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Whether you’re a cryptocurrency bull or think that most cryptos will eventually fall to zero, there’s no denying that the asset class is newsworthy. For every dramatic, well-publicized high, like Shiba Inu’s breathtaking 49 million percent gain in 2021, there has been a terrible collapse, like Luna’s plunge to $0 from a high of over $100. By John Csiszar Here It Is: Our 2022 Small Business SpotlightRead More: 7 Things You Should Never Do When Planning For Retirement...

If you want your financial luck to change, start by considering yourself lucky. By Andrew Lisa In 2003, a psychologist, university professor and author named Richard Wiseman published a landmark report on the nature of luck in the “Skeptical Inquirer.” It followed 10 years of research, studies and experiments. Wiseman’s research showed that while superstitions arose from people trying to control luck through rituals, those who are truly able to bend luck in their favor tend to be the people who believe that luck is real — and in their corner....

Stocking stuffers should be fun, festive and inexpensive. These small gifts should serve as the appetizer or dessert for the main course of the presents under the tree. The holiday season is here — which means the shopping season is here — so now is the time to brainstorm ideas for what will fill your stockings. By Caitlyn Moorhead Toys and Games Art Supplies Tasty Treats Accessories and Beauty Self-Care Décor Electronics Accessories Pocket Tools See: If Your Credit Score is Under 740, Make These 4 Moves Now...

The U.S. Tax Code may seem overwhelming — and it is — but as an American taxpayer, there are generally only a few very important things you need to understand about it. Specifically, the most important things that you should know are if you have to file, when you have to file and what you may have to pay. By John Csiszar Read on to brush up on the most important aspects of tax filing for the average American....

By Yaёl Bizouati-Kennedy See Our List: 100 Most Influential Money ExpertsSmall Business Spotlight 2022: Nominate Your Favorite Small Biz by July 25 More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. “As many of our customers return to their in-store grocery shopping routines, it’s exciting to introduce new and unique ways for them to shop our stores,” said Whole Foods CTO Leandro Balbinot....

Anne Heche, 53, was an American actress, producer, writer and director involved in a devastating car accident on Aug. 5. It was reported by The Daily Mail on Aug. 12 that she had succumbed to her injuries, and had been taken off of life support. By Michelle Tompkins See: What is Britney Spears’ Net Worth?Find: How Rich is Khloe Kardashian? She crashed her car into a home and both the vehicle and property were consumed with flames....

Walmart has started a pilot program to allow shoppers to buy Bitcoin at Coinstar kiosks in some of its U.S. stores, CoinDesk reported. By Yaёl Bizouati-Kennedy See: Walmart Announces Black Friday Sales — Plan Ahead for Major DealsFind: Offset Crucial Bitcoin Tax While You Can — This Lucrative Loophole Could End in 2022 “Coinstar, in partnership with Coinme, has launched a pilot that allows its customers to use cash to purchase bitcoin,” a Walmart spokesperson told CoinDesk....

Cell phones are more than just communication devices, they’re also vehicles for streaming, recording, photographing, and so much more — and the famous flagship phones (think the iPhone 14 Pro and the Google Pixel 7) go for a fortune. But, consumers needn’t break their bank accounts to own a high-quality smartphone. By Nicole Spector See: How To Choose the Least Expensive, Most Reliable 5G Network Before You Buy an iPhone 14Find: If Your Credit Score is Under 740, Make These 4 Moves Now...

With inflation hitting every corner of Americans’ lives, it’s no surprise that even Christmas trees will cost more this year. But this is not deterring consumers from buying them, and people are ready to shell out the extra dollars. By Yaёl Bizouati-Kennedy See: Can Christmas Decor Really Affect Your Home’s Resale Potential?Holiday Spending: Get Top Holiday Shopping and Savings Tips A survey by The Real Christmas Tree Board (RCTB) found that a whopping 71% of tree growers cited a likely wholesale price increase of 5% to 15% compared to last year....

Without further funding approved by Congress, providers will no longer be able to submit claims for testing, treating and vaccinating the uninsured, according to a White House fact sheet. By Yaёl Bizouati-Kennedy See: How the COVID-19 Vaccine Has Affected Pfizer and 5 Other Notable Stocks Find: COVID-19’s Impact on the Economy, 2 Years Later “The Administration has been clear that we need Congress to provide additional resources, including $22.5 billion in immediate emergency funding....

