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If you’re in the market for a new car, be prepared to pay more to finance it than you would have a few months ago. The Federal Reserve’s announcement this week that it will hike the federal funds rate for the eighth straight time means the interest you pay on car loans will also move higher. By Vance Cariaga See: Fed Rate Hike Smallest Since March 2022: Inflation Eases but Remains ElevatedRead: With a Recession Looming, Make These 3 Retirement Moves To Stay On TrackFind: Here’s How Much Americans Have in Their Savings Accounts in 2023...

One of the biggest stories of 2021 was the global supply chain crisis that created massive shipping delays, contributed to runaway inflation, and most likely left you wondering where some of your favorite products were. Less attention, however, was paid to the massive profits ocean shippers made over the past year. By Vance Cariaga Explore: While Wages Technically Rose in 2021, Inflation Led to 2.4% Pay Cut for WorkersLearn: December Inflation Sees Fastest Price Growth in 40 Years With Food Costs Still Being Impacted the Most...

Social Security benefits are the most important source of U.S. retirement income, but a new Nationwide Retirement Institute survey about retirement planning found that there’s a lot that Americans need to brush up on. By Josephine Nesbit See: 5 Things Most Americans Don’t Know About Social Security Find: 5 Budget-Friendly Stores That Accept SNAP Most Americans feel like they have a solid understanding of Social Security, yet are uncertain how to factor Social Security into their retirement plan or if the program will be there when they retire....

Solana is a blockchain network created in 2017 by Anatoly Yakovenko and Greg Fitzgerald. It first entered the crypto trading market with its coin, solana, which trades under the symbol SOL, in April 2020, debuting at $0.79 per coin. After that, it saw a rocky climb to its record high of nearly $260 in November 2021 before declining fairly steadily to about $18 by Nov. 9. By Dawn Allcot About Solana 2022 Prediction 2023 Prediction 2025 Prediction 2030 Prediction Should You Buy Read: 5 Things You Must Do When Your Savings Reach $50,000...

A White House official said the Biden administration is considering extending the pause on student loan payments — currently set to expire in less than two months — though nothing official has yet been decided. By Vance Cariaga See: Student Loan Forgiveness Plans Stall –– What Happens When Moratorium Ends?Find: How Gen Z Plans To Avoid Student Loans White House Chief of Staff Ron Klain said on the “Pod Save America” podcast last week that a decision on whether to forgive student debt through executive action will be made before the payment pause expires on May 1, CNBC reported....

Normally, student loan borrowers can deduct the interest they paid on their loans from their income tax returns, but things haven’t been normal for a few years. Federal student loan payment pauses enacted during the COVID-19 pandemic meant millions of borrowers didn’t have to pay their loans or the interest on them, so the interest deduction didn’t come into play. By Vance Cariaga Student Loan Forgiveness: Timeline of Events Leading Up To the Supreme Court ReviewLearn: 3 Ways Smart People Save Money When Filing Their TaxesStudent Loan Forgiveness: Will You Qualify for $0 Payments Under Biden’s New Plan?...

No one ever said doing your taxes was easy. According to CNBC, the IRS estimates that the average taxpayer spends about 12 hours on their tax return — and spends an average of $230 on tax software or professional tax preparers to help out. With a complicated filing process and tax code, it is easy to make mistakes. By Vance Cariaga See: How 2023 Recession Will Differ From 2008 and How You Should Prepare DifferentlyRead: 3 Ways Smart People Save Money When Filing Their TaxesDo You Have a Tax Question?...

You work hard for your money, so you expect excellent service when you dine at a restaurant, have a drink at a bar or spring for a latte at your local coffee shop. The thing is, the waiters, bartenders and baristas serving you also work hard to earn the fair tip you might not be giving. By Jennifer Taylor Explore: Your Biggest Money Etiquette Questions AnsweredLearn: Protect Your Financial Future With Gold and SilverMore: 10 Things To Stop Buying in 2023...

Walgreens continues to be one of the most competitive retail drugstores in the United States, with over 9,000 locations in all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. 78% of the U.S. population lives within five miles of a Walgreens location as of August 2020, and many are open 24 hours, making it a convenient choice for holiday shopping. By Melanie Grafil Opening Hours Closures Holiday Return Policy However, Walgreens’ holiday hours are often different throughout each season....

