6 First Steps Post Grads Need To Take To Pay Off Student Debt

As students everywhere celebrate graduating from college, millions of post graduates are now student loan borrowers who will soon be receiving their first student loan statements. What should post grads prioritize when it comes to paying off student debt? By Heather Taylor Explore: Your Biggest Money Etiquette Questions AnsweredAdvice: 5 Things You Must Do When Your Savings Reach $50,000 Know When Your Payments Will Begin Typically, Fox said there is a grace period of six months after you graduate before you are required to start repaying student debt....

August 26, 2022 · 4 min · 768 words · Stephanie Gonzalez

8 Great Jobs In Banking

Job seekers should know that the financial industry, especially when it comes to banking, is awash with opportunity — especially for those who possess certain skill sets. According to the Deloitte Center for Financial Services 2022 Banking and Capital Markets Outlook, candidates who are skilled in the following niche technical areas are currently difficult for banks to find employees for: By Cynthia Measom Artificial intelligence and machine learning Cybersecurity Data science/data analytics Software development Cloud engineering Risk management and modeling See: 22 Side Gigs That Can Make You Richer Than a Full-Time JobFind Out: Here’s How Much You Need To Earn To Be ‘Rich’ in Every State...

August 26, 2022 · 5 min · 876 words · Kim Norwood

Are Protection Plans For Electronics Worth It

If you’re thinking of buying a loved one a new Apple Watch, noise canceling headphones, a photo printer or one of the many other “best electronic gifts” for 2022, as chosen by Real Simple, lucky them! But you also may be wondering if gifting your recipient with an added protection plan is a good idea. By Selena Fragassi See: 25 Sneaky Car Dealership Tricks To Avoid at All Costs Find: If Your Credit Score is Under 740, Make These 3 Moves Now...

August 26, 2022 · 5 min · 964 words · Paul Obrien

As Musk S Mma Battle For Twitter Continues Analysts Say Get Out The Popcorn

In an anticipated move, on April 15, Twitter’s board adopted a “poison pill” to counter Elon Musk’s hostile bid for the social media platform — a “rights plan” intended to “enable all shareholders to realize the full value of their investment in Twitter.” By Yaёl Bizouati-Kennedy But while Twitter’s move was expected, Musk’s reply is less so and some analysts have laid out the potential routes he now might take in what they call the “MMA battle for Twitter,” that will become “a game of high stakes poker....

August 26, 2022 · 4 min · 743 words · Glenda Hedrick

At What Age Can I Give My Kids Money Instead Of Presents

Being a parent is the most rewarding job in the world, but it’s also the hardest — especially when shopping for gifts. While this task can certainly be fun, it’s also time-consuming and often very hit or miss. By Jennifer Taylor Therefore, you’re thinking about giving yourself a break from all the shopping, wrapping and inevitable trips back to the store to return unwanted presents and just giving cash instead. Of course, the last thing you want to do is disappoint your kids, so you want to make sure they’re old enough to appreciate getting cold, hard cash instead of traditional gifts....

August 26, 2022 · 4 min · 719 words · Maria Arbogast

Buying An Ev Make Sure It S Assembled In North America To Get A 7500 Tax Credit

The term “Buy American” has taken on a whole new meaning in the current electric vehicle market, and that meaning is wrapped in dollar signs. To qualify for a $7,500 tax credit when buying a new EV, you need to make sure the vehicle was assembled in North America — which means in the United States, Canada or Mexico. By Vance Cariaga See: Who Does Tesla Give Political Donations To?Find: Thinking About Buying an Electric Car as Gas Prices Rise?...

August 26, 2022 · 4 min · 643 words · Ralph Harrison

Companies Like Amazon Might Finally Be Forced To Pony Up Taxes What This Could Mean For You

As the pandemic has widened the wealth gap and increased the poverty level for millions of Americans, the pressure on billion-dollar companies evading their tax bills has been mounting. By Georgina Tzanetos See: These 10 Countries Pay Less in Taxes Than AmericansFind: What Is Tax Repatriation and How Does It Work? More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today....

