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Up for a winter adventure, no matter where it is? And the colder, the better? Look no farther than the Harbin International Ice and Snow Sculpture Festival, held each winter in Harbin, the capital of Heilongjiang, the northernmost province in China. By Jami Farkas The Future of Finances: Gen Z & How They Relate to Money Explore: Your Biggest Money Etiquette Questions Answered It’s a place rich in history but also surrounded by fun each winter....

Is summer vacation canceled? As inflation continues to skyrocket and gas prices reach record highs, going on vacation may sound like it could potentially drain bank accounts. By Heather Taylor See: 8 Remote Jobs That Pay at Least $20 Per HourSmall Business Spotlight 2022: Nominate Your Favorite Small Biz By July 25 Despite the many issues making travel more challenging than it has been in the past, there are still ways to get out and make memories with loved ones without breaking the bank....

Perhaps you’re thinking about completing a few home renovation projects this year, but you’re afraid you might not be able to afford them. Between inflation and supply shortages, prices for these upgrades might surge. By Jennifer Taylor In 2022, homeowners spent an average of $8,484 on home improvement projects, according to Angi. Despite rising interest rates, 50% of people expect to spend the same amount in 2023 — with 28% planning to spend less and 22% expecting to spend more....

The banking industry probably isn’t something you think about unless it’s in the news. Likewise, banks may seem like permanent fixtures, but many of them change or merge with other banks for a variety of reasons. By Jordan Rosenfeld If a merger happens to your bank, what can you expect? Experts say it’s not a reason to panic, but there are some considerations you’ll want to keep top of mind — and adjustments you may need to make....

For someone who loves to fly, especially by plane, being a flight attendant might seem like a dream job. They get paid to fly around the country — or the world. The question is: how well they are compensated? Read below to learn more about a flight attendant’s salary. By Brandy Woodfolk Salary Per Year Factors Impacting Salary Perks How Much Do Flight Attendants Make Per Year? The median annual salary for a flight attendant as of late October 2022 was $81,157, according to Salary....

Thanks to the pandemic, 2020 was the year that more people began working remotely from home than ever before. By Jordan Rosenfeld According to the Pew Research Center, before COVID-19 only 1 in 5 people reported working remotely. After the pandemic hit, 71% of the people they surveyed worked from home. This not only provided many workers schedule flexibility and freedom they did not have when working on-site, it saved both companies and individual employees money....

Ethereum is the second largest cryptocurrency, based on market capitalization, behind Bitcoin. While Bitcoin is considered to be the original crypto, Ethereum leads the pack in a class of crypto deemed alt-coins — or any crypto other than Bitcoin. By Dawn Allcot Should You Invest How To Buy Transferring to a Cold Wallet Using Paypal or Venmo Read: 5 Things You Must Do When Your Savings Reach $50,000 With that in mind, you are probably wondering, “How can I purchase Ethereum?...

State Farm is best known for its car insurance, but the company has also launched a range of banking products in partnership with U.S. Bank. State Farm account holders can now access online checking accounts, savings accounts, CD accounts, retirement CD accounts and credit cards. By Preston Hartwick Computer Mobile Phone or Tablet Lost Username or Password Customer Service Customers can apply for three State Farm credit cards offered through U....

You don’t need to know the latest TikTok trend (see: “It’s Corn Kid”) to understand why Gen Z is setting a new standard for work-life balance. Many Gen Z workplace behaviors are construed as lazy or out-of-place. But they might not be any less productive – just less traditional. By Bridget Murray Holiday Spending: Get Top Holiday Shopping and Savings TipsRead: 5 Things You Must Do When Your Savings Reach $50,000...

Mortgage rates rose again, reaching their highest level since January 2020, before the pandemic rocked financial markets, Bloomberg reported. By Yaёl Bizouati-Kennedy Mortgages 101: Are Online Lenders a Reputable Option for Homebuyers?Beware: Mortgage Shopping? Watch Out for Junk Fees as CFPB Launches Review Into Bank, Lender and Fintech Practices The 30-year fixed-rate mortgage averaged 3.69% with an average 0.8 point for the week ending February 10, 2022, up from last week when it averaged 3....