Rewards and cash-back credit cards allow cardholders to get a bigger bang for their buck with every purchase. These financial products are great on their own, but sometimes they can boost the user’s earning potential when combined — such as the “Chase trifecta” and its earning-maximizing possibilities. By Kathy Evans What the Chase Trifecta Is How To Apply What To Consider First Read: This Credit Score Mistake Could Be Costing Millions Of Americans...

To baby boomers and even Gen Xers, TikTok probably seems like just a fun place for silly videos made by younger generations. To those in the know, however, and with the right formula, it’s become much more than a social media platform, but a way for influencers to make money. Influencers are people who use the platform to offer either tutorials, videos, education or just plain fun on everything from fashion to culture to food....

Buying a home on a single income can be a struggle, especially as home prices continue to rise. So unmarried people are now joining forces with (not legally bound) romantic partners, friends, extended family and even roommates to purchase homes. By Gabrielle Olya Check Out: Why Buying Property in These 5 Midwestern Vacation Destinations Could Be a Great InvestmentBuy Now or Wait a Year: What the Current Mortgage Trends Mean for Homebuyers...

When a vast majority of the white-collar work force went remote last year, life changed in ways many people wouldn’t imagine. Employers found that remote workers can be productive, connected and engaged. Employees discovered they could work from virtually anywhere. And, now that the pandemic is winding down, many employees are taking the opportunity to do just that. By Dawn Allcot See: Top 20 Companies for Remote Work in 2021Find: With Remote Work on the Rise, Should You Move To a Lower Income Tax State?...

When you think of Texas, you might think of cowboys, barbecue and rodeos, not luxury vacation getaways. However, you should think again. By Jordan Rosenfeld Check Out: Everything’s Bigger in Texas — Including Taxes, Which Are Outpacing California Retirement at Any Age: Get Top Retirement Tips for Every Stage of Life Texas has cultivated some of the most luxurious rentals you can imagine; you just need to know where to look....

In recent months, some experts have said that the real estate market could be “heading back to sanity” in the summer of 2022. Meanwhile, one report from Moody’s Analytics showed that housing prices could drop by 10% in some U.S. cities. By Dawn Allcot See: New Homebuyers Are Spending Double the National Average on RenovationsCompare: How To Buy a Home at Different Stages of Your Life As interest rates rise, the housing market could finally begin to cool off....

2021 has been a wild ride, to say the least. It’s hard to believe it was all in this year that a new president was inaugurated, COVID-19 vaccinations began in the United States, and the Perseverance rover touched down on Mars. By Bob Haegele See: Moderna, GameStop and 8 More of the Hottest Stocks of 2021Explore: Top 10 Most Expensive Stocks: What Is the Highest Priced Stock Right Now? All of the unusual events of 2021 have led to some peculiarities in the business world as well, from supply chain issues to labor shortages....

By Heather Taylor Dollar Tree: 5 High-Quality Items To Buy NowLearn More: 5 Things You Must Do When Your Savings Reach $50,000 Mix Up a Batch Cocktail While stocking a full bar cart may look awesome for Instagram purposes, it’s not the cheapest or easiest way to serve many guests their drinks. You might wind up spending more time shaking up drinks or enlisting others to help out than enjoying the actual party....

Having debt can take an emotional and even physical toll on you. Dealing with debt can cause you anxiety and stress, which can lead to poor sleep, panic attacks and other physical symptoms. When you are dealing with these effects of debt, it can feel overwhelming. But just like you need to make a plan to tackle your debt, you should also make a plan to deal with your debt-related stress....

Spooky season is in full force, which means it’s time to stock your pantry with festive treats to celebrate Halloween. Whether you live in a neighborhood that gets hundreds of trick-or-treaters, are hosting a Halloween party or just want to spoil your own family a bit, there’s currently plenty of savings to be had. By Jennifer Taylor See Our List: 100 Most Influential Money ExpertsFind Out More: If Your Credit Score Is Under 740, Make These 4 Moves Now...

There’s no doubt about it — prices are going up just about everywhere. So, who couldn’t use a little extra cash in their pocket right about now? By Karen Doyle Cash Back Apps Rewards Apps Are They Worth It One way to do that is with cash back apps. These apps pay you back when you make purchases at the merchants that participate. It can be a great way to get a little money back for things you were going to buy anyway....