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College is a major expense for many families, but it’s also an opportunity to teach your children some important lessons about financial goals and managing money on their own. The following steps can help students learn about personal finances while they’re in college so they’ll be better prepared to make smart financial decisions after they graduate, start their first jobs and build their own financial futures. By Kimberly Lankford Fact Check: Is a Fourth Stimulus Check Going to Happen?...

Californians who benefit from President Joe Biden’s plan to cancel up to $20,000 in student loan debt could be slapped with state taxes on the forgiven amount — despite federal tax exemption. By Nicole Spector The Future of Finances: Gen Z & How They Relate to MoneyFind Out: This Credit Score Mistake Could Be Costing Millions of Americans California’s Franchise Tax Board has not yet formally announced a decision on whether it will levy state income tax on recipients, but it’s indicated that it is possible....

Consumer credit rose in July at a seasonally adjusted annual rate of 4.7%, according to the latest report released today by the Federal Reserve Board. Revolving credit also increased at an annual rate of 6.7%, while non-revolving credit increased at an annual rate of 4.1%. By Georgina Tzanetos Discover: Expert Tips To Fix Your Credit on a Limited IncomePrepare: Before You Rage Quit, Consider These Financial Ramifications Consumer revolving credit dropped off dramatically in July, coming down to 6....

Tax season for 2022 returns has officially begun as of this week, but 2020 returns are also in the news again. The IRS recently let Americans know they some may still be owed money from that time period, and offered guidelines on how to claim it. By Selena Fragassi See: How 2023 Recession Will Differ From 2008 and How You Should Prepare DifferentlyRead: 3 Ways Smart People Save Money When Filing Their TaxesFind: 10 Things To Stop Buying in 2023...

With Valentine’s Day coming up, you may be thinking of a marriage proposal. But how much should you budget for the ring? By Dawn Allcot See: $2,000 Quarter? Check Your Pockets Before You Use This 2004 CoinRead: 3 Ways Smart People Save Money When Filing Their TaxesThe Future of Finances: Gen Z & How They Relate to Money A recent report from Wisevoter indicated that people spend an average of more than $8,000 for an engagement ring in 10 U....

For borrowers worried about paying off existing student loans, President Joe Biden’s debt forgiveness plan — announced in August — may have provided some relief. By David Nadelle The Future of Finances: Gen Z & How They Relate to MoneyLearn: Unplug These Appliances That Hike Up Your Electricity Bill Debt relief application forms are expected to be available online during the first week of October on the U.S. Department of Education’s Federal Student Aid site....

The past few years have seen a great shift in the job market and the formation of a major gap between the work ethics and values of older generations versus those of Gen Z employees. One major contributor to this shift is the rise in online and hybrid job opportunities that make job-hopping and quiet-quitting practices much easier to participate in. By Maddie Duley The Future of Finances: Gen Z & How They Relate to MoneyLearn: Should You Still Buy a Home in Today’s Market?...

College is expensive, and quite frankly, you may not be able to afford it. If one of your children wants to continue their education post high school, it might have you feeling simultaneously proud and panicked. By Jennifer Taylor During the 2020-21 school year, the average tuition and fees at a public, four-year university was $9,400 per year — rising to $37,600 per year for a private, four-year university — according to the National Center for Education Statistics....

Did you know it’s National Inbox Zero Day? Try your best to organize your work inbox and get down to zero today. While you’re getting organized, take a moment to catch up on today’s top financial stories. By Heather Taylor The Big Lead: Are Inflation Relief Checks Coming to Your State? According to CNBC, there are 17 states that have either already or plan to put money back into their residents’ pockets by sending rebate checks to combat the effects of sustained inflation....

Awhile back, you loaned a friend or family member money. You’ve been waiting for them to repay the funds, but instead, they just asked for even more cash. By Jennifer Taylor Read Next: 10 Reasons You Should Claim Social Security EarlyFind Out: 7 Surprisingly Easy Ways To Reach Your Retirement Goals You’re feeling a bit stuck, because you don’t want to offend them, but you’re also not too keen on lending even more money you might not get back....

The IRS recently issued a reminder saying that if you want to avoid a surprise tax bill and possible penalty, Jan. 18, 2022, is the deadline to make your final 2021 quarterly tax payment. Taxpayers who paid too little during 2021 can also avoid underpayment penalties by making a payment by the deadline. By Josephine Nesbit See: Will You Have To Pay Taxes on Your Stimulus Checks? Find: Should You Pay Taxes With Your Credit Card?...

