If you have a large amount of debt, you’re not alone. According to CNBC, the average American has $90,460 in total debt, which may include accumulated amounts from credit card debt, auto loans, student loans, mortgages and other personal lines of credit. The pandemic didn’t help matters either, as a turbulent economy resulted in most households adding around $1,700 in debt over the past couple of years, per Money Geek....
As leaves change color and the air cools down this fall, it’s important to be aware of who is responsible for fall tasks and how to go about distributing neighborhood duties with your neighbors. From falling leaves to sharing the cost of a fence or planting new vegetation, having a conversation with your yard-mates can be awkward. To avoid building any tensions with those around you, it’s best to follow expert advice....
Entering the investment world, you may hear words like options, futures and stocks thrown around casually. Beginners, though, are often unfamiliar with the concepts these words refer to. By Scott Jeffries About Options About Futures Similarities How To Choose Final Take Options and futures are two investment types that can earn you a high return on investment. While options get you a contract with the “right” to buy or sell an asset, futures actually obligate you to buy or sell that asset....
While large cities are still attractive for women’s businesses, the West is becoming increasingly prominent in terms of the region representing the best opportunities for them, according to a new survey. By Yaёl Bizouati-Kennedy Learn: How 2023 Recession Will Differ From 2008 and How You Should Prepare Differently Check Out: Protect Your Financial Future With Gold and Silver Expert Advice: With Rates So High, Is a High-Yield Savings Account a Better Bet Than the Stock Market?...
Users of online banking and financial services may find themselves in situations where they need to keep personal purchases and payments private, even when using a peer-to-peer payment app like Cash App. However, if you’re a Cash App user, you cannot delete just your transaction history; you can only delete all of your information by closing your account altogether. By Monica White Privacy on Cash App Deleting an Account Downloading Your History Security and Privacy Features Keep reading to learn more about who can see your payment history in Cash App and why deleting only your history isn’t possible....
When applying for jobs, your resume is the first impression you make to recruiters and hiring managers. But how do you create an impressive resume when you’re applying for your first job? By Gabrielle Olya Make the Most of the ‘Education’ Section Spotlight Volunteer Work Include Summer Jobs or Part-Time Jobs List Your Relevant Passion Projects & Hobbies Be Sure To Include a Section With Your Technical Skills Make the Most of the ‘Education’ Section “Because you don’t have much work experience, hiring managers will pay close attention to your education section to see if you have what it takes to get the job done,” said Jacques Buffett, career expert at Zety....
A balance transfer — moving your debt from one credit card to another one, usually with lower interest fees — can be a saving grace for many Americans. But like every aspect of having and handling credit cards, whether it’s right or not for you depends on your financial situation, as well as on being meticulous and disciplined. By Yaёl Bizouati-Kennedy Here’s what you need to know about balance transfers to decide if it’s the right move for your debt....
Private equity powerhouse Blackstone recently poured $6 billion dollars into one of the biggest bets on suburbia in recent history. In July of 2021, Blackstone purchased America’s largest rent-to-buy (RTB) company, Home Partners, which owns 17,000 houses across the country. The rent-to-buy model has been around for years, but with Main Street now putting real money into the rent-to-purchase space, it could shift the consumer real estate market — and change the path to homeownership for average Americans....
Despite the Omicron surge and a tight labor market, total nonfarm payroll employment rose by 467,000 in January, the Bureau of Labor Statistics reported on Feb. 4. This was well above analysts’ expectations. The growth was driven by gains in leisure and hospitality, professional and business services, retail trade, and transportation and warehousing. By Yaёl Bizouati-Kennedy See: These Are the 10 Fastest-Growing Jobs Right NowFind: Technology Dominates 50 Best Jobs for 2022, According to New Analysis...
Electric vehicle (EV) company Lucid drastically slashed its production outlook for 2022 by 50% citing supply chain issues, which sent the stock tumbling more than 12% in pre-market trading on August 4. By Yaёl Bizouati-Kennedy Learn: Why Vacation Homes Are a Surprisingly Good Investment During A Bear MarketDiscover: 7 Things You Should Never Do When Planning for Retirement “Our revised production guidance reflects the extraordinary supply chain and logistics challenges we encountered,” Peter Rawlinson, Lucid’s CEO and CTO, said in an earnings release on August 3....
