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Banks come in many different flavors, and there are even more options now that online banks have expanded the choices no matter where you live. With so many services available from all kinds of banks and credit unions online, you no longer need to choose one that is in your neighborhood — although you can still find local branches if you want an in-person relationship — and you can have more than one bank to serve different needs....

Owning a pet can be expensive. According to a survey of 1,000 pet owners by LendEDU, 20% of respondents have found themselves in debt due to pet costs averaging $1,566.96. Sure, everyone knows that a pet needs the basics, such as food, water and a place to sleep — but what about other expenses that arise? For example, according to the survey, 45% of pet owners spend as much or more on their pet’s healthcare than their own....

There are certain financial lessons everyone should master by the time they are 40. Some of these may appear to be a bit obvious while others are tailored for this specific stage of life. By Heather Taylor Holiday Spending: Get Top Holiday Shopping and Savings TipsTake a Look Back: 2022 Year in Review Let’s look at the top five money lessons you need to learn by the time you’re 40....

Twitter’s board recommended unanimously that shareholders approve the $44 billion sale of the company to Tesla CEO Elon Musk, according to a June 21 Securities and Exchange Commission (SEC) filing. By Yaёl Bizouati-Kennedy “The Twitter Board, after considering various factors described in the section of this proxy statement captioned ‘The Merger–Recommendation of the Twitter Board and Reasons for the Merger,’ has unanimously: (1) determined that the merger agreement is advisable and the merger and the other transactions contemplated by the merger agreement are fair to, advisable and in the best interests of Twitter and its stockholders,” according to the filing....

Walmart workers who are required to quarantine because of COVID-19 will have their paid leave cut in half as the world’s largest retailer shifts its business policy to align with new federal guidelines moving into 2022. By Vance Cariaga See: Stimulus Update: What COVID-Era Programs Will Continue in 2022? Find: As COVID Leads to US Doubling Pfizer Pill Order, Will Stock Prices Reflect Demand? Workers who test positive for COVID-19 — or are otherwise told to isolate — will now receive one week of paid time off instead of two, Reuters reported, citing a Jan....

Scammers are making out big in 2022. With the rise in digital payments, inflation relief checks issued by various states throughout the year and the upcoming holidays, fraudsters are finding many avenues to cheat people out of money — and they’re getting quite savvy at it. By Selena Fragassi Social Security: Why Not Everyone Will Get An 8.7% COLA Increase in 2023Discover: 5 Things You Must Do When Your Savings Reach $50,000...

If you’ve read or listened to the earnings reports of companies you follow, you’ve probably heard the term “EBITDA.” But what exactly does it mean, and why is it important? Why do some companies talk about it, but others don’t? And how can understanding it make you a smarter investor? By Karen Doyle What EBITDA Is How It’s Used Why It’s Important How To Calculate What the Experts Say Looking To Diversify in a Bear Market?...

Experts believe the hot real estate market may begin to cool somewhat this year, in part due to interest rate hikes. That will lead to a leveling off in prices, nationally at least. Of course, markets can vary quite a bit at the local level, but the general theme is that prices will not rise quite as quickly as they have been. By Bob Haegele Check Out: 20 Most Affordable Places To Live That Have Great Weather, TooTips: 25 Tricks To Sell Your House for a Bigger Profit...

Amid the Great Resignation, Americans are eyeing greener pastures and quitting their jobs left and right. But sometimes we quit a bit too hastily, or we quit and then our next-step plan falls through. When this happens, people may find themselves wanting their old jobs back — even before they’ve walked out of the office for good. Others may find, after some time away from their last company, that they had it pretty sweet there after all, and they would like to rejoin their old company....

Many Americans work hard their whole lives to save for a worry-free retirement, one in which free time is high and expenses are low. The reality is that even with a low-key retirement, you’ll still have plenty of bills to pay. By John Csiszar Keep Reading: 20 Best Places To Live on Only a Social Security CheckLearn: 10 Reasons You Should Claim Social Security Early But don’t let fears of future expenses ruin your dreams of a joyful retirement....

