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Baby, it’s cold outside. January has arrived, meaning it’s time to cozy up indoors with your favorite comfort foods — and Dollar Tree has you covered. By Jennifer Taylor The discount store offers deep deals on cold weather staples, so you can fully stock your pantry. This is important because you don’t want to have to go outside more than necessary in freezing temperatures. Ready to make your shopping list? Here are 10 food items to buy at Dollar Tree this month....

The IRS reviews the limits on contributions to retirement plans like 401(k) plans every year. Occasionally, typically in response to rising inflation, it raises these limits. Such is the case in tax year 2022. However, there are possibly greater changes in store for a different type of retirement account in 2022, the so-called “backdoor” Roth IRA. Here’s an overview of both current and proposed changes to these two types of retirement plans in 2022....

Even if you’ve never worked a day in your life, you may be entitled to a significant Social Security check if you’re married to a qualifying recipient. In fact, you may be eligible for as much as half of the amount that your qualifying spouse receives, depending on when you file. But you’ll have to develop a strategy if you want to ensure you’re receiving as much as possible from the Social Security Administration....

There are many positives associated with earning a graduate degree including the ability to move into a higher-paying field, start a career you are passionate about and work in an industry that excites you. You might feel ready to go back to school, but your bank account is hesitant about assuming grad school expenses. How can you know if attending graduate school and earning a degree will provide you with a solid return on investment?...

While it might seem like the influencers you follow on Instagram, TikTok and YouTube have follower numbers in the millions, making money off social media doesn’t require a high follower count. With some intentional planning and insight from the experts, you can be well on your way to turning your social media into a successful side hustle. By Maddie Duley The Future of Finances: Gen Z & How They Relate to Money Check Out: 8 Best Remote Jobs That Pay at Least $50 an Hour...

Winter may not be the favorite season for a majority of people — the days are shorter, the nights are colder and there’s a general lull after the excitement of the holidays wears off. But, winter ’tis the season to really save some money and start the new year on great financial footing. By Selena Fragassi And if you’re savvy with your home thermostat, you can also save on winter heating and energy bills that tend to creep up this time of year as the outdoor temps drop and people spend more time at home....

Anyone who wants to know which industry brings home the most bacon needs only to look at the ranking of the world’s richest billionaires — Musk, Bezos, Gates, Zuckerberg, Page and Brin. By Andrew Lisa See: 22 Side Gigs That Can Make You Richer Than a Full-Time JobCheck Out: 10 Ways To Build Wealth Fast If you notice a pattern emerging, that’s because the list reads like a who’s who of Silicon Valley — but tech isn’t just a moneymaker for the titans at the top....

As interest rates rise — but home prices aren’t falling proportionately to interest rate hikes — it takes more monthly income than ever to purchase a home. Black Knight, a data mortgage company, reported that interest and mortgage payments on a median priced home are up $930 per month, or 73%, from last time this year. By Dawn Allcot See: 5 Best Southern Cities To Retire on a Budget of $1,500 a MonthFind: 4 Things You Must Do If You Want To Buy a Home...

It didn’t take long for federal student loan borrowers to begin applying for loan forgiveness under President Joe Biden’s sweeping debt cancellation plan. The president on Monday said 8 million Americans had already applied for relief after the application process formally launched with a beta test over the weekend. By Vance Cariaga See: 22 Side Gigs That Can Make You Richer Than a Full-Time JobFind: 9 Bills You Should Never Put on Autopay...

Last week’s news that the United States hit the federal debt ceiling prompted the usual worries about its impact on government services and the economy, but it was hardly groundbreaking. Since 1960, Congress has acted 78 different times to permanently raise, temporarily extend or revise the definition of the debt limit, according to the U.S. Department of the Treasury. By Vance Cariaga Discover: How 2023 Recession Will Differ From 2008 and How You Should Prepare DifferentlyExplore: Protect Your Financial Future With Gold and SilverThe Future of Finances: Gen Z & How They Relate to Money...

In talking about the current inflationary economy, it’s easy to look at recent history for comparison. In 1979, the U.S. Federal Reserve tightened monetary policy to ease inflation that had been occurring since the late 1960s. In 1979, the inflation rate had jumped to 7.7% year over year, which is similar to the numbers we are facing today. It was the second time that decade the Fed had attempted to slow inflation by raising interest rates....