August 26, 2022 · 3 min · 472 words · Catherine Oliverio

Consumer Price Index Shows Inflation Below 8 Percent For The First Time Since February

Not only is inflation easing up a bit, but it was also lower than expected in October. The Bureau of Labor Statistics (BLS) released its Consumer Price Index (CPI) on Nov. 10 and the all-items index for the 12 months ending October, increased 7.7%, driven largely by an increase in shelter prices, which contributed more than half of the monthly all items increase. By Yaёl Bizouati-Kennedy Consumer Price Index: Has Inflation Made It Cheaper to Dine Out Than Buy Groceries?...

August 26, 2022 · 7 min · 1375 words · Debbie Joshua

Electric Vehicles Are About To Be Cheaper Than Gas Cars

While news of the Colonial Pipeline cyberattack triggered panic last week in some regions, electric vehicle owners were glad they could skip the long lines at the pump due to fears of fuel shortages. By Josephine Nesbit Find Out: Tesla Makes More Money From Bitcoin Than It Does From Cars — What Does That Mean for Your Stock?Learn More: Elon Musk Asks: Should Tesla Accept Dogecoin? How Much Would You Need?...

August 26, 2022 · 3 min · 441 words · Nancy Lehman

Feel Rich With The Wealth You Have

Wealth. Even though it has taken on new meaning during the coronavirus pandemic, even the most wealthy Americans don’t feel rich, according to Bloomberg. By Ann Logue See: 6 Ways To Start Building Generational Wealth for Your Family Find: Signs You’re Wealthier Than You Think People with a net worth of $1 million or more found that only 13% considered themselves to be wealthy, according to a 2019 survey. In 2020, brokerage firm Charles Schwab conducted a similar survey on wealth....

August 26, 2022 · 3 min · 452 words · Anthony Dean

Food Stamps What To Do If You Lose Eligibility

More than 18 million Americans don’t have enough to eat at least some of the time in any given month, according to Pew Charitable Trusts, and more than 5 million frequently go hungry. Many of them can sum up their precarious situation like this: I make too much for food stamps, but can’t afford food. By Andrew Lisa Find Out: What Is the Highest Income for Food Stamps in 2022?See: This Credit Score Mistake Could Be Costing Millions of Americans...

August 26, 2022 · 5 min · 913 words · Lillian Duncan

Handy App Review 2022 Is It Worth It

Handy App Overview Handy was created to address a pain point that its founders were experiencing — finding qualified professionals for home services quickly and easily. To address the issue, they developed an app that allows people to book professional home services in as little as 60 seconds. By David Granahan Overview Key Features How It Stands Out Comparable Options How To Apply Who It’s Best For Earnings 4.0 Features...

August 26, 2022 · 6 min · 1166 words · Laura Gordon

Here S What Americans Are Investing In For Retirement

By John Csiszar Retirement at Any Age: Get Retirement Tips That Fit Every Stage of LifeLooking To Diversify in a Bear Market? Consider These 6 Alternative Investments Crypto Cryptocurrency has been the headline asset class on financial news programs for the past few years, primarily due to its volatility and the fact that it’s a relatively new type of investment. Perhaps not surprisingly, a significant percentage of survey respondents — 21% — indicated that they owned crypto....

August 26, 2022 · 4 min · 699 words · Nancy Swinney

How Covid 19 Made Retail Stronger In 2021 And What S Ahead For 2022

If you need proof that necessity really is the mother of invention, look no further than the retail industry during the era of COVID-19. Nobody will argue that the pandemic was necessarily good for retail — thousands of stores across the United States shut down, after all — but the disruptive nature of COVID did force the retail industry to become more agile, dynamic and innovative. By Vance Cariaga See: E-Commerce Boom Is Here to Stay, and Digital Advertisers Are Noticing Find: Meme Stocks, a Retail Resurgence and More From the Stock Market in 2021...