Weddings are nothing short of full-blown celebrations, and they tend to cost a fortune. In 2021, the average cost of a wedding was $28,000 (but $34,000 if you count the engagement ring), according to research by The Knot. That was about the same as 2019, before COVID struck, which goes to show that though the pandemic temporarily shut things down, true love (and mega-parties) are back up and running again....

Burnout is on the rise in the U.S., mostly among female and younger workers, a new report finds. However, flexibility seems key to improving production, connection and company culture, the report suggests, in turn alleviating stress and anxiety for employees. By Yaёl Bizouati-Kennedy Discover: 11 Signs That It’s Time To Get a New JobThe Future of Finances: Gen Z & How They Relate to Money According to the World Health Organization, burnout is an occupational phenomenon, characterized by three dimensions, including feelings of energy depletion or exhaustion; increased mental distance from one’s job, or feelings of negativism or cynicism related to one’s job; and reduced professional efficacy....

If you find a job that suits your personality, work can be a lot of fun. Let’s take a look at some of the most fun jobs of 2021, who they are best for, and how well they pay. By Brandy Woodfolk 25 Best Fun Jobs 25 Best Fun Jobs That Pay Well in 2021 Take a look at this list of the 25 most fun jobs that also offer great pay for 2021....

Whenever someone says, “go with your gut,” it is typically concerning a matter of little importance or consequence. For example, debating between two relatively similar routes home from work is something that might normally come down to a gut decision. By David Nadelle Discover: 22 Side Gigs That Can Make You Richer Than a Full-Time JobLearn: How Much Cash To Have Stashed at Home at All Times Surely, basing a major life or career choice strictly on emotion or feeling shouldn’t be considered over rational analysis of the situation....

Thumbing through decorator magazines or watching show after show on HGTV and other networks will fill your mind with great ideas about trends in home décor. How about taking out some upper cabinets and adding open shelving to display your favorite dishes? Or converting your garage into a home office to give you more space for your new work-from-home lifestyle? By Jami Farkas Think twice before following some of the current trends, home remodelers and real estate experts said....

What comes to mind when you think of a free trial? You might be thinking about signing up to take advantage of the offer and see if it’s what you’re looking for or want. In the back of your mind, you might also be cognizant of the “free” part of a trial’s duration. How long can you enjoy the free aspect and what can you do to avoid recurring charges once it’s over?...

Citi® is a well-known global bank providing a wide range of financial services. In the American consumer market, however, one of the bank’s strengths is its line of travel rewards credit cards affiliated with American Airlines. Regardless of the type of traveler you are, Citi offers a card focused on your needs. By John Csiszar Best Citi Airline Cards Occasional Travelers No Annual Fee Frequent Travelers Best Citi Airline Cards Here’s a rundown of the best Citi airline credit cards, along with a review of how each card serves a different target market....

The national average gas price for regular unleaded at nearly $4.42 per gallon today — well over $1 more than this time last year, according to gasprices.aaa.com. This week alone, since Monday, May 9, 2022, the price rose by 9 cents. This is in spite of decreased demand which would, typically, lower prices at the pump. By Dawn Allcot POLL: Have Gas Prices Affected Your Driving Habits?Live Blog: Elon Musk, Inflation, Crypto Crash, SNAP/Food Stamps, Social Security and More...

With the fate of President Joe Biden’s student loan forgiveness program in limbo, millions of borrowers are left wondering how to best proceed. And now, several experts say that the Supreme Court will likely deem the program illegal. By Yaёl Bizouati-Kennedy See: Are Student Loans Forgiven After You Die?Find: 5 Potential Shakeups to Student Loan Repayments Expected in the New Year “The court’s conservatives have been very aggressive in striking down the decisions of Congress and the president,” Gregory Caldeira, a political science professor at Ohio State University, told CNBC....

If you live in California and qualify for inflation relief but haven’t received a payment yet, it should be coming your way soon. By Cynthia Measom Have Any $200 Quarters Lying Around? It’s Worth Checking Your Spare ChangeDiscover: 10 Things To Stop Buying in 2023 Back in July 2022, Governor Gavin Newsom signed a $308 billion state budget that included inflation relief payments for millions of Californians, with a focus on lower- and middle-income residents....