That state tax refund you just got is a nice little chunk of change; but, before you spend it, ask yourself this: Will I need to pay taxes on it when I file taxes next year? By Jami Farkas Depending on the method you use when preparing your return, you might owe taxes on that state return. But how will you know for certain if you should put some of it aside for taxes?...

Everything in moderation is a good rule to live by and an even better rule to work by. Job hopping is on the rise as workers, given the current market, are finding higher wages outside their current positions. But could switching jobs too often damage your career irreparably? By David Nadelle See Our List: 100 Most Influential Money ExpertsRead: 7 Things You Should Never Do When Planning for Retirement As Axios states, each month from January to March 2022, 4 million workers switched jobs....

What Is Linqto? Linqto is a San Francisco-based investment platform that lets accredited investors buy shares of private companies for as little as $10,000. Investors use the platform to identify, research, evaluate and invest in companies they believe will rise in value. As of March 2022, Linqto listed 26 private companies, ranging from fintech startups to software, e-commerce, health-care and sustainable materials firms. By Vance Cariaga What Is Linqto? Who Is It Best For?...

The Financially Savvy Female had the opportunity to chat with Mindy Jensen, co-host of the “BiggerPockets Money” podcast and the co-author of “First-Time Home Buyer, The Complete Playbook To Avoiding Rookie Mistakes.” Jensen is a licensed real estate agent in Colorado and has been buying and selling homes since 1998. Here, we chat about how she got her start in real estate investing and how other women can do the same....

What Is PayPal Pay in 4? PayPal Pay in 4 is a payment option that lets you split purchases you make at participating online stores into four payments. You pay a down payment at the time of sale and then one payment every two weeks for the next six weeks, for a total financing period of six weeks. By Scott Jeffries About PayPal Pay in 4 How It Works Fees...

To ensure you are comfortable when the time comes to retire, it’s important to take necessary financial measures. Feeling secure in retirement with a limited income — amid rising consumer costs and inflation rates — may require tight budgeting. By David Nadelle See: Ways You Can Lose Your Social Security Benefits Find: 15 Cheap, Beautiful Places To Retire Factoring in debt when doing your retirement planning, and taking steps to reduce and manage debt ahead of retirement, can lessen the burden....

Stressed out about money? You’re not alone. As a 40-year-high rate of inflation wreaks havoc across the country and the Fed weighs another interest spike this week, the effects are taking a toll on many families. According to CNBC, citing a study from Moody’s, most households in America are spending $445 more in monthly expenses than this time last year. By Selena Fragassi See: Unplug These Appliances That Hike Up Your Electricity BillFood Stamps: What is the Maximum SNAP EBT Benefit for 2023?...

If you’re still struggling to wrap your head around cryptocurrency like Bitcoin, strap in — it’s about to get worse. There’s a brand new kind of digital money-not-money that’s trending and a brand new acronym to remember: NFT. By Andrew Lisa Read More: What Is the Next Big Cryptocurrency To Explode in 2021?Find Out: Where Does Cryptocurrency Come From? NFT stands for “non-fungible tokens.” If that did nothing for you except make you think of mushrooms, you are not alone....

As part of the workforce climate that resulted from the pandemic, many employees joined in the Great Resignation and quit their jobs to pursue other opportunities. Now, a couple years later, many of those who left in search of greener pastures want to return to their former employers — hence the rise of “boomerang employees.” By Cynthia Measom Find: 7 Financial Habits That Improve Your Daily LifeRead: 9 Safe Investments With the Highest Returns...

American employers faced with an ongoing labor shortage have had to dig deep into their bank accounts to compete for workers — so much so that wages and benefits paid in 2021 rose at their highest rate in two decades. By Vance Cariaga See: $15 Minimum Wage for Federal Workers Officially Begins Find: Lack of Millennial Interest, Labor Shortage Among Factors That Could Cripple Wine Industry The nation’s latest employment cost index (ECI) — which tracks wages and benefits paid — rose 4....