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The recent dip in auto prices in the United States might have you ready to hit the nearest car lot, but be advised: You might still have to pay extra for the vehicle you want. By Vance Cariaga See: 9 Bills You Should Never Put on AutopayFind: States Whose Economies Are Failing vs. States Whose Economies Are Thriving Many car shoppers are still paying above the manufacturer suggested retail price (MSRP), even in a market where overall sales prices are falling....

The American Rescue Plan increased the child tax credit for millions of American families. However, the end of the advance monthly payments could cause the U.S. child poverty rate to jump 17% this month, a new study finds. By Josephine Nesbit See: Tax Break Update — Child Care Credit Doubles to $16K This Year — How Can You Claim the Refund?Find: Child Tax Credit Guidance Updated by IRS According to the latest research from the Columbia University Center on Poverty and Social Policy, the child tax credit reached over 60 million children in December, keeping approximately 3....

How much do you know about cryptocurrency? If the answer is, “Not a lot,” you’re not alone. By Dawn Allcot A recent survey of 1,000 people across the U.S., Mexico and Brazil showed that 98% of people don’t understand basic crypto concepts. For instance, 90% didn’t know that the Bitcoin supply is capped at 21 million. Equal numbers didn’t understand stablecoins, either. Discover: 10 Cheap Cryptocurrencies To BuyLearn: 10 Best Crypto Research Tools You Must Have as an Investor...

Unless you live in California, which is currently in the midst of offering statewide stimulus checks to those in need, it’s very unlikely you’ll be receiving any additional Federal assistance any time soon. And with the end of federal unemployment assistance back in September, you may feel at even more of a loss. By Georgina Tzanetos Senior Stimulus: Advocacy Group Proposes One-Time, $1,400 Payment for Social Security Recipients Find: 5 Million Households Signed Up for the Emergency Broadband Benefit — Here’s How to Apply...

Adam Dell, the former head of product at Marcus Goldman Sachs, launched a new crypto and stocks platform to “empower investors of all levels of expertise to generate better outcomes through access to the emerging crypto revolution,” according to a press release. By Yaёl Bizouati-Kennedy See: Best Undervalued Cryptocurrencies To Buy for 2022Explore: Ready To Invest In Cryptocurrency? Get Started With Just $1 Domain Money, launched on January 25 and developed by members of the team behind Marcus, gives investors more control and access to trading of both stocks and crypto, along with actively managed investment strategies, real-time market intelligence, a proprietary social sentiment tool, and live customer agents, according to the release....

NFTs and cryptocurrency have been joined at the hip from the very beginning. By Andrew Lisa In order to buy the former, you usually have to use the latter — and the same digital wallets are used to store both. NFT prices are listed in cryptocurrency denominations, and most people who own NFTs also invest in crypto. The advent of cryptocurrency made NFTs possible — after all, they both rely on blockchain transactions to validate their authenticity and ownership....

A windshield is one of the most essential parts of a car. It offers protection from the elements, including rain, snow and dirt. If it becomes damaged, drivers and their passengers are at risk of injury, especially if they experience a car accident. By Virginia Anderson Cost Time To Replace Car Value Fix vs. Replace Read: 3 Ways Smart People Save Money When Filing Their Taxes Vehicle owners who notice chips or cracks on the windshield should seek repairs quickly and expect to pay, on average, between $200 and $401 for a complete windshield replacement....

Moving can be pretty stressful. Hiring a helpful team of movers can help you shoulder most of the burden. It only makes sense to tip movers for their hard work. But how much should you give them? Should you stick to a specific percentage? By Scott Jeffries How Much To Tip Short-Distance Move Long-Distance Move When To Tip When Not To Tip How To Tip Providing Food What if you’re moving across your state or to a different one altogether?...

The metaverse has been little more than a buzzword for a while now. However, over the past couple of years, theory has slowly given way to reality. By Jaime Catmull See: 22 Side Gigs That Can Make You Richer Than a Full-Time JobCheck Out: 8 Remote Jobs That Pay at Least $20 Per Hour While the concept is becoming more familiar, it’s still hard to wrap one’s head around what the metaverse is....

While shopping for gifts for others, it’s easy to get distracted and start buying things for yourself. And although treating yourself here and there is OK, it can become a problem when gifts for yourself start blowing your holiday budget. By Gabrielle Olya Set a Budget for Self-Gifts Have a Dedicated Payment Account for Personal Shopping Keep Your Receipts Redeem Rewards Learn More: Unplug These Appliances That Hike Up Your Electricity BillRead: If Your Credit Score Is Under 740, Make These 4 Moves Now...

