Posts

REI, a company known for its quality outdoor clothing and gear, once offered a lifetime warranty on products and allowed you to change in certain used products for new ones. However, it changed its return policy in 2013. Though you are still allowed to do this in many capacities, you now only have 365 days in which to do so, as that is REI’s current return policy. By Caitlyn Moorhead REI Return Policy Exceptions How To Return See: 3 Easy Tips to Turn Your Credit Woes into Wows...

As part of the American Rescue Plan stimulus relief, there has been a moratorium, or pause, on student loan payments since March 27, 2020. Federal student loan interest rates have also been set to 0%, but the policy as a whole is set to expire on October 1, 2021. By Georgina Tzanetos 2021 Small Business Spotlight: Check Out Our Small Business Stories, Plus the Nominated Businesses Near YouThe Economy and Your Money: All You Need To Know...

Shiba Inu coin reached a record high last night, fueled by several factors, including rumors that the Robinhood crypto wallet would soon list it — and a series of tweets from none other than serial crypto tweeter Elon Musk. By Yaёl Bizouati-Kennedy See: Is the Shiba Inu Coin the Cryptocurrency You Should Be Watching?Find: 15 Mortgage Questions To Ask Your Lender Shiba tumbled rapidly thereafter, when Musk tweeted he did not own any of the crypto....

If you qualify for Supplemental Nutrition Assistance Program (SNAP) benefits, you can use your Electronic Benefits Transfer (EBT) card at participating Subway restaurants. However, Subway only accepts EBT payments in states that participate in the Restaurant Meals Program (RMP). By Josephine Nesbit See: SNAP Benefits Available in Your State in 2022Find: Do Unused SNAP Benefits Roll Over Each Month? Currently, Subway only accepts EBT at select locations in California, Arizona and Rhode Island, Frugal Reality stated....

The Supplemental Nutrition Assistance Program provides nutrition benefits to supplement the food budget of low-income households; however, monthly funds account for only a portion of monthly food budgets. If you’re eligible for SNAP benefits in Louisiana, they are deposited monthly into SNAP accounts, which are linked to Louisiana Purchase Cards. By Josephine Nesbit Learn More: SNAP Schedule 2022: May PaymentsFind: Can You Use Your Food Stamps at Gas Stations? According to the Louisiana Department of Children and Family Services, most Louisiana households must meet gross and net income tests to receive benefits....

Although more than 70 million Americans were receiving Social Security benefits as of Nov. 2022, qualification isn’t automatic. If you want to claim retirement benefits, not only will you have to be at least age 62, you’ll also have to earn 40 quarters of coverage, or credits. By John Csiszar You can only earn these credits by working and paying taxes into the Social Security system. But how can you earn these credits, and what happens if you don’t net the full 40?...

With the impending close of 2022, you might be making resolutions for the new year, including keeping a closer eye on what’s in store for Social Security and the cost-of-living adjustment — sometimes referred to with the acronym “COLA” — in 2023. By Jake Arky There’s good news on the horizon if you are one of the estimated 66 million Americans who receives a monthly Social Security benefit. Starting in January, Social Security and Supplemental Security Income recipients will see an increased boost of 8....

The combination of hot weather and ongoing customer service issues at the Social Security Administration has created a worrying problem this summer: safety concerns over Social Security customers who must stand in the heat waiting to get into field offices. By Vance Cariaga See: What Is the Average Social Security Benefit at Age 62?Find: 7 Surprisingly Easy Ways To Reach Your Retirement Goals The matter is of such concern that leaders of the House Ways and Means Committee sent a letter to the SSA this week requesting that it take action, CNBC reported....

A report from the Treasury Inspector General for Tax Administration (TIGTA) claimed that upon reviewing the 175 million advance Recovery Rebate Credit (RRC) stimulus payments issued to 167.4 million individuals as of September 16, 2021, 99.48% were done correctly by the IRS. However, it also stated that the IRS issued more than 1.2 million economic payments, totaling a whopping $1.9 billion, to potentially ineligible people. By David Nadelle Gas Stimulus: Live Blog UpdatesLearn: Gas Cards Are Not Being Sent to Americans...

Maine is among the growing list of at least 12 states offering economic rebate checks ranging from a few hundred dollars to $850 as stimulus funds to help cover the rising costs of gas and food. By Dawn Allcot Gas Stimulus: Live Blog UpdatesLearn More: Recession on the Horizon? Usual Indicators Are There, but Economists Disagree Governor Janet Mills of Maine proposed a rebate of as much as $850 to “most residents,” NBC News affiliate NewsCenterMaine....

