Posts

The pandemic and all of its lingering drama continue to give travelers anxiety. But ironically, that same crisis has made the runup to the 2021 holidays a great time to satisfy your wanderlust. By Andrew Lisa Budget Extra Buy Travel Insurance Read the Fine Print Choose the Right Airline Use Filters Book Direct Use the Right Card Ask For Help “This is actually a fantastic time for the fully vaccinated traveler,” said Nicole LeBlanc, travel advisor and owner of Mon Voyage....

The World Gold Council (WGC) and London Bullion Market Association (LBMA) have announced an economic collaboration aimed at digitizing the global gold supply chain — instilling more confidence in the product’s provenance while removing fraudulent bars, all thanks to blockchain technology. By Yaёl Bizouati-Kennedy Gas Stimulus: Live Blog Updates Find: Can Gold and Bitcoin Coexist in a High-Inflation Environment? Why You Should Hold Both Investments As such, the newly minted Gold Bar Integrity Program will support greater industry alignment to ensure the future growth of the international gold market....

Saving money for the short and long term should always be a financial priority, but has inflation changed the normal rules of thumb? By Gabrielle Olya See: States Whose Economies Are Failing vs. States Whose Economies Are ThrivingStudent Loan Forgiveness: Mark These 4 Dates on Your Calendar Now You Probably Need More in Emergency Savings Depending on your situation, it’s advised to have three to six months’ worth of living expenses saved in an emergency fund....

If you’re looking for a low-risk asset where your money may grow faster than the current inflation rate, Series I bonds could be the answer, experts say. But what are Series I bonds and how can you invest? By Dawn Allcot What Are Series I Bonds? You may have heard that when interest rates rise, bond prices fall as bond yields grow. Series I bonds are the investments being referenced in this scenario....

The meme-stock mania seems to be regaining ground. Pandemic darlings such as Bed, Bath & Beyond, GameStop and AMC all soared on Aug. 8 following increased chatter on some social media threads. By Yaёl Bizouati-Kennedy See: Bed Bath & Beyond CEO Steps Down Following Disappointing Earnings, Shares DipFind: 7 Surprisingly Easy Ways To Reach Your Retirement Goals Shares of Bed, Bath & Beyond closed up 40%, shares of GameStop closed up 9% and shares of AMC closed up 8% on Aug....

Many seniors are scrambling to decide on the right Medicare plan ahead of the open enrollment deadline of Dec. 7, which means they are also weighing the pros and cons of Medicare Advantage. But some senior advocates say people should be wary of how certain Medicare Advantage plans bill customers and the federal government. By Vance Cariaga Social Security: Why Not Everyone Will Get An 8.7% COLA Increase in 2023Explore: 5 Things You Must Do When Your Savings Reach $50,000...

Medicare recipients will get a financial boost in 2023 after the Centers for Medicare and Medicaid Services announced lower premiums across several plans. By Vance Cariaga Social Security: Women Get $354 Per Month Less Than Men — Here’s WhySee: How Long $250,000 Will Last in Retirement in Each State Last week, the CMS said premium costs for Medicare Part B will drop in 2023 vs. 2022 — the first such decline in a decade....

Despite signs of easing inflation, Americans in the market for a new car are still paying more than they’ve ever paid before. The average transaction price, or ATP, for a new vehicle in the United States hit a record high of $48,681 in November 2022, according to a new report from Kelley Blue Book. By Vance Cariaga Holiday Spending: Get Top Holiday Shopping and Savings TipsSee: 3 Easy Tips to Turn Your Credit Woes into Wows...

By Yaёl Bizouati-Kennedy Let’s Go: 10 Best Cars for a Road Trip Save: 10 Tips for Keeping Your Road Trip Affordable The survey finds that 55.6% of Americans who went on vacation last year chose to do so by car, and 43.8% of people surveyed are planning on driving for their first post-COVID vacation. While this is great for the car industry– and the business microcosm thriving around it, such as gas stations and car rental agencies– it’s not great news for the airline industry....

Robinhood revealed it had experienced a data security incident on November 3 affecting millions of customers, as an unauthorized third party obtained access to a limited amount of personal information for a portion of its customers. In addition, the unauthorized party demanded an extortion payment. By Yaёl Bizouati-Kennedy Social Security Poll: What Matters Most to You? Find: Was Money Stolen From Your Bank Account? Here’s How To Get It Back...

