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The latest behemoth to enter the crypto space amid steady institutional interest is Citigroup, which officially launched a new business unit dedicated to the cryptocurrency and blockchain space, according to a memo obtained by The Block. By Yaёl Bizouati-Kennedy See: As Cryptos Crash, Twitter is Drowning in MemesFind: If You Invested $1,000 in These Cryptocurrencies a Year Ago, Here’s How Much You’d Have Now The new unit, the Digital Assets Group, will be within Citi Global Wealth Investments, its wealth management division, according to The Block....

The Coinbase digital currency exchange has moved into a new online marketplace that allows users to mint, buy, sell, and promote non-fungible tokens. Also known as NFTs, these assets represent ownership, in digital form, of creative works such as: By Thomas Streissguth Competitors Social Media Future Outlook Uncertainty Original artworks Photos Music Graphic designs Trading cards and other collectibles The NFT confers a unique digital representation to its holder. It does not reserve the sole right to reproduce a work in digital or physical form....

Meal plan arrangements and expenses at different colleges can vary greatly. You can pay hundreds of dollars for block meal plans that offer 25 to 100 total meals per semester, or thousands of dollars for 19 meals per week and extra dollars to spend on additional on-campus food and beverage items. By Cynthia Measom See Our List: 100 Most Influential Money ExpertsMore: 22 Side Gigs That Can Make You Richer Than a Full-Time Job However, no matter what amount you’re planning to spend, you should make sure it’s worth it before you sign on the dotted line....

The problem with a regular salary is that it’s sometimes a little too regular. When bills fall due, or unexpected expenses come up, a salaried worker may not be able to wait until their next paycheck arrives to pay them. By Thomas Streissguth About Early Pay How It Works Conditions and Limits Setting It Up Learning More In some cases, paychecks deposited into accounts aren’t immediately available, or only a portion of the deposit is available....

The Federal Bureau of Investigation is warning the public of romance scams ahead of Valentine’s Day. The FBI says these romance scams occur when criminal actors trick their victims into believing that they are in a trusting relationship. This relationship is then used to convince the victims to send money, give out personal financial information or purchase items for them. By Josephine Nesbit See: 5 Essential Tips for Spotting and Avoiding Online ScamsFind: How to Prevent Fraud With Your Bank Account...

About First Savings Credit Card Whether you need to repair your credit or build it, the First Savings credit card is an excellent way to get started. Here are some things you need to know about this card: By Scott Jeffries Features Competitors How To Apply Who It’s Best For Fees 4.0 Ease of Application 3.7 Account Management 4.5 Interest Rate 4.0 Pros Fraud coverage for lost card Does not require a security deposit Online bill payment and account management Credit limit can be increased in six months Cons High APR Invitation-only application High annual fee Fees One major thing that makes the First Savings card different from other credit cards is that you get different offers with varying annual fees....

It’s much easier to find a rapid COVID test on pharmacy store shelves now as opposed to earlier in 2022. However, the U.S. government still has free COVID tests available for U.S. residents — and, if you haven’t already claimed one, it’s easy to do. By Dawn Allcot Discover: 27 Ugly Truths About Retirement More: Rising Gas Prices: The True Cost of Going Electric Visit Covid.gov/tests and click “Order Free At-Home Tests....

Taxes are a not-so-fun, yet inevitable part of the year. And as with most financial topics, the more you know about taxes, the better off you may be. Understanding which tax credits and breaks you are eligible for can help reduce your tax bill and boost your refund, or even supplement your income in the case of the child tax credit. By Gabrielle Olya 2021 was a unique year for taxes, with stimulus checks and the aforementioned child tax credit coming into play, so it’s no wonder our readers were very interested in these tax-related topics over the past 12 months....

More than half of employees (56%) age 18 to 24, a demographic classified as Gen Z, say they would quit a job that prevented them from enjoying their lives, a new survey suggests. Forty percent of this demographic said they would “rather be unemployed than unhappy working in a job they didn’t like,” according to the 2022 Randstad Workmonitor report. The survey polled 35,000 employees across 34 markets and showed dramatically changing attitudes in the workplace — potentially sparked by the pandemic — as exemplified by The Great Resignation....

Happy Thursday! Today marks the start of the fall equinox, which means if you haven’t started doing it already, it’s officially time to enjoy all the pumpkin-flavored foods and drinks. Let’s take a look at today’s top financial stories. By Heather Taylor The Big Lead: Fed Raises Interest Rates Again – Here’s What That Means for Most Americans As was widely anticipated, the Federal Reserve said it will raise interest rates by three-quarters of a percentage point, the third consecutive such hike....

