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There are times when an emergency or unexpected expense comes up. If you don’t have an emergency fund to rely on, you’re probably thinking, “I need money now” and unsure of where to find it. When payday is too far to be of any help, there are options and strategies that could help you find the fast cash you need to solve your problem. By Cynthia Bowman Sell Items Side Hustle Rent Your Things Credit Card Personal Loan Public Funding Pawn Items Request Forbearance 1....

It’s been a banner year for Tesla. From buying $1.5 billion of Bitcoin to the partnership with Hertz — which made the company hit the $1 trillion market cap — it navigating supply chain disruptions better than many of its peers, enabling strong deliveries. The auto manufacturer certainly dominated headlines in 2021, with CEO Elon Musk — the richest man on the planet and Time’s Person of the Year — selling billions of its shares....

Although it’s easier than ever to check rates and apply for a mortgage online, more homebuyers are turning to mortgage brokers or lenders who deal exclusively with mortgages to help facilitate the process. By Dawn Allcot Read More: Here’s How Much Cash You Need Stashed if a National Emergency HappensFind Out: 10 Things You Should Always Buy at Walmart The growth of the gig economy, the financial pressures of recovering from the pandemic, and a need for alternative lending solutions has driven the use of mortgage brokers and specialized lenders, encouraging buyers to look beyond the big conventional banks....

Inflation is at a four-decade high — and now, with back-to-school (BTS) season in full swing, more than half of Americans expect to spend more than they had years previous. In fact, a third of respondents answering questions posed by a new TransUnion study intend to use Buy Now, Pay Later (BNPL) options for said BTS purchases. By Yaёl Bizouati-Kennedy See: 8 Costco Frozen Foods That Give You the Best Bang for Your BuckFind: This Credit Score Mistake Could Be Costing Millions Of Americans...

It’s no secret that the crypto ecosystem has been — and still is — male-dominated, including on the investing side and the leadership one. While there has been progress and advancement for gender parity since the “crypto bros and their lambos” days of yore, much effort is still required. By Yaёl Bizouati-Kennedy The Future of Finances: Gen Z & How They Relate to Money Looking To Diversify in a Bear Market?...

The Detroit Water and Sewerage Department (DWSD) has announced that it will be implementing a set of fixed water service rates to give Detroit residents affordable water based on income. By David Nadelle See: Stimulus Updates To Know for Summer 2022 Find: Where To Use SNAP Benefits This Summer “For nearly 10 years, we have debated with water advocates whether Detroit could implement a true, income-based water affordability plan,” said Gary Brown, director of the DWSD....

Medical debt has long played an extensive role on credit reports, but concerns about medical debt collections and related reporting are becoming particularly elevated due to the COVID-19 pandemic. By David Nadelle See: Equifax, Experian & TransUnion Want to Add BNPL to Credit Reports Find: Millions of Americans Have Medical Debt in Collections — What Can You Do to Avoid It? Some degree of medical debt relief is in sight, however, as the three biggest credit reporting companies will soon start removing tens of billions of dollars of medical debt from consumers’ credit reports — lessening difficulties to borrow and aiding the credit scores of millions of Americans, according to The Wall Street Journal....

Fidelity and Robinhood are two of the top investment brands in the world. Fidelity is the older of the two, with a rich 75-year history, 40 million clients worldwide and trillions of dollars under management. Robinhood is the newcomer targeting millennials and Gen Z. They both have their strengths, but which is better overall? By David Granahan Features Comparison Who Fidelity’s Best For Who Robinhood’s Best For Final Take Fidelity vs....

Florida’s Department of Children and Families announced the state’s application for Disaster Supplemental Nutrition Assistance Program (D-SNAP) has been approved by the U.S. Department of Agriculture. D-SNAP will provide food assistance to low-income households affected by Hurricane Ian. By Josephine Nesbit Food Stamps: States Extending SNAP Emergency Allotment Money Through October 2022See Why: This Credit Score Mistake Could Be Costing Millions of Americans “USDA stands with our neighbors in Florida to continue to provide vital food assistance as they deal with the aftermath of Hurricane Ian,” said Agriculture Secretary Tom Vilsack....

Former PayPal leaders and Rubycoins founders Jim Nguyen and Nas Kavian, along with Ripple’s former Director of Business Development Wellington Sculley, have teamed up to create Six Clovers, an international decentralized payment network. By Georgina Tzanetos See: Will Bitcoin Ever Be Accepted Widely as a Form of Payment? Find: What Is Blockchain Technology? So what does that mean? Six Clovers is a network that can sustain 46,000 peer-to-peer transactions per second and confirm transactions in about 2....

