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Viridi Funds has launched the Viridi Cleaner Energy Crypto-Mining & Semiconductor ETF, focused on investments within the cryptocurrency mining and mining infrastructure industries. By Yaёl Bizouati-Kennedy Clean: Square Invests $5 Million in Blockstream To Build Solar-Powered Bitcoin Mining FacilityGreen: What Is Chia? How To Buy the New Green Cryptocurrency The launch comes amid renewed criticism about Bitcoin’s enormous carbon footprint. According to the Cambridge Center for Alternative Finance (CCAF), Bitcoin currently consumes around 110 Terawatt Hours per year — 0....

The Wharton School at the University of Pennsylvania is accepting crypto as tuition for its new blockchain and digital assets program, making it the first Ivy League institution and first U.S. business school to take such a step. By Yaёl Bizouati-Kennedy See: Not-Yet-Launched Coinbase NFT Platform Already Hits 1 Million Waitlist SignupsFind: 7 Best Blockchain Stocks To Buy Right Now Tuition for the “Economics of Blockchain and Digital Assets” program can be paid in Bitcoin, Ether and USDC, according to the program’s brochure....

Many entrepreneurs interested in starting a small business seek out a variety of financing options to fund the startup. Among these options is a lesser-known financing method known as Rollovers as Business Start-ups (ROBS). By Heather Taylor How does this method allow you to finance a small business, and what are the benefits of setting up a ROBS transaction? Rollovers as Business Start-ups (ROBS) Explained ROBS is a type of 401(k) business financing....

The pandemic may have changed how and where people work forever, but according to a recent ResumeBuilder.com study, 90% of companies polled said they will demand workers to return to the office (RTO) in 2023. A further 21% of companies claimed they will fire workers who don’t follow RTO orders. By David Nadelle See: Have Any $200 Quarters Lying Around? It’s Worth Checking Your Spare ChangeFind: States Whose Economies Are Failing vs....

Billions of dollars have been poured into the bank accounts of millions of Americans since the advance payments for the 2021 child tax credit began rolling out in July. By Georgina Tzanetos See: Can I Still Get Child Tax Credit Payments?Find: What Are Parents Spending Their Child Tax Credit Money On? The credit is said to have lifted millions of children out of poverty and hundreds of thousands more out of food insecurity....

There’s been talk of raising the minimum wage for years. However, the COVID-19 pandemic further highlighted the need for this move, as many essential workers have been putting their lives on the line for very low pay. By Jennifer Taylor In 2020, 73.5 million U.S. workers ages 16 and over were paid by the hour, according to the Bureau of Labor Statistics. Among this group, 247,000 earned the federal minimum wage of $7....

The burden of saving for retirement in the U.S is heavy for most people, but it’s generally more cumbersome for women, who, thanks to a number of factors, have a greater likelihood of running out of money in their golden years. For starters, women, on average, live longer than men. Surely it’s no guarantee, but women need to be prepared to see at least their early 80s, while men’s mortality rate hovers at around 76....

Leaving it all behind and moving to the beach in retirement might sound like a dream come true. However, taking a permanent vacation to a place that boasts perpetually sunny weather accompanied by sandy beaches and ocean waves could drain your retirement nest egg before you know it. By Cynthia Measom Retirement at Any Age: Get Retirement Tips That Fit Every Stage of LifeLearn: 5 Things You Must Do When Your Savings Reach $50,000...

It might be hard to imagine these days, but internet banking didn’t exist before the mid-1990s. Before then, if you wanted to do any type of banking, you had to call or visit a branch. But even with the convenience that online banking brought, it took a while to achieve widespread acceptance. Some customers were worried about the security of online transactions, while others still preferred the personal touch and hand-holding that comes with an in-branch visit....

The combination of high inflation and lingering economic fears tied to the COVID-19 pandemic could be pushing more Americans toward paying down debt and saving for emergencies instead of building retirement nest eggs, according to a recent survey from First National Bank of Omaha (FNBO). By Vance Cariaga Discover: 10 Reasons You Should Claim Social Security Early More: 27 Ugly Truths About Retirement FNBO’s 2022 Financial Wellness Survey of 1,059 U....

