Posts

Carter’s is one of America’s leading baby and children’s clothing retailers. Their clothes are sold in more than 600 brand-owned locations and various department stores across the country. Like many other clothing companies, Carter’s offers its clients a store credit card with exclusive benefits. Here’s everything cardholders need to know to make their Carter’s credit card payments on time through different channels. By Daniela Rivera-Herrera Online Mail Phone Interest and Late Fees How Do I Make a Payment on My Carter’s Credit Card?...

So, you’ve decided that you need a little extra cash and need to take on some sort of side hustle. You’re not alone. According to Self Financial, 45% of Americans working currently have some sort of side gig. However, side gigs do take some preparation to ensure they’re the most beneficial they can be. By Sam DiSalvo Discover: 22 Side Gigs That Can Make You Richer Than a Full-Time JobHere It Is: Our 2022 Small Business Spotlight...

This year’s inflation has canceled out last year’s stimulus for much of the country as rising prices have forced people to raid the savings accounts they grew during the pandemic. By Andrew Lisa Discover: Surprising Things You Can Buy With Food Stamps in the South Learn: 10 Reasons You Should Claim Social Security Early Only 18% of those ages 55-64 have dipped into their savings, the lowest percentage of any age group....

The Internal Revenue Service recently issued a news release urging taxpayers to file their taxes electronically and have their tax refund direct deposited into their bank account. By Dawn Allcot See: IRS: Free File Now Open, Do Your Taxes For Free Find: Teens & Taxes: How Much Can Your Teen Make Before Needing to File Taxes? The IRS outlined the benefits of direct deposit: Speed: Tax returns filed electronically get processed faster....

On a day when the bad economic news seemed to hit like an anvil — including higher-than-expected inflation and tumbling stock prices — the U.S. housing market got some bad news of its own in the form of the highest mortgage rate in more than 20 years. By Vance Cariaga See: As Interest Rates Rise, Is It Better To Choose a Variable or Fixed-Rate Mortgage?Explore: Should You Still Buy a Home in Today’s Market?...

“Small Business Spotlight” nominee Doo’s Amazing Tours is a woman-owned tour company that offers a variety of guided tours via paddle boards, Segways and bikes that focus on the local history, flora and fauna of St. Petersburg, Florida. Owner Louisa Scopacasa opened the business in 2012, and it has gone on to receive numerous local and national awards, including a 2020 Travelers’ Choice Award from Tripadvisor. Here, we chat with Scopacasa about how her own love of travel sparked her business idea, how she’s kept her company afloat during inflation and why aspiring business owners shouldn’t pay attention to the naysayers....

Stirred by the positive impact that stimulus payments and expanded child tax credits had on residents, many American cities are experimenting with monthly direct payment or universal basic income (UBI) programs moving forward. By David Nadelle Discover: 10 Dollar Store Items That Aren’t Even Worth the Buck More: 10 Costco Brand Items With the Best Bargains in May A few dozen cities in the United States are experimenting with guaranteed income programs....

Despite rising inflation, a global supply chain crisis, and intense political discord finding its way into just about every discussion, the pandemic only briefly succeeded in interrupting what appears to be an endless stock market bull run. The S&P 500 delivered plenty of winners in 2021, but with the year now almost in the books, it’s time to reflect on the biggest climbers of them all. By Andrew Lisa Making Money: The Most Fascinating Things You Never Knew You Could Invest In See: Investing for Beginners: What First-Time Investors Need To Know...

People entering into retirement may consider purchasing a home once they do so. However, most retirees are on a fixed income in their retirement years and must be careful when considering using their savings for a major purchase. By Heather Taylor Retirement at Any Age: Get Top Retirement Tips for Every Stage of LifeFind Out: Should You Still Buy a Home in Today’s Market? Thinking about how to buy a house when retired?...

The holiday season is shaping up to be an expensive one, with consumers planning to spend just under $1,000 this year for their shopping, according to the National Retail Federation’s annual holiday survey. The survey indicates that about $648 will go toward gifts, roughly $231 will be spent on holiday items like food and decorations and $118 will be spent on other holiday items. By Nicole Spector Good To Know: Why Do We Spend So Much Each Year on Holiday Shopping?...

