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Due to the ongoing coronavirus pandemic, the Social Security Administration is continuing to limit its in-person services to appointments only. If you have tried rectifying any issues with their online services but have not had any luck, then you might have to make an in-person appointment. By Georgina Tzanetos See: What Happens to Social Security When You Die?Find: 5 Things Most Americans Don’t Know About Social Security The first step is to find your local SSA office....

It was recently determined that COVID-19 emergency financial assistance from a federal, state or local government source will not affect your Social Security benefits. In addition, it was clarified that this kind of assistance would not affect eligibility for Social Security income or the monthly Social Security payment amount. By Georgina Tzanetos LATEST POLL: How Do You Plan To Travel Over the Thanksgiving Holiday? Stimulus Alert: Is the Future of the Child Tax Credit in Danger of Massive Reduction?...

The U.S. Department of Education has wiped another large batch of student loans off the books, announcing Tuesday that it will discharge all remaining federal student loans that borrowers received to attend ITT Technical Institute from January 1, 2005 through ITT’s closure in September 2016. By Vance Cariaga Explore: Your Biggest Money Etiquette Questions AnsweredHere It Is: Our 2022 Small Business Spotlight The decision means that around 208,000 borrowers will receive $3....

If the Inflation Reduction Act passes through the House and gets sent to President Biden to sign on Friday, many questions about the Act’s vaguely termed IRS Tax Enforcement provision will still remain unanswered. By David Nadelle See Our List: 100 Most Influential Money ExpertsFind: 7 Surprisingly Easy Ways To Reach Your Retirement Goals According to the Congressional Research Service, the Act would provide the IRS with nearly $80 billion, $45....

The college class of 2020 didn’t have it easy as they entered the labor market in the midst of a global pandemic. As the class of 2021 graduates, studies show how difficult the events over the past year have made it for younger workers. By Josephine Nesbit See: Community College Could Be Free With Biden’s American Families PlanFind: Top 10 Things Every College Grad Should Know About Money According to a recent analysis of Bureau of Labor Statistics data from January 2020 to October 2020 by Pew Research Center, CNBC reported that graduates during the Great Recession had higher rates of participation in the labor force compared to 2020 graduates....

The costs of shoplifting are adding up at Walmart. CEO Doug McMillon said that an uptick in theft is becoming such an issue at locations across the U.S. that it could lead to store closures and price hikes. By Nicole Spector See: States Whose Economies Are Failing vs. States Whose Economies Are ThrivingHoliday Spending: Get Top Holiday Shopping and Savings Tips “Theft is an issue,” McMillon said in an interview with CNBC’s “Squawk Box” on Dec....

One of the age-old tactics for reducing your credit card debt and lowering payments is asking your credit card company to lower your interest rate. But in a time of rising interest rates and high inflation, you may think asking for concessions from your creditor would be a waste of time. By Dawn Allcot See: Unplug These Appliances That Hike Up Your Electricity BillFind: 3 Easy Tips To Turn Your Credit Woes Into Wows...

A hedge fund is an investment vehicle in which investors pool their money and purchase certain investments. Hedge funds aim to bring investors greater returns than they get in the stock market, or even with other types of funds. The name came from the fact that investments were often chosen as a “hedge,” or protection, against declining markets. A hedge fund can invest in just about anything, including short positions, junk bonds, real estate and private equity....

Costco is a go-to choice for shoppers looking to make some savings by purchasing their items in bulk. The warehouse-style store caters to people looking to buy several gallons of milk at a time, and everything from a full sofa set to a brand new TV. By Maddie Duley See: 8 Remote Jobs That Pay at Least $20 Per HourCheck Out: 13 Ways To Make $100 in Just a Day...

Even when your children are very young, it’s not too early to start teaching them about money. The money lessons they learn while growing up will lay a foundation for their financial habits as they get older. By Kimberly Lankford “There are money things that happen at every age, consciously or unconsciously,” said Pam Horack, CFP, known as “Your Financial Mom” at Pathfinder Planning in Lake Wylie, South Carolina. “People come from different backgrounds, and that will be our money script — what they learned from when they were kids,” she said....