It’s a fact of life — if you use social media or online banking, or have ever bought something online, you’ve shared your personal information across the digital world. Apps actively track your online presence, preferences and purchases, your geographic location and your contacts. By David Nadelle See:20 Best Places To Live on Only a Social Security CheckFind: 15 Worst States To Live on Just a Social Security Check The Federal Trade Commission’s Consumer Sentinel Network took in over 5....

On July 6, 2022, GameStop announced that it would conduct a four-for-one stock split. Investors who owned Class A common stocks by market close on July 18, 2022, would receive three additional shares for each share owned after market close on July 21, 2022. By Taylor DeJesus Why Are They Splitting What It Means Investing Keep reading to learn all the details of the GME stock split and whether you should invest in the company now....

The Financially Savvy Female had the opportunity to chat with Dr. Lakisha Simmons, a financial freedom coach who went from living paycheck to paycheck to saving $750,000 in four years and becoming financially independent. Here, we chat with Simmons about how she achieved this financial milestone and how other women can too. By Gabrielle Olya Listen: Live Richer Podcast, Episode 7: F.I.R.E. Movement Expert Dr. Lakisha Simmons Gives Tips on How To Retire On Your Own TermsWomen and Money: The Complete Guide To Being a Financially Savvy Female...

Group trips are a great way to rekindle friendships and meet new people, all while exploring a beautiful location and indulging in delicious food. As much fun as these trips can be, planning them with a large group can be stressful and challenging. Often, there are several costs being split, and one person canceling at the last minute can make the trip significantly more expensive for the other attendees. By Maddie Duley Explore: Your Biggest Money Etiquette Questions AnsweredSee: This Credit Score Mistake Could Be Costing Millions of Americans...

Electronic payment processors like Venmo and PayPal have rapidly evolved over the past few years. Whereas most transactions used to remain relatively private, things were set to officially change on Jan. 1, 2022. As of that date, payment apps were required by law to report business transactions of at least $600 to the Internal Revenue Service. However, on Dec. 23, 2022, the IRS announced that it was delaying the reporting for payment apps by a year and the previous thresholds of $20,000 and 200 transactions would apply for the 2023 tax filing season....

The Federal Reserve began a two-day meeting on Jan. 31, one which is anticipated to result in another interest rate increase. The increase is expected to be 0.25%, or 25 basis points, per Reuters — which is smaller than the hikes consumers experienced in 2022. However, an increase of any size can impact household budgets. Here are a few ways the announcement might impact saving and borrowing. By Taylor Milam-Samuel Wealthy Millennials Aren’t Banking on Stocks: Here’s What They’re Investing In InsteadRead: Protect Your Financial Future With Gold and SilverFind: Here’s How Much Americans Have in Their Savings Accounts in 2023...

If it seems like hotel prices have gone up — even from pre-pandemic times — it’s because they have. Compared with the second half of 2019, the average daily rate of a hotel stay has increased by 5%, according to a Priceline analysis. And Priceline also predicts that as travel continues to rebound, hotel rates will likely continue to rise. By Jordan Rosenfeld Fortunately, no matter where you want to travel and how long you plan to stay, there are ways to save on your hotel booking....

The gig economy, which includes side hustles of every variety, has grown exponentially in the past decade. It is an industry reportedly worth $455 billion, according to Zippia. The career website noted that last year alone, approximately 45% of adults worked a side gig. By Crystal Mayer It is more common than ever for Americans to work more than one job in order to make ends meet, pad savings accounts, or simply have a little extra spending money....

Trekking across the country gives travelers the opportunity to take in the sights and historic landmarks of the United States. It also comes with its share of travel costs. By Heather Taylor While the total will vary depending on your mode of transportation, the places you choose to visit and where you dine out, travel expenses quickly add up each day. Luckily, there are ways to cut costs and travel for cheap....

Elon Musk’s takeover of Twitter has gone so far off the rails in such a short period of time that he might have to take the social media platform into bankruptcy only weeks after acquiring it. This might be bad news for Twitter, but the Tesla CEO and world’s richest person probably won’t feel much financial pain himself. By Vance Cariaga Learn: States Whose Economies Are Failing vs. States Whose Economies Are ThrivingMore: Should You Still Buy a Home in Today’s Market?...