Aged whiskies made by popular distilleries are a pricey investment, and competition amongst buyers can be fierce. Collectors hunting down rare and highly sought-after whiskies may spend well over $100,000 just for one bottle. By Taylor DeJesus 10 Most Expensive Whiskies Most Expensive Whisky Unsurprisingly for whiskey aficionados, Japan and Scotland’s distilleries currently offer the most expensive whiskies in the world. The Macallan distillery in the Scottish highlands dominates the list....

With the cost of living increasing these days, picking up some extra cash in your spare time could be a sensible decision. One of the easiest side hustles is food delivery. If you have the vehicle and the time, you could make a couple of hundred dollars per month or, according to Gridwise, as much as $16.50 per hour in gross earnings. By Cynthia Bowman Best Food Delivery Services Maximizing the money you earn during your spare time depends on the platform you choose to work with and the popularity/demand in your area....

The average American is saving less for retirement than you might think. By Maddie Duley Keep reading to find out if you can afford to retire on less than $500,000, and what your retirement might look like living on these savings. Nearly 40% of Americans Think They Will Need Less Than $500,000 To Retire According to our survey, 38% of Americans think they’ll need less than $500,000 to retire, 30% believe they’ll need $500,001 to $1 million, 14% believe they will need $1 million to $1....

It can sometimes feel like we need to be as agreeable and easy as possible in a job interview to increase our chances of being hired, but that’s simply selling yourself short. An interview should be equal parts evaluating how much you want to work for the company and the interviewer evaluating if your skills match the role. This means you need to ask some questions that you may have been conditioned to think were inappropriate in the past....

Tax season has officially begun. The Internal Revenue Service began accepting 2021 tax returns on Jan. 24, so you can now file yours and start the — potentially lengthy — waiting game for your refund. By Jennifer Taylor Find Out: Pros and Cons of Living in a State With No Income TaxRead More: Top Tips for Painless Tax Prep The IRS is expecting to receive more than 160 million individual tax returns for 2021 — the bulk of which will be submitted before the April 18 deadline....

Exchange-traded funds are a great way for investors to access sections of the market without having to build their own entire portfolios. An ETF provides an entire portfolio to investors with a single purchase, and it can be bought or sold at any time in the open market, often for zero commission. By John Csiszar Check Out: Stimulus Payments Are Coming to These States in October Looking To Diversify in a Bear Market?...

Sometimes more than one person needs or wants to have access to the same funds. In these cases, it makes sense to open a joint account. A joint account is simply a bank account with more than one owner. You can usually open any type of bank account jointly. The one notable exception is an IRA, which is an individual retirement account, and therefore can be opened in only one person’s name....

Banking is a critical part of building wealth for millions of Americans. Banks not only allow us to store our cash; they also provide financing for our major purchases, such as cars and new homes. Unfortunately, this cornerstone of the American dream is not available to everyone. “Racial discrimination in the banking industry and financial system persist today,” said Jazzy, founder of First Hustle Then Brunch. “Black people face challenges accessing financing, as well as financial education....

By Gabrielle Olya Holiday Spending: Get Top Holiday Shopping and Savings TipsImportant: If Your Credit Score Is Under 740, Make These 4 Moves Now eBay Look for savings on items that are certified refurbished or open-box, said Julie Ramhold, consumer analyst with DealNews.com. More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. “If you’re looking to save on electronics and even household items, you should keep an eye on eBay for Cyber Monday,” she said....

The end of the year is upon us, and you still haven’t found a new home. Friends and family are likely advising you to put your real estate search on pause until spring, but something tells you this isn’t the best idea. By Jennifer Taylor Wealthy Millennials Aren’t Banking on Stocks: Here’s What They’re Investing In InsteadSee: Should You Still Buy a Home in Today’s Market? Connect With a Highly Motivated Seller “Ask yourself this, who thinks it is a good idea to put their home on the market around the holidays or sell their home so they have to move during the holidays?...