Happy Friday, folks. Before you say TGIF one more time, take a minute to check out the lowdown on today’s top financial stories. With news like this, definitely TGIF! By Gary Dudak The Big Lead: May Inflation Hits Highest Level Since 1981 Inflation continued to rise in May, and the data is worse than expected. The Consumer Price Index (CPI) released June 10 revealed the all-items index increased 8.6% for the 12 months ending in May, the largest 12-month increase since the period ending December 1981....

With increased institutional adoption and mainstream interest surging, investors continue to be bullish about crypto. A new Goldman Sachs survey shows that 60% of those polled expect to increase their digital asset holdings over the next one to two years. By Yaёl Bizouati-Kennedy Live Blog Updates: SNAP (Food Stamps) and Social Security Benefits Find: Up-and-Coming Cryptocurrencies for 2022 The recent Goldman Sachs Digital Assets survey, which polled the firm’s clients on their activities and outlook concerning digital assets, found that 32% of respondents said they intend to “significantly increase” their crypto holdings, while 28% say they will “somewhat” increase their holdings....

The Financially Savvy Female had the opportunity to chat with Tori Dunlap, founder of Her First $100K and the Treasury app, TikTok star and host of the “Financial Feminist” podcast. Through wise investing, asking for raises and sticking to a budget, Dunlap was able to save $100,000 by age 25. Now, she’s on a mission to educate other women about their finances. Here, we chat with her about what she wishes every woman knew about money, the best (and worst) financial advice she’s heard and the financial goals every woman should add to her list....

A home appraisal is an opinion of value based on recent sales prices of similar homes in the same area as the subject home. Most appraisals are ordered by mortgage lenders, and they’re conducted by licensed appraisers. By Daria Uhlig Reasons for Home Appraisals How To Get One Cost Factors Considered How To Prepare Ways To Use an Appraisal Challenging an Appraisal Why Is a Home Appraisal Necessary? Your mortgage lender will require a home appraisal when you take out a loan to buy or refinance a home....

Often called “the unluckiest generation,” nothing could have prepared millennials for the economic battering that followed since the pandemic. The largest generation in American history has weathered recessions before, but the current financial climate may set their homeownership goals back years. By David Nadelle According to Real Estate Witch’s 2023 Millennial Home Buyer Report, nearly all American millennials — a staggering 92% — have had their homebuying plans upended by recent inflation levels, and more than three-quarters of those surveyed (76%) feel the housing market will get worse before they are eventually able to buy....

If you’re looking to buy a home in the current housing market, it helps to find a ray of sunshine wherever you can. So here is that ray of sunshine: Yes, home prices continue to surge — they rose nearly 19% in November — but the pace of price growth has been decelerating. By Vance Cariaga See: What To Expect With Property Values in 2022 — And How You Should RespondFind: Should You Keep Your Money in the Bank or Invest In Real Estate?...

Ted Budd, 50, is an American politician and businessperson who has served as the U.S. representative for North Carolina’s 13th congressional district for the last five years and is now focused on being elected as the next Republican senator from his home state. He is in a neck-and-neck race against the Democratic candidate, Judge Cheri Beasley. By Michelle Tompkins See: 6 Types of Retirement Income That Aren’t TaxableFind: 22 Side Gigs That Can Make You Richer Than a Full-Time Job...

Supply chain issues have been a problem since early in the pandemic, causing significant delays in shipping and, thus, people getting the things they need. Just look to the Ever Given, the ship that became stuck in the Suez Canal and took six days to break free. By Bob Haegele We’ve Got You Covered: The Smart Holiday Spending GuideRead More: Supply Chain Crisis Builds as Retailers Overorder to Meet Growing Consumer Demand...

When we think about personal finance, we often consider budgeting or investing, but we don’t necessarily think about balancing a checkbook. Perhaps that is because paper checks are less common than they used to be. But there are other ways to keep track of what you spend. By Bob Haegele Learn: How To Get Into the Habit of Saving MoneyRead: 21 Budgeting Tips for College Students In other words, there are more options other than writing your check balances in the back of a checkbook....

Inflationary pressures like supply shortages, truck and driver shortages and an overall sluggish return to the way things were before the pandemic have driven up prices across almost all sectors, including grocery stores. By Georgina Tzanetos See: Supermarket Chain Owner Warns of Spike in Grocery Costs Through OctoberFind: 16 Ways to Save Money on Food Now That Prices Are Rising Here are some tips for saving on groceries while you wait for prices to cool off....