Tesla finally opened its Gigafactory Berlin on March 22, after months of delay, in a move that some analysts say will remove “a major overhang on the stock over the past few months.” By Yaёl Bizouati-Kennedy See: German Authorities Approve Elon Musk’s Berlin Gigafactory, Removing ‘Major Overhang’ on Tesla Stock Find: Tesla Hikes Prices as Musk Says There is ‘Inflation Pressure on Raw Materials’ “Excited to hand over the first production cars made by Giga Berlin-Brandenburg tomorrow!...

“Buy low, sell high” is common advice among investors — but timing the market can be a full-time job. No one knows what the market is going to do from one hour or one day to the next, and investors can lose a lot of time, energy and money trying to guess. That’s where dollar-cost averaging comes in. By Kelli Francis What Is Dollar-Cost Averaging? Put simply, dollar-cost averaging is a measured approach to investing that values steadiness....

A direct deposit was an added perk offered by banks back in the day, but it has become a default option for most users. When paper checks were the norm, people often wanted to know what day a deposited check would clear their account. With the speed of direct deposit via electronic transfer varying among banks, users commonly wonder what time does direct deposit hit. By Joshua Rodriguez Direct Deposit Times About Direct Deposit Deposit Times at Major Banks What Time Does Direct Deposit Hit?...

Dr. Pepper has long stood in the shadow of Coca-Cola and Pepsi in the soft-drink wars, and that’s not likely to change any time soon. Even so, some stock market experts say Keurig Dr Pepper’s (KDP) current valuation could make it a better short-term bet than either Coca-Cola or PepsiCo. By Vance Cariaga The Future of Finances: Gen Z & How They Relate to MoneyFind: 5 Things You Must Do When Your Savings Reach $50,000...

The World Bank lowered its annual global growth forecast for 2022 on April 19 from 4.1% to 3.2%, citing the impact that Russia’s invasion of Ukraine is having on the world economy. By Yaёl Bizouati-Kennedy Tips: Unplug These Appliances That Hike Up Your Electricity BillFind Out: 30 Things You Should Never Buy Without a Coupon World Bank President David Malpass told reporters on a conference call that the World Bank was responding to the added economic stresses from the war by proposing a new 15-month crisis financing target of $170 billion, with a goal to commit about $50 billion of this financing over the next three months, Reuters reported....

Finally, after several interviews and a lot of overthinking email responses, you got it. You got the job. You will now be making $30 an hour, which is way more than the last job that was paying you minimum wage. This increase in revenue is wonderful, and needed, but what does making $30 an hour really look like? By Caitlyn Moorhead Annual Salary Taxes Annual Salary on $30 an Hour If you are working full time, that is typically 40 hours a week, which is broken into five eight-hour shifts....

Traveling is one of life’s great joys, but it can come at a steep cost once you factor in airfare or fuel, sights to see, and lodging. If you can be more flexible about your lodging, you may find that hostels are a great way to go while meeting others and saving money at the same time. By Jordan Rosenfeld Learn: Here’s How Much Cash You Need Stashed if a National Emergency HappensAlso Find: 15 Cheap, Beautiful Places To Retire...

Businesses are launched on dreams, moxie, grit, risk and endless hard work. Many never leave the startup phase, but some evolve and blossom into successful companies that operate at a profit. Young entrepreneurs who are just getting acquainted with the challenges that lie ahead might look forward to that level as if it were the finish line. By Andrew Lisa Explore: Your Biggest Money Etiquette Questions Answered Here It Is: Our 2022 Small Business Spotlight...

“The rich get richer” is ok if everyone else is getting comparatively richer, too. However, that’s not the way salaries work in the corporate world, a new study has shown. By David Nadelle See: 22 Side Gigs That Can Make You Richer Than a Full-Time JobFind: States Whose Economies Are Failing vs. Thriving According to a study conducted by Equilar for the Associated Press, wage increases for chief executives of S&P 500 companies rose 17....

The 4th of July weekend is a welcome mid-year pause and a chance to enjoy a few days away with family and friends. But over the past two years, many have had their Independence Day travel plans cancelled by bans and lockdowns caused by the pandemic. By David Nadelle See: Unplug These Appliances That Hike Up Your Electricity BillCash App Borrow: How To Borrow Money on Cash App This year, the main concern is the historically high gas prices seen at the pumps, but it won’t stop people from getting away to celebrate, as numbers of those traveling this weekend by car are expected to return to pre-pandemic levels....