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If you’re looking to beat the expected interest rate hikes and buy a home right now, you may be wondering if you have enough money for a down payment. By Dawn Allcot See: Mindy Jensen and More Experts Predict These Will Be the Best Real Estate Investments in 2022 Find: Who Owns the House in a Mortgage? Conventional mortgages typically require a 20% down payment. So if you are buying a $200,000 home, you’d need at least $40,000 for your down payment....

So, the worst-case scenario occurred after the federal government lifted the eviction moratorium put in place during the pandemic. You fell too far behind in rent, could not recover, and now your landlord has filed an eviction notice. How can you find a place to live, rebuild your credit and take back control of your finances? By Dawn Allcot It’s Not Over With the First Notice First things first, say the experts: Don’t panic....

Here are some signs that your job has you headed towards burnout (if you’re not there already): The idea of going to work every day fills you with excruciating dread. Every email delivers a pang of anger mixed with despair. You type up 10 emails a day that you almost send to your boss telling them everything wrong with the company. And everything wrong with them. You fantasize about how good it would feel just to quit....

President Joe Biden might want to Build Back Better by offering government incentives to boost the electric vehicle industry, but it appears Elon Musk would rather take a wrecking ball to the whole idea. The Tesla CEO and world’s richest person said “it might be better” if Biden’s spending bill doesn’t pass — and aimed much of his vitriol at EV subsidies. By Vance Cariaga See: Elon Musk Said Hydrogen Fuel Cell Vehicles ‘Extremely Silly’: Some Experts Now Disagree Find: 25 Secrets Elon Musk and Every Other Rich Person Knows...

Several pizza chains, including Little Caesars and Domino’s, raised prices this year amid inflation and supply chain challenges. But Wednesday, Feb. 9, 2022, will give you opportunities to party like it’s 2021 with discounted pizza in celebration of National Pizza Day. By Dawn Allcot See: This Fast Food Joint Has a Unique Way of Handling Hiring Problems Find: Little Caesars Raises Pizza Costs 11% with 33% More Pepperoni — Does Upgrade Justify the Price?...

Non-fungible token (NFT) sales soared to new heights this year, reaching $2.5 billion in the first half of 2021, according to DappRadar. They’ve become so popular, in fact, that heavy hitters like Coca-Cola, Nike and Taco Bell all entered the playing field, causing excitement in what was — at least until 2020 — a relatively new and largely unrecognized asset category. By Nicole Spector Learn: NFTs Are the Trendy Asset of the Moment — But Are They Worth Your Money?...

BECU is a Seattle-based financial cooperative that offers the standard lineup of checking and savings accounts, credit cards, loans and investment services. It was once only available for Boeing employees but now accepts members residing in Washington and parts of Idaho and Oregon. By Cynthia Bowman Checking and Savings Account Promo Refer-a-Friend Bonus Home Rewards Credit Card Promos Opening an Account Switching to BECU Like many financial institutions, BECU occasionally runs promotions that provide cash bonuses to new and existing members....

NIO (NYSE:NIO) is an electric vehicle manufacturer that specializes in premium smart electric vehicles. The company, headquartered in Shanghai, China, was founded in 2014. By Karen Doyle 5-Year Forecast 12-Month Price Target History of NIO Before You Invest Long-Term Forecast The company also develops innovative technology around electric vehicles such as Battery as a Service or BaaS, a battery-swapping technology, and proprietary autonomous driving technologies. Here’s what you need to know about NIO and where its stock could go over the next few years....

What Is OpenSea? OpenSea is a decentralized marketplace that allows users to buy and sell non-fungible tokens. Founded in 2017, the NFT exchange initially began as a market for CryptoKitties but has expanded beyond collectibles. It’s currently a marketplace for a wide variety of digital assets, including art, domain names, game items and music. By Lydia Kibet About OpenSea How It Works Features How To Use Final Take Usability 4.3...

Pablo Picasso’s heirs are the latest to cash in on the booming business that is the NFT space, as they recently announced they are selling 1,010 digital art pieces of one of his ceramic works — a work that has never before been seen publicly — the Associated Press reports. The news has NFT investors abuzz with excitement. By Yaёl Bizouati-Kennedy See: There’s a New Free Service for Compiling Tax Data to Report Crypto and NFTs Find: NFT Marketplaces Are Using Vampire Attacks & Cash Incentives to Battle for Supremacy...