Acting Commissioner of Social Security, Kilolo Kijakazi, introduced a new update to the Social Security Statement available online through the mySocialSecurity portal. The new, simplified version of the statement will also be available through the mail. By Georgina Tzanetos See: Senior Stimulus: How an Additional $1,400 Check Could Help Social Security Recipients Afford Rising Grocery CostsFind: How Much Can the Average Senior Citizen Expect To Benefit From Social Security? This statement is one of the most effective tools people can use to learn about their earning and future Social Security benefits, the SSA said in a press release....

Zara is a multinational fashion powerhouse with more than 2,000 stores around the globe. With all fashion items, returns are important. After all, what happens if you get a new outfit only to find it doesn’t fit quite like you thought it would? Read this guide for tips to get the most out of your Zara returns. By Joshua Rodriguez Return Policy Exceptions Gift Receipt Returns Gift Card Returns Modifying Return Requests Mailing Your Return Read: 3 Ways Smart People Save Money When Filing Their Taxes...

The happiest time of the year is upon us, but for many, it is also the most expensive. If you’re concerned about paying for holiday gifts, décor, food and other items this year, you’re certainly not alone. By Jennifer Taylor Holiday Spending: Get Top Holiday Shopping and Savings Tips Advice: 3 Easy Tips To Turn Your Credit Woes Into Wows In 2021, consumers planned to spend an average of $998 on holiday gifts and other items, according to the National Retail Federation (NRF)....

Traditional routes of generating money during retirement (as commonly suggested by financial experts) include taking advantage of your 401(k) and receiving — and maximizing — your Social Security payments. While these are both efficient and common methods of generating income, an increasing body of evidence is indicating, for many Americans, that more funds will be necessary. By Georgina Tzanetos See: 6 Shakeups to Social Security Expected in the New YearFind: How To Invest In Precious Metals To Protect Your RetirementSocial Security: No Matter Your Age, Do Not Claim Benefits Until You Reach This Milestone...

Passive income is better than any side hustle because the money comes to you without you having to work for it. You’ll read about all kinds of ways to generate passive income, but most won’t earn the typical person more than some extra spending money at best — selling stock photos, building an app, writing an e-book, creating an online course, etc. By Andrew Lisa They all have one thing in common: Most require little or no upfront investment....

If you’re planning a trip to Miami, whether it’s your first visit or one of many to the sunny city, keeping a few budget hacks under your belt will ensure your bank account is also happy by the end of your stay. By Heather Taylor Cash App Borrow: How To Borrow Money on Cash AppFind Out: 3 Easy Tips To Turn Your Credit Woes Into Wows Enjoy extra savings during your Miami vacation with the help of these budget hacks....

When you think of buying food at Costco, you probably think of buying a lot of food in bulk. However, there’s another reason to salivate at all the options you could be tasting at Costco, specifically when it comes to the food court. And it goes way beyond their famous hot dogs! By Jake Arky As the retailer’s website states: “In addition to hot dogs, some of the special pizzas, chicken strips, salads and ice cream are served at Costco Food Court....

The pace of recovery for leisure air travel has been on the rise as Americans are starting to get their confidence back. The Transportation Security Administration screened nearly 2.1 million people at U.S. airports on Sunday, the highest since March 7, 2020, reports CNBC. By Josephine Nesbit See: As the Nation Reopens, How Soon Do You Plan To Travel? Take Our PollFind: Airlines See Pandemic-Era Record High Travel — How Can You Save On Your Next Flight?...

Call it a happy coincidence — after an 8-year wait, the U.S. men’s national soccer team is back in the World Cup, and it also happens to be World Television Day. So fire up your TVs and check out the action, but don’t forget to take a look at today’s top financial stories too. By Gary Dudak The Big Lead: Some Argue Now Is the Best Chance To Expand the Child Tax Credit With Republicans set to take over the U....

Inflation is also hitting streaming services, so get ready to pay more for your Disney+ subscription. The company announced it would be increasing its pricing and introducing an ad-supported subscription offering that will be available across Disney+, Hulu, ESPN+ and the Disney Bundle. By Yaёl Bizouati-Kennedy See: How Much Cash To Have Stashed at Home at All TimesMore: 7 Surprisingly Easy Ways To Reach Your Retirement Goals As of December 8, Disney+ Basic with ads will be $7....