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By Gabrielle Olya Have a Small Business That You’d Like to See Highlighted? Nominate Them Here In this edition of our Small Business Spotlight series, we’re featuring Grumps-Garage in Lake Elsinore, California, the only shop worldwide that focuses on 1928-1956 Americana. In addition to being filled with all kinds of collectibles from the era, Grumps is also a full Ford parts shop and has a replica 1952 gas station that serves as a live music venue....

Being a creator can often feel more like a side hustle than a full-time career. With platforms like Patreon, members can get paid for their creative content. How much you can make varies greatly depending on how many followers or supporters you have or what kind of content you are creating — such as videos, podcasts or music. By Caitlyn Moorhead Highest-Earning Patreon Creators True Crime Obsessed Chapo Trap House The Tim Dillon Show You’re Wrong About DankPods See: Protect Your Financial Future With Gold and Silver...

So, you’ve checked your credit report, you’re confident in your score, and you’re ready to buy your first car. Congratulations — and if you’ve made it this far, you’ve probably already done the fun stuff like shopping online and comparing all those awesome features that you can’t wait to try in person. By Andrew Lisa Now for the not-so-fun stuff. Find Out: 30 Biggest Do’s and Don’ts When Buying a CarRemember: 20 Questions You Should Always Ask the Dealer...

Costs at Disneyland have reached record highs. Not only did the park recently raise the prices of admission (its most popular one-day, one-park ticket is now $169, up from $159) but it also increased the price of parking and tons of prices on its merchandise and menu items. By Nicole Spector Retirement at Any Age: Get Retirement Tips That Fit Every Stage of Life The Future of Finances: Gen Z & How They Relate to Money...

In today’s “Financially Savvy Female” column, we chat with Briana B. Franklin, co-founder, president and CEO of The Prosp(a)rity Project — a nonprofit empowering Black women with tools for financial literacy — about the student debt burden that encumbers many women and how this debt is impairing women’s ability to experience personal freedoms. By Gabrielle Olya Keep Up With the Latest: Sign Up for The Financially Savvy Female Newsletter Women account for more than half of the total student loan debt in the U....

A flexible spending account or FSA is a designated account for employees to contribute funds to as a way to pay for qualifying out-of-pocket healthcare expenses, including certain medical and dental expenses, co-pays and deductibles, prescriptions and over-the-counter products. By Cynthia Measom See Our List: 100 Most Influential Money ExpertsFind Out: This Credit Score Mistake Could Be Costing Millions of Americans The big advantage? Your FSA contributions are “triple tax-free,” said Kristen Ahlenius, an accredited financial counselor and Director of Education at Your Money Line....

The fate of America’s financial future is at stake now that the country reached its $31.4 trillion debt ceiling limit as of Jan. 19. And unless Congress acts to raise the debt ceiling by June 5 to avoid total default, the outlook will not be good, according to many financial experts. By Selena Fragassi See: 2023’s Housing Correction Could Be the Largest Since Post-WWIIRead: Protect Your Financial Future With Gold and SilverFind: How 2023 Recession Will Differ From 2008 and How You Should Prepare Differently...

Regardless of whether you have an employer-sponsored health insurance plan or buy a plan of your own, you can expect to pay a lot of money in healthcare costs during your lifetime. For people who buy their own plans, expenditures could reach above $700,000 during their adult years, according to a new study from financial services company Synchrony. By Vance Cariaga See Our List: 100 Most Influential Money ExpertsFind: 9 Bills You Should Never Put on Autopay...

As expected, President Joe Biden has officially extended the student loan payment moratorium until Aug. 31, claiming the extension “will help Americans breathe a little easier as we recover and rebuild a little from the pandemic.” By David Nadelle Discover: 9 Bills You Should Never Put on Autopay More: 16 Budgeting Tips Every Single Woman Needs To Know In response to the COVID-19 pandemic, most federal student loans (and attached zero-rate interest rates) have been paused since March 2020....

If you receive Supplemental Nutrition Assistance Program benefits and have a green thumb, you can make your dollars go further by using your SNAP Electronic Benefits Transfer (EBT) card to buy seeds and edible plants. By Vance Cariaga See: 5 Budget-Friendly Stores That Accept SNAPFind: If Your Credit Score Is Under 740, Make These 4 Moves Now All SNAP retailers, including eligible farmers’ markets, can sell seeds and plants to SNAP participants, according to the U....

