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Some people looking to improve their financial health might read self-help books. Others might dive into an online tutorial or listen to a podcast. For many others, however, watching videos is still the fastest and easiest way to absorb and retain information — and that makes YouTube home base for all things money. By Andrew Lisa Whether you’re interested in learning how to invest, break into the crypto market, rein in your spending, open up a new income stream or finally create a budget you can stick to, YouTube has a channel for that....

By Jaime Catmull I was fortunate enough to get his exclusive insights on what he thinks everyone needs to know about investing and what investors should avoid. Check Out: The Top 100 Financial Experts of 2022The Most Influential Money Experts: Where We Get Our Money Advice What do most people not know about investing that you wish they knew? Most people that want to take control of their own investments probably know more than they need to know already....

Marriage can come with its rewards, like a fun wedding and honeymoon, years of wedded bliss and always having a life partner. Those benefits can also be extended to include certain financial advantages. By Selena Fragassi See: How Much Cash To Have Stashed at Home at All TimesFind: Will Student Loan Forgiveness Include Parent Plus Loans? Not only do married couples usually share in the expenses of a household such as a mortgage or rent, utilities and other bills, but now it appears inflation has made it even more financially beneficial to get hitched....

With Tax Day now frighteningly close on the calendar, it’s safe to bet that plenty of DIYers are quickly realizing they bit off more than they could chew by trying to file their own returns this year. Maybe their tax situation got more complicated than they realized, or maybe their life circumstances changed and made their accounting needs more complex. By Andrew Lisa Learn: 5 Best Foods To Buy in Bulk at Costco This SpringFind: 50 Ways You’re Throwing Money Away...

As of late July, the U.S. Bureau of Labor Statistics reported there are 10.7 million job openings across the country. Even so, many employers have reported difficulties attracting qualified candidates and hiring the right people to fill the role. By Selena Fragassi Part of the issue, according to the U.S. Chamber of Commerce, is due to the fact that 47 million people quit their jobs in 2021, leaving a large gap and a subsequent worker shortage....

Building wealth allows you to live the lifestyle you want, retire comfortably and leave a legacy for your heirs. Unfortunately, the wealth disparity in America is shocking: The bottom 50% of households have just 2.8% of total wealth, while the top 1% of households have more than a third, according to 2021 data from the Federal Reserve. By Casey Bond Find: 8 Remote Jobs That Pay at Least $20 Per Hour Uber Lost and Found Index 2022: The Strangest (and Most Common) Items People Leave Behind...

It’s December and the countdown to Christmas has begun. If you’ve just now gotten around to working on your holiday shopping list, don’t panic. There are still sales to be had, gifts that don’t require expedited shipping and ways to leverage cash-back deals to make the most of your holiday budget. Here are the best tips from industry experts to help you save if you’re behind on your holiday shopping....

When is the last time you broke out your checkbook to pay for something? Do you even remember when you last used it? Most Americans have adopted the more modern methods of spending thanks to mobile wallets and apps like Zelle and Venmo. By Gabrielle Olya Checks Don’t Fit in With Our New, Digitized ‘Normal’ “Many organizations that still receive physical payments, such as checks, for their services are realizing this is no longer practical in our new, digitized ‘normal,’” said Andrew Gilboy, former general manager at GoCardless....

Rising prices in the U.S. have caused consumers to rethink their spending habits. The consumer price index jumped 0.9% in June, which is the largest one-month increase in 13 years, reports CNN. Prices were up 5.4% over the past year, the biggest increase in inflation in 13 years. By Josephine Nesbit See: Chip Shortage Drives Record-Level Price Increases With No End in Sight Find: The Effect of Consumer Spending on Inflation...

On May 26 the state of Nebraska signed a law to authorize state-licensed banks to hold cryptocurrencies, according to CNBC. The law would make Nebraska the second state to create a formal charter for crypto banks they add. A crypto bank operates much in the same way a holding company holds stocks for an investor or a traditional bank holds cash for its customers – only now it will hold digital assets....

