowers to get debt relief of up to $20,000, having recently launched an online loan forgiveness application that can be filled out in a few minutes and an awareness campaign to notify borrowers of the process. For an estimated 8 million borrowers, relief will be automatic — and no application will even be required....
If you’re self-employed and use part of your home for business purposes, you may be able to deduct certain related expenses. To claim the home office deduction on your 2021 tax return, the IRS says that you must “exclusively and regularly” use part of your home — or a separate structure on property you own or rent — as your primary place of business. By Josephine Nesbit See: A Step-by-Step Taxes Guide for Those Filing for the First Time Find: Taxes 2022: Should You File Early This Year?...