Robinhood announced it was extending trading hours, “to build a world where people have the flexibility to invest on their own timelines and on their own terms.” By Yaёl Bizouati-Kennedy Following the announcement, the stock — which was down 13.7% year-to-date — closed at 24.2% on March 29. By expanding pre-market trading to 7 a.m. from 9 a.m. ET and after-hours trading to 8 p.m. ET, the company is adding an extra four hours for orders to be filled, according to a blog post....

The Securities and Exchange Commission (SEC) charged Peter Thiel-backed BlockFi with failing to register the offers and sales of its retail crypto lending product, and the company agreed to pay a $50 million penalty and an additional $50 million in fines to 32 states to settle similar charges, according to Feb. 14 press release from the SEC. By Yaёl Bizouati-Kennedy See: 5 Biggest Mistakes To Avoid When Filing Taxes for Crypto Find: Coinbase Crashes After ‘Crypto Bowl’ Ad, Stock Dips Then Rebounds...

For a person entering ShibaSwap for the first time, it can be difficult to get a grasp of all the dog-related terminology built into this crypto brand. When most people say “rising” or “falling,” to describe crypto gainers and losers, the Shiba community says “doggos” or “puppies.” It can be hard to keep up. By David Granahan Quick Take Overview Coins That Earn Rewards Coins Listed Earning Rewards How To Use It Choosing ShibaSwap Final Take As confusing as it may be at first, ShibaSwap’s services are more or less the same as those of many other decentralized applications....

Life is all about making choices, and that’s especially true when it comes to making a monthly budget, no matter what your age. By Jami Farkas Weigh In: Should We Forgive Student Debt? Take Our PollRead: What To Do If You Can’t Afford Your Student Loan Payments In your 20s — and even into your 30s and beyond — that monthly budget could include student loan repayments. After all, 43.2 million Americans owe an average of $39,351 each — a total of $1....

The Pennsylvania Department of Human Services administers the state’s SNAP benefits, formerly known as the food stamp program. Eligible low-income households receive their monthly benefits on their Pennsylvania EBT ACCESS card. Keep reading to learn more. By Josephine Nesbit Find: What Is the Highest Income for Food Stamps in 2022?Important: If Your Credit Score Is Under 740, Make These 4 Moves Now SNAP recipients can use their Pennsylvania EBT ACCESS card to purchase groceries, snacks and seeds or plants that produce food....

The best way to ensure you get the most out of your Social Security retirement benefits is to wait until you’ve reached full retirement age (FRA) to apply for them. This will guarantee you get the full payment you are entitled to each month. The FRA used to be 65 years old, which is why so many people equate 65 with retirement. However, that is no longer the case. By Vance Cariaga Social Security: No Matter Your Age, Do Not Claim Benefits Until You Reach This MilestoneFind: 5 Things You Must Do When Your Savings Reach $50,000...

If you are collecting Social Security benefits during retirement or you receive survivor or disability benefits through Social Security, you could be liable for income taxes on a portion of those benefits, the Internal Revenue Service reports. Supplemental Security Income payments, however, are not taxable. Continue on to find out more. By Dawn Allcot You could have to pay taxes on 50% of your Social Security benefits if the total income for an individual, including pensions, wages, dividends and capital gains plus Social Security benefits total between $25,000 and $34,000....

More than 9 million people have not collected all or some of their coronavirus stimulus payments, including the Child Tax Credit, the Recovery Rebate Credit, or the Earned Income Tax Credit, the IRS said in a news release on Thursday, October 13, 2022. By Dawn Allcot CPI: September’s Consumer Price Index Shows Inflation Higher Than Expected After Fed Rate HikesSocial Security: 2023 COLA to Rise 8.7% for its Biggest Gain in Four Decades...

The federally mandated forbearance on student loans will expire on May 1, 2022, meaning millions of borrowers will soon be required to resume monthly payments. Because student loans are a form of debt, your student loan amount and payment history will go on your credit report. A series of late payments on your student loan can cause your credit score to drop significantly. By Josephine Nesbit Discover: 6 Reasons You Won’t Get Social Security More: 10 Best Small-Business Ideas With Low Overhead Costs...

NFTs, or nonfungible tokens, are just the latest form of cryptocurrency to take the internet by storm. They can be represented as photos, videos, audio and other digital files, but they’re actually units of data on a blockchain with unique identification codes certifying each NFT as unique (and therefore valuable to the owner). By Levi Leidy With some NFTs — particularly artwork and internet memes — selling for millions of dollars, many people are confused as to why, exactly, NFTs are so valuable, and how a specific value is assigned to one....