Wells Fargo has five credit card options, each with its own benefits. For instance, you can earn unlimited 2% cash rewards on purchases with the Active Cash® Card or collect stamps for reward nights with the Hotels.com® Rewards Visa. By Jessica Moore Online By Phone Mobile App Read: This Credit Score Mistake Could Be Costing Millions Of Americans No matter which Wells Fargo credit card you receive, the first thing you need to do is to activate it....
As one of the world’s most popular fintech applications, Cash App boasts a user base of more than 30 million active monthly users, according to Business of Apps. While the app has primarily been used for peer-to-peer payments, it made buying and selling stocks available in 2019. By Joshua Rodriguez Steps To Get Started Cash App Investing Features What To Consider First It’s only natural that with so many active users, many are excited to start buying stocks on the app — but how do they do it?...
Frozen pizza, Hot Pockets and Nespresso lovers out there, beware. Nestlé — maker of DiGiorno frozen pizzas — announced it had hiked its prices by 5.2% in the first three months of the year, reflecting “significant cost inflation.” The company also warned of further price increases “over the course of the year.” By Yaёl Bizouati-Kennedy See: 6 Bad Habits That Hike Up Your Grocery BillFind: 10 Things You Always (and Never) Should Buy at the Dollar Store...
With 2023 coming closer into view, there’s new economic legislation that will come into play — some of which will hopefully benefit Americans, including the terms of the Inflation Reduction Act (IRA). By Selena Fragassi See: 10 Jaw-Dropping Stats About the State of Retirement in AmericaFind: States Whose Economies Are Failing vs. States Whose Economies Are Thriving Passed in August, the $739 billion act aims to both curb inflation and provide environmental benefits alongside “lower costs for families, combat[ing] the climate crisis, reduc[ing] the deficit and finally ask[ing] the largest corporations to pay their fair share,” according to a statement issued by the White House....
If you’re nearing retirement age, or planning for the future, you may not know that you don’t have to take Social Security benefits as soon as you turn 62 if you are retired. Experts call such a deferral the Social Security “bridge” strategy. Opting for a bridge strategy can help middle-class Americans with other retirement investments to max out their Social Security benefits — largely by waiting until they are 70, or closer to 70, to begin taking a monthly Social Security check....
The Federal Reserve Bank of the United States plans to issue a paper this summer on the topic of a federal digital currency, a move toward the U.S. offering its own crypto version of the dollar. This follows similar work by the government of China. By Ann Logue See: How To Invest In Cryptocurrency: What You Should Know Before InvestingFind: Cryptocurrency Jargon: A Guide for the Crypto-Curious Hype aside, cryptocurrency boils down to two parts: a new currency and a system for tracking payments made in it....
The American dream of owning a home appears to be more like a fantasy for many renters, with nearly half worrying that they’ll never be able to buy a home, according to a recent survey from LendingTree. By Vance Cariaga See: Why Renting Is Not a Bad Financial Option in 2021Find: How Much Should You Save for a Down Payment on a House? The survey of 2,050 consumers, conducted by Qualtrics and released last week, found that 48% of renters question whether they’ll ever be able to buy their own place....
As home prices keep rising in 2022, a large percentage of the American public continue choosing different housing options. Mortgage rates are already high and expected to increase, which should raise demand and spur more people to move to rental homes, apartments and one of the most affordable housing choices — mobile homes. By David Nadelle Explore: In Less Than a Decade, You Won’t Be Able To Afford a Home in These CitiesFind: Best Cities To Retire on a Budget of $1,500 a Month...
There might be a fairly simple reason behind Elon Musk’s weekend Twitter poll on whether he should sell 10% of his Tesla shares. The planet’s richest man has a looming tax bill of more than $15 billion. By Yaёl Bizouati-Kennedy See: Tesla Stock Down in Pre-Market After Elon Musk’s Twitter Followers Said He Should Sell 10% of His SharesFind: Musk Tweets That Tesla/Hertz Deal ‘Not Signed,’ Stock Takes 5.2% Hit...
Student loan debt has been a billowing problem in the U.S. for decades, but one group holds the overwhelming majority of it — women. By Georgina Tzanetos Women hold 58% (about $929 billion) of overall student debt in the United States. The statistic only get worse for women of color, with Black women owing an average of 13% more than they borrowed after 12 years of repayment, according to the Education Data Initiative....