The war in Ukraine and the subsequent exodus of refugees to other countries has created a humanitarian crisis, leading many people to donate money to charities that support the refugees. If you want to donate to these — or other — charities, it’s important to make sure the charity is legitimate. By Vance Cariaga See Our List: 100 Most Influential Money ExpertsRead: Will Student Loan Forgiveness Include Parent Plus Loans?...

By Dawn Allcot See: A Musical Couple Teaches Kids of All Ages How To Rock OutFind: Big-Name Musicians Who Are Dropping Albums During COVID-19 More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. Apple also announced the introduction of high-resolution, Lossless Audio to its catalog of 75 million songs. Additionally, Apple will be adding thousands of tracks mixed with Spatial Audio with support for Dolby Atmos, bringing an even more immersive experience to Apple Music....

A quick online search is all it takes to find out the reigning Super Bowl winners (Tampa Bay Buccaneers) or NBA champions (Milwaukee Bucks). But figuring out the financial winners and losers from 2021 takes a little more work. Some coaches and players cashed in big this season, and some teams got way too little bang for their (millions of) bucks. By George Malone See: How Rich are Michael Jordan, Alex Rodriguez And 13 More Incredibly Wealthy Retired Athletes?...

Chipotle is offering buy-on-get-one (BOGO) to the first 100,000 fans who score a 10 out of 10 on Chipotle IQ between Aug. 22 and Aug. 26. If you get all 10, an extra question will unlock. Then, if answered correctly, you’ll be entered to win one of 50 $500 Chipotle gift cards. By Josephine Nesbit Compare: 16 Ways To Save Money on Food Now That Prices Are RisingFind: This Credit Score Mistake Could Be Costing Millions of Americans...

There’s no one-size-fits-all answer when it comes to how many credit cards you should have. Like all financial decisions, the right number of credit cards depends on your personal finance profile, from your income and age to your financial objectives and free cash reserves. By John Csiszar Important: Why It’s a Bad Move To Use the Same Credit Cards IndefinitelySee: 10 Things to Do Now If You Have a 500 Credit Score...

Raising kids is expensive — but is it twice as expensive with twins and three times as expensive with triplets? In today’s “Financially Savvy Female” column, we’re chatting with Rachael Burns, CFP, financial planner and founder of True Worth Financial Planning — who is also a mom of twins — about how budgeting for multiples differs from budgeting for a single child, the extra expenses parents of multiples should be prepared for and smart ways to save on these costs....

It’s getting close to crunch time for filing your 2021 taxes. With just over two weeks to go, you might have concerns that are delaying you from completing your return. Although answers to most taxpayers’ questions can be found on the official IRS site or other trusted websites, not all answers can be found there. In that case, contacting the IRS by phone can get you the help you need. By David Nadelle See: Top Tips for Painless Tax PrepFind: Five Myths About Federal Tax Returns Debunked...

Citing an “already challenging staffing situation,” JetBlue Airways has announced it will be cutting as many as 10% of flights this summer despite upturns in demand in the travel and airline industries. By David Nadelle Discover: 22 Side Gigs That Can Make You Richer Than a Full-Time Job More: Jaw-Dropping Stats About the State of Retirement in America JetBlue, the seventh-largest airline in North America by passengers carried, says it will fly 8% to 10% fewer flights starting in May through to the end of summer....

Inflation is hitting everyone’s wallets, but it seems to be taking a particular toll on Gen Z. According to a recent poll by DailyPay, only 28% of Gen Z-ers can pay all of their bills on time. That means the majority of this generation can’t afford all of their monthly expenses. By Gabrielle Olya The Future of Finances: Gen Z & How They Relate to MoneyRead: Unplug These Appliances That Hike Up Your Electricity Bill...

Although many of this year’s resolutions will be hard to keep after months of rising prices, 2023 can still be the year that you achieve financial fitness. By Andrew Lisa The key is understanding that big goals start with small changes in your money habits. “As we enter a new year, high inflation continues to impact millions of Americans’ wallets,” said Einat Steklov, cofounder and CEO of employee financial website platform Kashable....