No one is immune from becoming a victim of a scheme if you don’t know what to look for. Social Security scams are especially common, because they often take advantage of the elderly and other vulnerable groups. By Jordan Rosenfeld The harsh truth is, as pointed out by Certified Information Security Manager David Wurst, founder of WebCitz — wherever there is money and opportunity, criminals will find a way to exploit it....

There’s no denying that events in 2022 have made it increasingly challenging to save and invest. Between the highest inflation rates in 40 years, the painful bear market selloff and talk of an imminent recession, creating or sticking to a long-term savings plan can be daunting. By John Csiszar It’s more important than ever to stay focused on your long-term savings in this unpredictable environment, though. Here are some tips to help you cut through all of the noise and start, or maintain, a long-term savings plan....

The oldest members of Gen Z are still decades away from retirement, but many are already worried about being able to retire when and how they want to. Nearly a third (32%) of Gen Z predicts that they will have to retire later than planned due to the COVID-19 pandemic, a recent Schwab survey of 410(k) participants found. In addition, only 43% of Gen Z believes they are very likely to achieve their retirement savings goals compared to 53% of other generations....

Recent heat waves might be leaving you wishing you could jump into a pool for a refreshing cooldown. If you’re thinking of installing a pool this fall, be prepared for some high upfront costs, but also many opportunities to customize your pool to your budget and liking. By Maddie Duley Explore: Your Biggest Money Etiquette Questions AnsweredMore: Should You Still Buy a Home in Today’s Market? To gain some insight into the true cost of installing a pool and the most budget-friendly — and luxurious — ways to add a body of water to your yard, let’s take a look at some cost breakdowns and expenses you will need to think about....

The White House will release a plan today to impose a minimum 20% tax rate that will apply only to American households worth $100 million or more. By Yaёl Bizouati-Kennedy See: What Do the Richest 1% Really Pay in Taxes?Find: Biden Approves $800M in Security Aid for Ukraine — Where Does the Money Come From and Does It Affect Your Finances? The Billionaire Minimum Income Tax — part of the administration’s fiscal year 2023 budget — “would make sure that the wealthiest Americans no longer pay a tax rate lower than teachers and firefighters,” according to a White House document....

SNAP, formerly known as food stamps, is a federal program funded by the U.S. Department of Agriculture. In Ohio, SNAP is administered by the Department of Jobs and Family Services. SNAP helps low-income Ohio families purchase fresh food and groceries from most grocery stores, some retail locations and participating farmers markets. By Josephine Nesbit Discover: States Whose Economies Are Failing vs. States Whose Economies Are Thriving More: 10 States That Receive the Most Social Security...

While you may know that the deduction for Social Security taxes on your pay stub funds Social Security benefits for the current generation of retirees, that money serves another purpose, too — benefits for survivors. When someone passes away who worked long enough to earn Social Security benefits, their spouse, children or parents could be eligible for a survivor’s portion of the benefits. Here’s what you need to know. By Cynthia Measom Helpful: Understanding the Basics of Social Security Important: The Biggest Problems Facing Social Security...

One of the early criticisms of the sign-up tools for the Child Tax Credit was that the English-only option was a barrier to entry for many non-English speakers. Additionally, the platform was only available on a desktop computer, which created a significant barrier to entry for those who only had mobile phones without regular internet access at home. By Georgina Tzanetos See: 4 Million Eligible Children Are Not Receiving Advance Child Tax CreditDiscover: New IRS Update To Child Tax Credit Portal Allows Parents to Update Their Address...

The U.S. Department of Education on Tuesday announced upcoming changes that will result in immediate debt cancellation for at least 40,000 federal student loan borrowers and move an additional 3.6 million borrowers closer to some form of loan forgiveness. By Vance Cariaga See: Student Loan Forgiveness — How Much Would It Really Cost the Federal Government?Find: 100,000 Additional Public Servants Will Have Their Student Loan Debt Canceled Because of This Policy Change...

When dealing with the Internal Revenue Service, taxpayers have certain rights listed in the Taxpayer Bill of Rights. The IRS wants every taxpayer to be aware of these 10 fundamental rights. One of these includes The Right to Challenge the IRS’s Position and Be Heard. By Josephine Nesbit Read More: Here’s How Much Cash You Need Stashed if a National Emergency HappensGo Green: Rising Gas Prices: The True Cost of Going Electric...