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If you’re working from home, you’ve probably already noticed the drastic savings. You’re already saving on your commute and work clothes, but there are even more ways you could be cutting costs in your home office. Working from home can save you up to $5,000 per year. Here’s how you can make sure you’re saving the most while you work from home. By Sam DiSalvo Find Out: How To Jump-Start Your Job Search and Find the Perfect Position Dream Job Alert: These 10 Companies Let You Work From Home AND Have Unlimited Vacation Time...

When the going gets tough and the money runs out, the big banks charge you. The average American pays $250 a year in overdraft fees, according to the Consumer Financial Protection Bureau. To help solve this problem, a slew of financial apps have popped up to offer cash advance and early payday services to workers, enabling them to essentially borrow money from their future — wealthier — selves. By Nicole Spector Earnin' Dave Brigit Branch PayActiv Klover Chime Even Using Cash Advance Apps Top Cash Advance Apps Of these apps, MoneyLion is one of the most well known, but there are so many others out there that are worth knowing about....

If you’ve ever rented a vehicle, you probably know that the rental company requires you to insure the vehicle through your existing car insurance policy, a credit card or by purchasing optional rental car insurance. However, rental car coverage can set you back between $8 and $47 per day. By Cynthia Bowman Pros and Cons Eligible Members When To Use It Coverage How To Use It Premium Insurance Filing a Claim American Express car rental insurance is an additional member benefit that could come in handy — and save you money....

Is earning a six-figure salary the new benchmark for financial happiness? Surveyed Americans say, in a recent Harris Poll survey commissioned by Personal Capital and Empower, that a person needs to make $122,000 a year to feel financially healthy. By Heather Taylor A six-figure salary is nearly double the national average. It’s an achievable goal to attain the skills and job that pays, but are we really financially happy, or healthy, when earning a six-figure income?...

Personal libraries can be very near and dear to your heart. Like a soundtrack, every chapter of a particular book can bring you back to where you were in your life when you first read it. However, collections can build, tastes can change and moves can happen. By Caitlyn Moorhead If you are ready to get rid of some books, and yes, they are used but in good condition, you might need to know where to sell them....

If it looks to you as if the rich just get richer, you’re not wrong. Wealth begets more wealth due to preferential tax treatment for income like capital gains and dividends. Investments play a major role, but there are other strategies the rich use to protect their wealth. Buy, borrow, die is just one strategy the rich use to reduce or eliminate tax obligation. And it’s completely legal. By Diane Fogle Where It Came From What It Is Why It Works Other Tax Reductions Where Did Buy, Borrow, Die Come From?...

Starbucks continues its four-year holiday tradition with a festive red reusable to-go cup for 2021. The limited-edition cup will be available for free only on Thursday, Nov. 18 to customers who order a handcrafted holiday or fall beverage, according to the Starbucks website. By Dawn Allcot See: Starbucks’ Holiday Hours for New Year’s Eve and New Year’s Day Compare: Here Are the Best and Worst Deals at Starbucks Best of all, the offer is good for pick-up or delivery orders, whether you order through mobile and pick up your beverage in-store or at the curb, indoor dining where available or even UberEats delivery....

How much would you expect to spend on a single year of college for yourself or your child? If you said less than $5,000, you’re not alone. By Dawn Allcot Twenty-five percent of parents with high schoolers expect college tuition costs to come in around $5,000 or less per year, while 33% of high school students believe the same, according to a new Fidelity study. Take a Look: Explore the Cost of Education in the United States Read: Can You Afford Education in America at These Prices?...

Thanksgiving Day feasts may look a bit different this year. Ongoing food shortages due to supply chain issues, climate change and the war in Ukraine are affecting some staple dishes normally on the table — and planning ahead will be key to minimizing holiday stress and avoiding a grocery scavenger hunt. By Selena Fragassi Learn: Thrift Shop All Your Thanksgiving Holiday Decor for Under $100See: How To Do Thanksgiving for Less than $50...

On Oct. 27, Georgia’s Department of Human Services announced that the popular Nam Dae Mun Farmers Market would be the latest retailer to accept Supplemental Nutrition Assistance Program (SNAP) benefits. By David Nadelle See: Surprising Things You Can Buy With Food StampsFind: What Is the Highest Income for Food Stamps in 2022? According to the Atlanta Journal-Constitution, SNAP recipients can now use their Electronic Benefit Transfer (EBT) cards to purchase eligible products in-store at Nam Dae Mun’s physical locations and on its website....