President Biden recently signed into law his $1.2 trillion bipartisan infrastructure bill, ushering in changes in transportation, social safety nets, broadband — and how your crypto gets taxed. Here are the main changes that may affect your crypto wallet. By Georgina Tzanetos See: Biden and IRS Put Pressure on Crypto Tax Avoidance, Transactions Over $10,000Find: Should You Refinance Now With the Low Mortgage Rates? Broker Disclosures One major provision will require brokers, defined as crypto exchanges, to officially report their cryptocurrency gains on a 1099-B form to the IRS....

Dollar stores are known for having good deals, and shopping at one can be quite handy — especially if it’s nearby where you live. However, while saving money plus convenience is most often a winning combination, that might not be the case with some dollar store purchases. By Cynthia Measom SNAP Schedule 2022: May PaymentsRead: 9 Ways a Costco Membership Won’t Save You Money “A few years ago, some of the bigger stores including Dollar General, Dollar Tree and Family Dollar were all fined for selling expired products,” said Julie Ramhold, consumer analyst with DealNews....

When it comes to cryptocurrency, it can be difficult to navigate the waters and the ebb and flow of price prediction. Even when you have a grasp on what it is you are investing in, and when is the best time to invest, it can still give you pause when a commodity such as dogelon mars remains an unknown variable. By Caitlyn Moorhead Evolution of Dogelon Mars Cost in 2022 Price Prediction History Read: 5 Things You Must Do When Your Savings Reach $50,000...

In a two-day policy meeting that ended Wednesday, the U.S. Federal Reserve announced plans to phase-out large-scale bond-buying in preparation to raise interest rates. Rate hikes could begin as soon as Spring 2022 and come in three separate instances, PBS reported. By comparison, the benchmark rate has been near zero since the start of the pandemic. So how will the increases affect inflation and the economy at large? By Dawn Allcot Debt Ceiling Update: Biden Signs Increase Into LawFind: Will the Fed Raising Interest Rates Make Buying a House Harder?...

Americans who receive Supplemental Nutrition Assistance Program (SNAP) benefits will get a needed financial boost thanks to a major cost-of-living adjustment (COLA) due to go into effect for fiscal year 2023. By Vance Cariaga Food Stamps Schedule: When Can I Anticipate October 2022 SNAP Payments?Find: This Credit Score Mistake Could Be Costing Millions Of Americans The COLA, which kicks in beginning on Oct. 1, 2022, will hike benefits by 12.5%, per Motley Fool’s The Ascent....

Americans who plan to take long road trips during the remainder of the summer will be pumped up to hear that prices at the pump keep going down — especially in Southern and Midwestern states. By Vance Cariaga See: 9 Bills You Should Never Put on AutopayFind: 22 Side Gigs That Can Make You Richer Than a Full-Time Job The national average for a gallon of gas in the United States is $4....

Debt has a huge impact on Americans today, so much so that President Joe Biden has been trying to forgive a significant amount of student loan debt to relieve some of that pressure. By Ashleigh Ray To help those of us with debt and those of us who wish to avoid it, here are a few tips to help you achieve a debt-free lifestyle. 1. Limit Student Loan Debt Student loans are available to make higher education possible for everyone, but they tend to add up very quickly....

There you are, just minding your own business and trying to sell some goods online when you hear rumors of a scam designed to attack just this simple feat. You want to protect your information and your finances so it is good to be informed as to what online communications or transactions are valid and which are trying to scam you. By Caitlyn Moorhead About How To Avoid Read: If Your Credit Score is Under 740, Make These 4 Moves Now...

In what many see as a further blow to the crypto industry, and after several months of delay, the Securities and Exchange Commission (SEC) denied Grayscale Investments’ request to convert its Grayscale Bitcoin Trust (GBTC) to a spot Bitcoin exchange-traded fund (ETF). In turn, on June 29, Grayscale filed a petition for review with the United States Court of Appeals for the District of Columbia Circuit on behalf of Grayscale — challenging the decision by the SEC....

Do you know how the HOME Investment Partnerships Program works to benefit low-income households? Here’s what you need to know about the HOME Program and how it differs from the primary programs administered by the United States Department of Housing and Urban Development (HUD). By Heather Taylor Read: New HUD Report Shows U.S. Homelessness Was on the Rise Even Before COVID-19 HitLearn: What is SNAP & Is It The Same as Food Stamps?...