August 26, 2022 · 4 min · 646 words · Denver Farmer

How Improving Your Financial Literacy Can Help You Build Wealth

Education is the great equalizer — and when it comes to money, knowledge is more powerful than ever. By Andrew Lisa April is Financial Literacy Month, which might sound like just another made-up marketing hashtag holiday. But don’t make the mistake of lumping this important calendar event in with National Chocolate Chip Cookie Day, Great American Pot Pie Day and the rest. Good To Know: 7 Financial Habits That Improve Your Daily LifeImportant: 50 Ways You’re Throwing Money Away...

August 26, 2022 · 5 min · 993 words · Lucille Shull

How To Save Money On Your Apartment Hunt A Guide For College And Post Graduate Students

According to a report from Finances Online, just 22% of college students in the U.S. live in on-campus housing. About the same, 23%, live in purpose-built off-campus housing. The largest percentage by far — more than half at 55% — are renters. By Andrew Lisa Check Out: 35 Surprising Cities With Low Costs of LivingSee: The Cost To Own a 3-Bedroom Home in Every State Read: I Moved Home During the Pandemic — Here Are the Financial Steps I’m Taking To Move Back Out...

August 26, 2022 · 5 min · 1031 words · Cameron Schwartz

How Will The Inflation Reduction Act S Tax Reform Impact You

To help pay for the new provisions in the Inflation Reduction Act, the U.S. government will institute new tax structures. By Selena Fragassi See: Inflation Reduction Act’s Climate Change Initiatives Subsidize Solar Panels, Electric VehiclesFind:7 Surprisingly Easy Ways To Reach Your Retirement Goals The changes will only apply to individuals and corporations making more than $400,000 annually and will not affect lower and middle class workers or small businesses. The new bill would also impose an excise tax equal to 1% of fair market value for stock buybacks by companies and executives....

August 26, 2022 · 2 min · 289 words · Daniel Haith

Income Taxes Irs Sent Erroneous Balance Due Notices To Married Couples What To Do If You Got One

The IRS’s problems continued last week after the agency said it sent certain married couples incorrect balance-due notices on their 2021 tax returns. Anyone who received the notices was advised to sit tight while the IRS works on the problem. By Vance Cariaga See: The IRS Could Owe You Additional Tax Return Money — Here’s WhyFind: 7 Things You Should Never Do When Planning For Retirement In a July 27 announcement on its website, the IRS said it is “aware that some payments made for 2021 tax returns have not been correctly applied to joint taxpayer accounts, and these taxpayers are receiving erroneous balance due notices (CP-14 notices) or notices showing the incorrect amount....

August 26, 2022 · 2 min · 338 words · Paula Prewitt

Inflation Is Bad For Americans Health How It S Causing Poor Dietary Choices

Soaring consumer prices aren’t just bad for your bank account — they’re also having a negative impact on Americans’ health due to poor dietary choices, according to a new survey from consumer research platform Attest. By Vance Cariaga See: 10 Items That Are Always Cheaper at Sam’s ClubFind: What Is the Highest Income for Food Stamps in 2022? The survey of 2,000 U.S consumers, released on Tuesday, found that nearly half of Americans (46%) are eating food past their expiration and “use-by” dates in an attempt to stretch their dollars as inflation hits a 40-year high....

August 26, 2022 · 3 min · 429 words · Leslie Acevedo

Is A Return To Pre Pandemic Spending Causing You To Go Over Budget

During pandemic lockdowns, many Americans significantly reduced their spending on dining out and entertainment. But now that the world has reopened, many Americans are back to their old spending habits — or may even be spending more than pre-pandemic to make up for lost time. By Gabrielle Olya Find Out: 6 Household Staples That Are a Waste of MoneyCheck Out: 10 Dollar Store Items That Aren’t Even Worth the Buck...

August 26, 2022 · 6 min · 1132 words · Delia Peachey