Credit cards can have many benefits, such as purchase protection and credit monitoring. But one of the most important benefits of using a credit card is cash back or rewards. These benefits let you earn a percentage of every purchase, which you can redeem in different ways depending on the card. By Bob Haegele Holiday Spending: Get Top Holiday Shopping and Savings TipsImportant: If Your Credit Score Is Under 740, Make These 4 Moves Now...

Abundant wealth often seems out of reach, especially when so many Americans live paycheck to paycheck and are budgeting to counter high inflation rates. However, it is not impossible to reach our money goals. What is necessary to reach abundant wealth, and moreover financial freedom, boils down to a single word: choice. By Heather Taylor In an interview with Grow (CNBC + Acorns), self-made millionaire and author of “Financial Freedom” Grant Sabatier shared the seven levels of financial freedom....

Robert Herjavec is a Croatian-Canadian businessman, entrepreneur, investor, author and reality TV personality famous for his appearances on “Dragon’s Den” and “Shark Tank.” By Michelle Tompkins See: 22 Side Gigs That Can Make You Richer Than a Full-Time Job Find: How Rich Is Former President Donald Trump as He Turns 76? His business experience mostly lies in the realm of internet security. He is the founder of BRAK Systems, which was sold to AT&T Canada for $30....

Playmate, host and actress Jenny McCarthy got into the entertainment industry after having to drop out of Southern Illinois University due to a lack of funds, according to her IMDb bio. But that’s not a problem for McCarthy anymore — she now has a net worth of $25 million. By Gabrielle Olya See: 35 Reality Stars You Didn’t Know Are Extremely WealthyWhere Are They Now: Richest Reality Stars of the 2000s...

Your baby is about to be on the move, and you’re terrified they’re going to get hurt. Since you can’t pad your entire home in bubble wrap, it’s time to start child-proofing. By Jennifer Taylor Read: Here’s How Much Economists Say Stay-at-Home Moms Should Get PaidFind Out More: Tips To Keep Your Finances in Order Without Sacrificing What You Want You’re committed to doing a really thorough job, however, you’re hoping to accomplish this without breaking the bank....

If you’ve been mining cryptocurrency or investing in crypto for some time, you may have heard of a cryptocurrency fork. But how to fork a cryptocurrency is not something that most people understand. By Dawn Allcot What It Means Soft Fork Hard Fork How It Occurs Famous Forks Ethereum Bitcoin Investing Benefits What Is a Cryptocurrency Fork? A cryptocurrency fork occurs when the blockchain on which the currency is based splits in two....

By John Csiszar See: 9 Bills You Should Never Put on AutopayFind Out: 10 Things You Should Always Buy at Walmart More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. Flights One thing you should prepare for when you start planning your trip is that flights will likely be more expensive than you might typically expect....

One of the most popular streaming services around, Hulu Plus doesn’t just let you watch current and older TV shows and movies, but the live TV upgrade also adds local channels, local news and live sports. By Kathy Evans About Hulu Plus Cost How To Watch Is Hulu Plus Worth It Channels 4.7 Cost 4.7 Simultaneous Streams 4.5 Cloud DVR 4.6 Pros One-month free trial Thousands of movies and TV shows Can bundle with other popular streaming services Full seasons of current-season TV show episodes Cons Premium channels available as add-ons Must pay extra for no ads Must pay extra for technology feature add-ons No equipment to rent; no installation fees Hulu Plus gives you a combination of on-demand, network, premium, original and live viewing options....

The Labor Department released its Consumer Price Index March 10 and the 12-month increase, which has been steadily rising, is the largest since the period ending January 1982. By Yaёl Bizouati-Kennedy See: Thanks to Inflation, 64% of Americans Now Live Paycheck to Paycheck Find: How Much Is Inflation Actually Costing the Average Family Each Month? Over the last 12 months, the all items index increased 7.9% before seasonal adjustment. Increases in the indexes for gasoline, shelter and food were the largest contributors to the seasonally adjusted all items increase....