The U.S. housing market should be headed into saner territory for the rest of 2022, with supply and demand coming into greater equilibrium as more homes come on the market and many potential buyers sit on the sidelines amid rising inflation and mortgage rates, according to a new forecast from Realtor.com. By Vance Cariaga See: Mortgage Applications Drop 6.5% as the Inability To Afford a Home Continues To IncreaseFind:The Best Cities To Retire on $2,000 a Month...

When choosing a career path, many young adults who love taking care of animals consider becoming a veterinarian. But how much money can they expect to make if they do, and is the cost of schooling worth the income vets generate? Anyone considering a career in veterinary medicine should know what the average vet earns annually. Here’s a closer look. By Joshua Rodriguez How Much Vets Make Is It Worth It Final Take How Much Do Vets Make?...

Helena Bonham Carter, 55, has been making critically acclaimed movies and television programs steadily since 1985, but memorable roles in “Fight Club,” Tim Burton films, the Harry Potter universe and “Ocean’s Eight” have helped make her a household name. Her recent turn as Princess Margaret in the hit Netflix series “The Crown” has yielded her a fifth Emmy Award nomination. By Michelle Tompkins See: Most Expensive Movies Debuting on Streaming in 2021Find: Where to Stream 21 Emmy-Nominated Shows...

Avant credit cards are unsecured credit cards aimed at people who want to improve their credit scores. Because Avant credit cards don’t require security deposits or carry hidden fees, they’re an accessible way for users to build better credit by making timely bill payments. By Preston Hartwick From a Computer From a Mobile Phone or Tablet Recovering Lost Credentials Customer Service Benefits of Online Banking Avant makes it easy to apply for a credit card with a simple online application....

Most financial advisors agree that slow growth works just fine when it comes to improving your net worth. There’s wisdom in playing the long game, allowing compound interest and reinvested dividends to gradually grow your balance over time. Famed investor and world’s sixth-richest person Warren Buffett swears by this strategy as well. By Kelli Francis 5 Strategies Remember to Factor Taxes Know Your Why How To Get Rich Quick: 5 Strategies At the same time, most of us know what it’s like to wish our pockets were more flush with cash....

With so many forces conspiring to push gasoline prices to historic highs in recent weeks, it’s not like motorists need another reason to pay more at the pump. But in Indiana, that’s exactly what they are getting in the form of a gas tax nearing 75 cents a gallon. By Vance Cariaga Rising Gas Prices: The True Cost of Going ElectricSee: 22 Side Gigs That Can Make You Richer Than a Full-Time Job...

The Internal Revenue Service (IRS) is warning taxpayers about what it deems its “Dirty Dozen” tax scams list for 2022, which includes abusive arrangements. By Yaёl Bizouati-Kennedy See: New York, Georgia & Connecticut Giving a Gas Tax Holiday in June – How Much Will Residents Save?Find: Social Security Tax Could Be Eliminated by Reforms — How To Find Out If You Pay Taxes The agency issued a press release stating that these arrangements are transactions that are wrongfully promoted and will likely attract additional agency compliance efforts in the future....

Treasury Secretary Janet Yellen delivered remarks on digital assets policy on April 7, making the case for responsible innovation of digital assets while also assessing the risks they may pose. By Yaёl Bizouati-Kennedy Discover: 7 Financial Habits That Improve Your Daily Life More: Coinbase Fees: Here’s a Full Breakdown of How To Minimize Costs Yellen discussed the principles which will guide Treasury’s approach to digital asset policymaking — and its work as part of President Biden’s executive order, “Ensuring Responsible Development of Digital Assets,” signed March 9....

This Episode In this episode, Live Richer Podcast host Jaime Catmull speaks with Jason Stverak and Senitra Horbrook about how to maximize credit card rewards points that you value and want to use for your everyday needs. The Points Guy’s Senitra Horbrook gives tips on how to use travel rewards points or miles to book trips for free. Jason Stverak currently serves as the Credit Union National Association’s (CUNA) Deputy Chief Advocacy Officer for Federal Government Affairs and sheds light on legislation that would eliminate almost all funding that goes towards popular credit card rewards programs like cash back and travel points....