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Some parts of the United States are starting to enter into the cool, crisp fall months while other parts are still feeling the residual heat of summer. Depending on where you live, it’s time to run the air conditioning or heating in your home and help cool down or heat up the space. By Heather Taylor Discover: 9 Bills You Should Never Put on AutopayAdvice: If Your Credit Score is Under 740, Make These 4 Moves Now...

Despite the 5.9% cost of living adjustment (COLA) for 2022, the highest in decades, seniors are still losing buying power thanks to inflation. According to The Motley Fool, COLAs have notoriously done a poor job at helping seniors during periods of high inflation. This is true even when COLAs have been generous. By Josephine Nesbit Social Security Schedule: When First COLA Checks Will Arrive in March 2022Explore: Social Security COLA Increases Add This Much Cash To Your Pockets Each Month...

The Social Security Administration has added 12 new health conditions under its Compassionate Allowances program, meaning people with these conditions now have faster access to Social Security disability benefits. By Vance Cariaga See: How Much Does a Person on Social Security Make?Find: 5 Things You Must Do When Your Savings Reach $50,000 The program is designed to quickly identify claims where the applicant’s condition or disease clearly meet Social Security’s statutory standard for disability....

The second round of the child tax credit advance payments was deposited into accounts on August 13 for most people. For some, though, a problem with the IRS system led to not every check being deposited as it should have been. By Georgina Tzanetos See: Here’s How The Child Tax Credit Could Affect Your 2022 TaxesFind: 3 Ways to Create Your Own Stimulus Money The IRS recently released a statement saying, “Due to a technical issue expected to be resolved by the September payments, a small percentage of recipients — less than 15 percent — who received payments by direct deposit in July will be mailed paper checks for the August payment....

Tesla’s 2022 Annual Shareholder Meeting date has finally been disclosed. The meeting will be held August 4 in Austin, Texas, according to a Securities and Exchange Commission (SEC) 8-K filing. By Yaёl Bizouati-Kennedy Discover: How To Get Rich With a Normal Job More: 10 Kitchen Renovations That Will Hurt Your Home’s Value “Tesla’s 2022 Annual Shareholder Meeting will be on August 4th in Austin, TX. Thank you for your support of Tesla!...

By Gabrielle Olya Creating and sticking to a budget is one of the golden rules of living richer. But if you’ve never budgeted before, it can be difficult to know how to best go about it. Fortunately, a number of top financial experts have weighed in on the topic — and here’s their best advice. Tips: 35 Useless Expenses You Need To Slash From Your Budget Now Be Aware: 17 Biggest Budgeting Mistakes You’re Making...

It’s a pretty sure bet that the Federal Reserve will raise interest rates next year — possibly as early as spring — and also taper its purchases of mortgage-backed securities, which could kick mortgage rates up as well. Less certain is where mortgage rates will end up, and how a sharp hike will affect the white-hot housing market. By Vance Cariaga See: Real Estate Investing Guru Mindy Jensen Says To Avoid These Types of Properties Find: 8 Insider Tips To Get Rich in Real Estate...

An icon of the Texans franchise, J..J. Watt is no longer on the team there after 10 seasons and three Defensive Player of the Year awards. By Andrew Lisa J.J. Watt Net Worth: $50 Million After the Texans agreed to his release, Watt, 32, signed a two-year, $28 million deal with the Arizona Cardinals in 2021 — $23 million of it guaranteed. He is a winner of the Walter Payton Man of the Year honor, awarded in 2017 for his work to raise $37 million for people affected by Hurricane Harvey....

Inflation battered our bank accounts in 2022, and though it’s slowing down some in 2023, prices are still untenably high for many Americans — and some would like to see more inflation relief from the government. By Nicole Spector Student Loan Forgiveness: Will You Qualify for $0 Payments Under Biden’s New Plan? Advice: With a Recession Looming, Make These 3 Retirement Moves To Stay on Track Food Stamps: What Is the Maximum SNAP EBT Benefit for 2023?...

There were a record number of available jobs in the U.S. in April, but not enough workers to fill them. Restaurants, retailers and other service industry employers are struggling to find workers as they ramp up again after post-pandemic closures. As for what’s causing this labor shortage, there are a number of theories — increased unemployment benefits are disincentivizing workers from returning to the workforce, stagnant wages are unappealing to workers, and workers want better working conditions and better work-life balance....