On May 9, the company behind popular LGBTQ social networking app Grindr announced that it will be going public after merging with special purpose acquisition company (SPAC) Tiga Acquisition Corp. By David Nadelle Discover: 9 Ways a Costco Membership Won’t Save You Money More: 5 Collector’s Items Worth Selling for Extra Cash Launched in Los Angeles in 2009, Grindr was one of the first geosocial apps for gay men. While dating apps like Tinder and Bumble have more monthly active users, Grindr is the most well-known and used gay mobile app in the world, with a reported 10....

The college admissions and financing process is nothing short of daunting for many Americans. With costs of higher education skyrocketing, particularly for private institutions, it’s never been more important to start saving for college as early as possible. By John Csiszar Check Out: 22 Side Gigs That Can Make You Richer Than a Full-Time JobExplore: Your Biggest Money Etiquette Questions Answered The 529 college savings plan is one of many financing options you may have heard about or investigated on your own....

The income gap between those with college degrees and those without has been growing since the oldest millennials were born — and it has only widened since Gen Z arrived on the scene. By Andrew Lisa Fact Check: Is a Fourth Stimulus Check Going to Happen?Stimulus Update: States Give Out Thousands of Bonus $1,000 Checks – Will You Get One? “Both generations have grown up with a two-generation-old ‘requirement’ to get a bachelor’s degree for jobs paying above hourly wage,” said Dan Rooker, CFP, CSLP and consultant at Student Loan Planner....

Google’s ubiquity seems to qualify it as less of “a search engine” and more so “the search engine.” Its cultural imprint runs so deep that “Google” has become a verb, and many people use it as their default browser page. With a share of the global search engine market that comes out to about 92%, according to Statcounter, the fact that Google is an important part of the daily lives of most people can’t be understated....

White elephants are a popular holiday gift exchange event meant to entertain party-goers — but how much should you spend? By Josephine Nesbit See: How To Give Pre-Owned Gifts and Other Holiday Thrifting TricksFind: Tax Hacks For Gifting Money as Christmas Approaches Not all gifts are considered equal, and some may be more desirable than others. However, most have a price target or limit on what can be spent. While the standard is $20, according to White Elephant Rules, every group is different....

When Apple released the iPhone back in 2007, it was the start of a global pivotal shift towards smartphone technology dependency. Today, this handheld device acts as the central nervous system to the operations of your life. Whether it’s entertainment, bill payment, scheduling, filming or other daily tasks, your phone is a Jack of all trades. By Caitlyn Moorhead How To Cancel Subscriptions Restart a Subscription Learn: 3 Easy Tips to Turn Your Credit Woes into Wows...

The only thing worse than medical stress is money stress — and each year, you get to endure both at the same time during the annual ritual of enrolling for health insurance. No one likes to do it, but few things are more consequential to your physical and financial health. By Andrew Lisa See: Here’s How Much More Expensive Healthcare Is in the US Than 5 Other CountriesFind: 7 Financial Habits That Improve Your Daily Life...

You know you need to save money, but it can be hard if you’re just trying to make ends meet on a small income. After all, you have bills to pay today, so it’s hard to make saving for tomorrow a priority. By Cameron Huddleston Find Out: Stimulus Updates To Know for Spring 2022Save More: Unplug These Appliances That Hike Up Your Electricity Bill Even higher-income people can find themselves living paycheck to paycheck without much room in their budget to set aside cash....

It can happen to anyone: One day you’re living comfortably, and the next, you’re struggling to pay the bills. Whether you lost your job, went through a medical emergency or experienced some other hardship (like, say, living through a pandemic), realizing you don’t have enough money to cover your basic needs can be scary. By Casey Bond “But it doesn’t have to be a catastrophe,” said Amy Maliga, a financial educator with Take Charge America, a nonprofit financial counseling agency....

The NFL had a bounce-back year in 2021, with regular season television viewership at its highest point since 2015 and a 10% increase over 2020, according to Forbes. In the postseason, the cash kept flowing as more than 50 million viewers tuned in to see the Rams topple the 49ers in the battle for the NFC, according to Sports Media Watch. Another 50 million watched as the Bengals staged an epic comeback over the Chiefs to win the AFC Championship....