By Gabrielle Olya In this edition of our Small Business Spotlight series, we’re featuring Elevated Grounds Coffee & Espresso, a neighborhood coffee shop in Lindon, Utah. Since opening in 2016, Elevated Grounds has been proud to serve Utah County with high-quality coffee and services. Here, we chat with owner Nicole Evans about how she balances work and motherhood, the creative pivots she made during the pandemic and why you should never be too shy to ask for help when you’re starting a business....

What, exactly, is the 2023 housing market going to look like? It’s a difficult question to answer. Some may envision 2023 shaping up to follow in the footsteps of the 2008 subprime mortgage crisis with a possible bubble or crash. By Heather Taylor Read: Here’s Why 1 in 5 Americans Are Considering Switching BanksImportant: 3 Things You Must Do When Your Savings Reach $50,000More: 7 Florida Cities That Could Be Headed For a Housing Crisis...

When looking to save a buck, why not head to the almighty retailers named after that very thing? We’re talking about dollar stores. By Nicole Spector Surging in popularity in recent years, these bargain destinations have new locations popping up in droves. Stores such as Dollar Tree and Dollar General are able to tout rock-bottom prices by keeping staff at a minimum and buying overstock products. Dollar Tree: 5 High-Quality Items To Buy NowSee: If Your Credit Score Is Under 740, Make These 4 Moves Now...

You want to convert your basement from a storage space to a beautiful bedroom. This is a great idea for increasing the value of your home. A finished basement yields a 70% return on investment on average. By Sam DiSalvo An even better way to make sure you make money on this renovation is to not spend too much in the first place. Here are some tips to turn your basement into a finished bedroom on a budget....

The metaverse is a virtual world that uses social media, augmented reality and virtual reality, to allow people to interact within online communities at a whole new level. But the metaverse is so much more than a virtual playground where people can reconstruct themselves in whatever image they’d like. The metaverse has become ripe with investment opportunities in recent years. By Dawn Allcot Investment Options How To Invest Best Way To Invest If you want to begin learning how to invest in the metaverse, you can consider purchasing many different types of assets, including stock, virtual land, NFTs and cryptocurrency....

If you are one of the millions of Americans that have yet to receive a tax refund, you’re not alone. By Georgina Tzanetos Read: IRS Announces it Will Automatically Correct Tax Returns for Unemployment Tax BreaksEconomy Explained: US Productivity: How It Affects Your Job, Taxes and More A recent report by the National Taxpayer Advocate reported that 35 million tax returns have yet to be processed. The IRS has stated in the past few months that it is experiencing unprecedented delays in processing returns as a result of the pandemic and increased workload in distributing economic stimulus relief payments and complaints....

The next time your pet dog or cat shoots you a grumpy look for being late with dinner, remind them that they are wallowing in first-world problems — then remind them that you probably spend more on them every year than you do on yourself. By Vance Cariaga See: How Much Does It Cost To Adopt a Shelter Pet?Find: Is Pet Insurance Worth It? That’s the case with more than half of the pet owners in the United States, according to a new survey conducted by OnePoll in partnership with MetLife for Pet Wellness Month....

With inflation at a four-decade high, a whopping 84% of Americans say they fear a recession is looming this year, according to a new survey. This sentiment is largely driven by higher grocery bills and the rising cost of gas. In response, many consumers say they don’t feel confident about their financial situation compared to last quarter, a reality which is pushing them to make lifestyle changes. By Yaёl Bizouati-Kennedy See: 9 Bills You Should Never Put on AutopayInflation Relief Checks: When Will You Get Yours?...

Popeyes, the popular fast-food chain known for its fried chicken sandwich, has announced plans to launch a new nugget product amid chicken shortages. Popeyes, owned by Restaurant Brands International Inc., has been stockpiling its frozen-chicken inventory for more than six months, said Popeyes Americas President Sami Siddiqui in an interview, as reported by Bloomberg. The company plans to roll out the nuggets nationwide on July 27. By Josephine Nesbit Chicken offerings have been the focus of almost every fast-food brand, making 2021 the year of “the chicken sandwich wars....

The pandemic made a significant impact on the restaurant industry as consumer behavior was altered and largely kept online. Now that restrictions have lifted, more Americans are heading out and splurging at restaurants and bars. By Josephine Nesbit See: 16 Ways To Save Money on Food Now That Prices Are RisingFind: Despite Sign-On Incentives, Restaurants Are Struggling to Find Workers Sales exploded in May for the third consecutive month, pushing the total to an all-time high of $67....