When a Social Security beneficiary is unable to manage their own account, they can have a representative payee step in to manage the account for them. This typically happens when the beneficiary is a child, a severely disabled person or a retiree suffering from advanced dementia. By Vance Cariaga See: 6 Shakeups to Social Security Expected in the New YearFind: 5 Things You Must Do When Your Savings Reach $50,000...

The California Franchise Tax Board recently stated that for qualifying residents, the next round of state stimulus money is set to hit bank accounts by Halloween. By Georgina Tzanetos Stimulus Update: Petition for $1,400 for Seniors, Golden State Check Delays & October’s Child Tax CreditFind Out: Californians Could See More Money By Way of Car Insurance Refunds The payments hitting bank accounts by October 31 are part of the Golden State Stimulus II payments, which are part of the overall Golden State Stimulus....

The Department of Justice (DOJ) filed an 86-page brief with the Supreme Court on Jan. 4 regarding President Joe Biden’s halted student loan forgiveness program, arguing that the Education Secretary’s “actions fall comfortably within the law” and that his plan “is both reasonable and reasonably explained.” By Yaёl Bizouati-Kennedy Student Loan Forgiveness Update: Biden Administration Files Briefs With SCOTUS Defending PlanStudent Loan Forgiveness: Who Will Be Hurt the Most if Biden’s Program Is Canceled?...

In response to the economic hardship created by the coronavirus pandemic, the U.S. government suspended payments and interest on student loans starting in March 2020. Now that vaccine distribution in the U.S. is widespread and businesses have been reopening, many have wondered just how long the student loan forgiveness program would continue. The Biden administration answered that question in August 2021, announcing a final extension of the student loan pause. Here are the details about what this means for those with student loans....

Update: Some offers mentioned below may have changed or are no longer available. View current credit card offerings from our partners at CardCritics Here or on the issuer’s website. By Andrew Lisa More Cards Give You More Open Credit Good Store Cards Offer Free Financing More Cards Can Help You Maximize Your Rewards Adding the Right Card Can Buy You Time With Toxic Debt Extra Credit Can Offer Financial Flexibility in a Pinch The more credit cards you have, the more likely you are to get into trouble....

More than 28,000 pounds of ground beef have been recalled for possible E. coli contamination. USA Today reported that Interstate Meat Distributors recalled products on Dec. 20 because they could contain traces of E. coli O157:H7. A recall notice was posted on the U.S. Department of Agriculture’s Food Safety and Inspection Service website Jan. 6. Questions have been circulating as to whether or not this negative news would have an economic impact on the businesses involved, or damage company stock....

With President Joe Biden’s federal student loan cancellation plans making headlines as of late, it may be easy to forget the rising cost of attending college or university in the first place. By David Nadelle See: Unplug These Appliances That Hike Up Your Electricity BillFind: Will Student Loan Forgiveness Include Parent Plus Loans? Paying for college can be a daunting financial task. As College Data reported, according to the College Board, “A moderate college budget for an in-state student attending a four-year public college in 2021-2022 averages $27,330....

As the saying goes, timing is everything. Especially when it comes to getting the best deals on big ticket items like furniture. Whether you’re looking for a new couch, a coordinating bedroom set or pieces for a new baby’s room, there’s one perfect month in 2023 to make your move on home goods. By Selena Fragassi Find: 3 Best Places To Sell Furniture Online When You Need Money FastTake a Look Back: 2022 Year in Review...

While buying an old home comes with some downsides, there may be an unexpected bounty waiting for the diligent homeowner — gold and other valuables are sometimes hidden and then forgotten in various nooks and crannies. That’s right, according to GoldRefiners.com, it’s not uncommon for people to leave behind valuables due to illness, death or simple forgetfulness. By Jordan Rosenfeld Keep in mind that the older the home, the less likely people had the kinds of storage that most of us take for granted today, said Jeff Johnson, a real estate agent and acquisition manager of How To Sell House Fast....

You don’t have to spend a scary amount to throw a Halloween party that people will love. All it takes is a little ingenuity and bargain hunting, and luckily, we’ve done all of that for you. Here are some ways you can save big money while still taking part in the spooky festivities. By Sam DiSalvo Activities Decorations Candy Food Costumes Find Out: Explore the Cost of Education in the United StatesFollow Along: 31 Days of Living Richer...