One of the many problems with a bear market is that you never know for sure when it will finally hit bottom. That’s why it’s so risky trying to time the market so you can gobble up stocks at their cheapest — because they might just get cheaper. By Vance Cariaga See: 22 Side Gigs That Can Make You Richer Than a Full-Time JobFind: In Less Than a Decade, You Won’t Be Able To Afford a Home in These Cities...
Reddit — the social platform at the center of this year’s meme stock volatility saga — announced it had confidentially submitted paperwork to the Securities and Exchange Commission (SEC) for an Initial Public Offering (IPO). By Yaёl Bizouati-Kennedy See: The Best Reddit Hacks To Save Money Find: Reddit Goes International – What Does It Mean for You? “The number of shares to be offered and the price range for the proposed offering have not yet been determined....
The deadline to submit your Free Application for Federal Student Aid is today at 11:59 p.m. CT. For the East Coast, that means 12:59 a.m. July 1, 2021. The FAFSA is for the 2021-2022 academic year. Completing the application allows students to be considered for crucial federal student aid. Importantly, it also submits your information for consideration by states and colleges to award grants, scholarships and other loans. By Georgina Tzanetos See: 6 Common Mistakes to Avoid When Filling Out Your Federal Financial Aid FormFind: Incomplete FAFSAs Leave Billions Unclaimed in Financial Aid Each Year...
By Gabrielle Olya Have a Small Business That You’d Like to See Highlighted? Nominate Them Here In this edition of our Small Business Spotlight series, we’re featuring Quinn Kirby Photography in Grand Rapids, Michigan. Owner Quinn Kirby is an award-winning photographer who captures life as art through moody, emotional imagery. Here, we chat with them about starting their own business right out of college, how they’ve used this business to help elevate other creatives and why authenticity is so important for entrepreneurs....
Fast food restaurants in Texas currently do not accept EBT cards as payment for meals. To receive EBT-eligible meals at restaurants, your state must participate in the U.S. Department of Agriculture’s Restaurant Meals Program (RMP). There are only seven states in the program, and Texas isn’t one of them. By Josephine Nesbit See Our List: 100 Most Influential Money ExpertsRead More: 9 Dollar Tree Items To Stock Up On This Summer...
Gross domestic product, or GDP, represents the total value of all goods and services produced within a country during one year. Depending on the report, one year can be either one fiscal year or one calendar year. In some cases, these reports might be produced on a quarterly basis, such as the annualized quarterly GDP reports produced by the Bureau of Economic Analysis. By Bob Haegele The figure that usually commands the most attention related to GDP is the rate of growth....
The American higher education system is a complex beast — it’s actually 50 different systems spread across every U.S. state. Within each system are three subsystems: private colleges, public colleges and for-profit colleges. By Andrew Lisa And in America, higher education is as expensive as it is complicated. Take a Look: Explore the Cost of Education in the United States Prepare Now: What You Need To Make To Attend College in Your State...
It seems as though everyone in the personal finance space is always preaching about the merits of budgeting, but we must take a step back and ask, “Do I really need to budget?” There’s just always so much to do. Must we sit down with our smartphones or spreadsheets and every month or even every week tend to our finances? By Nicole Spector To Take Control “Money has a strong hold on our emotional health,” said Julian Schubach, SVP of wealth management, ODI Financial....
Inflation is no joke. The average expenditure for groceries was $600 per month at the beginning of 2022, and now, that number is going up. Finding ways to save is crucial. By Sam DiSalvo Costco is rolling out some mega-deals that will only be around during the month of September, so make sure you stop by and take advantage of these savings. 1. $25 Costco Gift Card Until Sept. 25, whenever you buy $100 of Procter & Gamble products, you’ll receive a $25 Costco gift card....
There are all kinds of travel cards for all kinds of travelers. Some cards are meant for frequent flyers, others are better for those who like to breeze through security and others make sense for people who want the best deals on hotels and rental cars. By Andrew Lisa Find: 15 Worst States To Live on Just a Social Security Check See: Best Cities To Retire on a Budget of $1,500 a Month...