Many millennials are now in their 40s and parents to Gen Z, and Gen Alpha, kids. Teaching children about money will be a key aspect in setting the foundation for financial literacy early in life and keeping the conversation going as these children start to grow up. By Heather Taylor The Future of Finances: Gen Z & How They Relate to MoneyRead More: This Credit Score Mistake Could Be Costing Millions of Americans...

The White House recently released a fact sheet detailing the positive effects of the enhanced advance child tax credit of 2021 on American families. This information is especially crucial right now, as Senator Mitt Romney introduced a revised proposal to reintroduce the CTC to lawmakers for 2022 under the name Family Security Act. By Dawn Allcot See: Child Tax Credit — 22% of Families Can No Longer Meet Basic Needs Without the AdvanceFind: Stimulus Update — Americans Could Get $350 per Month Through the Family Security Act...

There aren’t too many billionaires in the U.S (under 1,000, most likely) and so when one of them shares their thoughts on cryptocurrency, people tend to pay attention. By Nicole Spector Mark Cuban: One of Our Top 100 Financial Experts Discover: 7 Surprisingly Easy Ways To Reach Your Retirement Goals It’s no surprise then that famed entrepreneur and Dallas Mavericks owner Mark Cuban (worth $4.7 billion, according to Forbes) attracted tens of thousands of views when he appeared on the popular YouTube channel Altcoin Daily earlier this week to talk crypto....

Things are happening fast and charges are stacking up for disgraced FTX CEO Sam Bankman-Fried. Just hours before he was set to testify before Congress, SBF was arrested in the Bahamas on Dec. 12, at the request of the U.S. government. By Yaёl Bizouati-Kennedy Take a Look Back: 2022 Year in Review Discover: 5 Things You Must Do When Your Savings Reach $50,000 On Dec. 13, the United States District Court for the Southern District of New York (SDNY) unsealed the indictment, which charges SBF with eight criminal counts, including conspiracy to commit wire fraud, securities fraud, commodities fraud, money laundering and conspiracy to defraud the United States and campaign finance regulations....

With about 40,000 locations worldwide on almost all continents, McDonald’s is one of the largest fast-food chains in the world. As of 2022, McDonald’s allows all customers to pay for online, takeaway and eat-in orders using Apple Pay. By Sarah Horvath Restaurant Use App Use Uber Eats Fees Safety Apple Pay is available only on Apple devices including iPhones, iPads, Apple Watches and Macs. To use it, you will need to set up Apple Pay by navigating to Apple Wallet on your Apple device and inputting at least one credit or debit card....

It was the best of times, it was the worst of times when it came to personal finances during the COVID-19 pandemic. By Selena Fragassi The Future of Finances: Gen Z & How They Relate to MoneyFind: 3 Easy Tips to Turn Your Credit Woes into Wows More than 22 million jobs were lost at the beginning of the outbreak, according to The New York Times, yet personal savings soared. The U....

Of all the different types of mortgage loans available to borrowers, conventional loans — those not backed by the government — are the most common. Although conventional loans can be more difficult to qualify for than government-backed loans, they’re often the least expensive option for borrowers who can pay 20% down on their home purchase. By Daria Uhlig About Fannie Mae and Freddie Mac 2008 Bailout Conventional Loan Qualification COVID-19 Effects The loans are backed by Fannie Mae and Freddie Mac, government-sponsored enterprises....

Setting financial goals for the new year is an important step in achieving financial success. The beginning of a new year is the perfect time to reflect on your financial situation and make a plan for the future. By setting specific, measurable and achievable goals, you can take control of your finances and improve your financial well-being. By Chris Ozarowski Examples How To Set Goals See: Protect Your Financial Future With Gold and Silver...

American drivers hoping for some relief at the gas pump have received a confirmation that things have the capacity to get better, if only slightly and not for long. By David Nadelle See: California Gas Prices Are Now Higher Than Federal Minimum WageFind: California Gas Prices Are Most Expensive, but You’ll Work Longer in These States To Afford It Regular gas prices have been declining ever so slightly for about a week now at the pumps....

Today is a classic case of good news, bad news. First, the bad news — it’s Monday. But now, the good news — it’s National Relaxation Day. So take a load off and catch up on today’s top financial stories. By Gary Dudak The Big Lead: Houses Cost More in June Than Any Time in the Past Three Decades It seems U.S. prices in 2022 can’t avoid comparisons to the 1980s....