A spike in oil prices on Jan. 11 left Americans once again wondering how deep they will have to dig into their wallets to pay for gasoline and home heating, even though the price hike came less than two months after signs pointed to an easing of fuel costs moving into 2022. By Vance Cariaga See: Oil Prices Rise As Industry Gets a Boost from Economic Outlook, Infrastructure Bill Find: OPEC’s Decision Not to Increase Production Sends Oil Prices Surging...
By Dawn Allcot See: What Is the Average Social Security Benefit at Age 62?Find: 7 Surprisingly Easy Ways To Reach Your Retirement Goals While healthcare is a major one — the average retiree spends $6,749 per year on healthcare, according to a recent Harvard study reported by Entrepreneur — it’s not the biggest expense for most. The Harvard study found that housing, at a national average of $17,454 annually for retirees in 2021, remains the highest cost for the average retiree....
Despite what you might have heard, it’s not really true that there’s a Starbucks on every street corner, but enough are around that you shouldn’t have any problem finding one in most American cities. If you walk into a Starbucks located in a grocery store or similar retailer, you might even be able to make purchases using your Supplemental Nutrition Assistance Program (SNAP) EBT card. By Vance Cariaga SNAP Schedule: When Can I Anticipate August 2022 Payments?...
Time is running out to determine if you are eligible for the so-called “plus-up” stimulus payments on your 2021 taxes — part of the Economic Impact Payments authorized by the American Rescue Plan Act of 2021. The deadline to see if you qualify is Dec. 31. By Yaёl Bizouati-Kennedy Child Tax Credit and Stimulus 2021 Recipients: Be on the Lookout for IRS Letter With Tax Filing InfoChild Tax Credit: You Could Get a Double Payment in February — Here’s Why...
New York residents who are still struggling due to the COVID-19 pandemic can apply for additional financial help thanks to a new fund set up by the governor’s office. By Vance Cariaga The Pandemic Emergency Assistance Fund was established with more than $64 million in federal funding, Gov. Kathy Hochul announced Tuesday. It will be administered through the state’s Office of Temporary and Disability Assistance (OTDA) and the Office for the Prevention of Domestic Violence (OPDV)....
Most taxpayers are more concerned with the last date that they can file their taxes rather than the first date. After all, filing your taxes can be tedious, can take a lot of time and can end up with you writing a big check to the IRS. By John Csiszar But the flip side is that if you file early, you can get this sometimes onerous task over with soon — and, if you’re due a refund, you’ll get it that much faster....
Choosing a college is not a small decision. There are many things to consider, including courses offered, the school’s sports programs and its overall level of prestige. While many prospective students often want a well-rounded experience, it’s important to think about it from a financial perspective, too. By Bob Haegele Education: Where 51 CEOs Went to College Read: The World’s Most In-Demand Jobs That Don’t Require a Degree The cost of college has increased dramatically in recent years; thus, you should also think of college as an investment....
U.S. home prices increased 18.8% in 2021, representing the highest annual increase over 34 years of collected data, per the S&P CoreLogic Case-Shiller Indices released Feb. 22. By Yaёl Bizouati-Kennedy See: How Have Mortgage Rates Fluctuated Since the Start of the Pandemic? Find: Why Now Is Not the Time To Pay Off Your Mortgage Early, According To Experts Phoenix, Tampa and Miami reported the highest year-over-year gains among the 20 cities in the index in December, according to a press release....
Even if you don’t have a bank account, you can quickly access your benefits with the Direct Express® Debit MasterCard® program. The Direct Express card is a prepaid debit card that allows federal benefit recipients to access their payments from any ATM that accepts Mastercard. Using the Direct Express card also means you don’t have to keep a minimum balance on the card and there are no monthly fees or costs to sign up....
A giant of the sport of badminton, Lee Chong Wei won silver medals in three of his four Olympic appearances between 2004-2016. By Andrew Lisa Lee Chong Wei Net Worth: $16 Million He retired in 2019 after being diagnosed with cancer, but not before he was ranked No. 1 in the world for 349 weeks, including a streak of 199 weeks straight. The source of his wealth is not exactly clear, but he enjoyed some of the biggest sponsorships in badminton during the peak of his career, according to RepublicWorld, including deals with Samsung, 100Plus, Yonex and Cafe 99....