The latest theory on why companies are having difficulty finding new workers is “contagious unemployment,” according to a new working paper. By Josephine Nesbit See: Top Resume Mistakes That Hold Job-Seekers BackFind: What To Do If You Haven’t Heard Back About That Dream Job Businesses recorded 8.1 million open jobs in April, up from 7.5 million in February. Unemployment rates continue to rise from 6% in March to 6.1% in April, according to Labor Department Data, as reported by MarketWatch....

Making the decision to retire is a major one. Not only does it affect your financial picture, but it’s also a huge lifestyle shift. To avoid having retiree’s remorse, it may be worth it to take an extended break from work as a “retirement test-run” before making your exit from the workforce permanent. By Gabrielle Olya See: 6 Types of Retirement Income That Aren’t TaxableImportant: 7 Surprisingly Easy Ways To Reach Your Retirement Goals...

Many financial advisors believe that $1 million is no longer enough for a secure retirement, but even if that’s true, you’ve got some celebrating to do if you’ve built a seven-figure nest egg — but only tonight. Tomorrow, the celebration ends and the strategizing begins. By Andrew Lisa Wealthy Millennials Aren’t Banking on Stocks: Here’s What They’re Investing In InsteadSee: States Whose Economies Are Failing vs. States Whose Economies Are Thriving...

Year-end planning should be a regular component of your financial plan for a number of reasons. For one, it forces you to examine your financial position at least once a year to ensure that you’re still on track to meet your goals. It’s also a good way to stay up to date regarding any changes in tax law or financial limits, such as the amount you can contribute to your retirement plans....

There’s a lot to consider when buying a car, and that holds true whether you are shopping new or used. However, there are different things to remember when buying used versus buying new. For instance, the best time of year to buy can be different. By Bob Haegele Take a Look Back: 2022 Year in ReviewLook: 3 Easy Tips To Turn Your Credit Woes Into Wows For used cars, the last four months of the year tends to be the best time to buy....

Making your health a priority can be challenging, particularly during a pandemic, where gyms shift their guidelines due to often-changing public health mandates, and you might just not want to be sweating around a lot of other people. Thankfully there are tons of pieces of exercise equipment available to you at home, many of them now featuring “smart” technology such as online personal trainers and classes. However, choosing can be difficult....

With inflation skyrocketing to a four-decade high, many Americans are being hit hard in every aspect of their lives. And now, with the back-to-school season upon us, many parents are worried about the rising costs of supplies. By Yaёl Bizouati-Kennedy Live Richer Podcast: Parenting Hacks: Ways To Score Cheap School Supplies This School YearSave More: Back-to-School Tips To Help You Cut Costs Indeed, Deloitte’s 2022 Back-to-School survey shows spending is up 8% from 2021 and up 27% from 2019 with clothing and accessories at the top of the increases....

Renewed support for Bitcoin helped the crypto achieve its highest price since May this weekend, standing at $41,000.The crypto was, however, down 4.24% this morning at $39,770, according to CoinMarketCap. By Yaёl Bizouati-Kennedy Explore: How To Make (or Lose) Money With Bitcoin, Explained in One ChartFind: A Beginner’s Guide on How and When To Dive Into the Cryptocurrency Market Bitcoin has enjoyed some strong backing in the past week from Ark Invest CEO Cathie Wood, Tesla CEO Elon Musk and Twitter CEO Jack Dorsey, who each praised its benefits at the B Word conference, aimed to explain how institutions can embrace Bitcoin and raise awareness around areas of the network that need support....

Buying a new home is a major investment that often requires a hefty down payment and expensive, long-term loans. For people on a tight budget, buying a mobile home or a manufactured home is a more attractive option that offers a wider range of flexibility than traditional or stick-built homes. By Natalie Campisi Mobile Home vs. Manufactured Home Preparing To Apply for Financing Financing Options Difference Between Mobile and Manufactured Homes Mobile and manufactured homes are actually the same thing with only one difference: when they were made....

Coinbase has been in the news lately for getting on the wrong side of both customers and regulators, but the cryptocurrency exchange made a different kind of headline on Monday when it said users in the United States will now be able to deposit their paychecks directly into their online accounts. By Vance Cariaga See: Best Cryptocurrencies to Invest In for 2021Find: 25 Best Startup Business Ideas to Make Money in 2021...