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Along with the holidays comes not only the pressure to buy gifts for loved ones, but also the pressure to host dinner gatherings, decorate your home and make extensive travel plans. By Nicole Spector Also: 9 Costco Brand Items That Aren’t Worth the MoneyCheck Out: 3 Easy Tips To Turn Your Credit Woes Into Wows Gifts According to the survey, 32.98% of Americans are purchasing fewer gifts this year to dodge rising prices, and 6....

Social Security might seem like a pretty straightforward, unchanging benefits program, but the reality is that it undergoes changes every year, if not even more often. Perhaps the most visible of these changes is the annual cost-of-living adjustment that is announced every October and goes into effect the following January. By John Csiszar Retirement at Any Age: Get Retirement Tips That Fit Every Stage of LifeSee: 6 Things You Must Do When Planning For Retirement...

SoFi Technologies stock plunged roughly 8% on Feb. 22, 2022, after the announcement that the fintech company would acquire banking software provider Technisys for $1.1 billion in stock, Barron’s reported. The drop also coincided with a 1% dip in the S&P 500 based on fears of war between Russia and the Ukraine, per Reuters. The tech-heavy Nasdaq Composite, of which SoFi is a part, also dropped slightly at market close on Feb....

The Biden administration announced on Oct. 25 executive actions that will bring most loans managed by the Education Department “closer to forgiveness,” the Department of Education declared. One such action: credit toward the Public Service Loan Forgiveness (PSLF) Program for borrowers who have qualifying employment. By Yaёl Bizouati-Kennedy SNAP Benefits: Can You Use EBT Card/Food Stamps To Purchase Hot Food?Student Loan Forgiveness: Mark These 4 Dates On Your Calendar Now...

You want to dress your home with festive Thanksgiving decorations that will add to your gathering’s holiday spirit, but after buying the ingredients for your family’s four-course Thanksgiving meal, you don’t even want to think about splurging on the place settings. By Bridget Murray Dollar Tree: 5 High-Quality Items To Buy NowRead: If Your Credit Score Is Under 740, Make These 4 Moves Now Luckily, Target has plenty of Thanksgiving decor this season at a price that could make any decorator give thanks....

Social Security might seem like a staid, never-changing government benefits program, but the reality is that certain details about Social Security change nearly every year. In 2021, some major changes were announced to the program, particularly when it comes to the annual cost-of-living adjustment. However, the year also saw some other notable changes to Social Security that you should be aware of, whether you’re close to retirement or far from it....

After two years of warnings about sailing on cruise ships due to the pandemic — including an initial “no-sail” order issued way back in March 2020 — the CDC finally dropped its risk advisory on March 30, 2022. By John Csiszar This news opened the door to fleets of ships finally returning to the world’s oceans with a full complement of passengers. While some cruises can offer incomparable values to travelers, if you’re new to the industry, you should be aware that tipping the onboard workers is usually part of the process — and it’s not always included in the quoted price....

Truist Bank is a newer bank resulting from the merger between SunTrust and BB&T in 2019. Current BB&T and SunTrust clients will be able to access services at any Truist branch beginning on Feb. 22. By Diane Fogle Locations Near Me Branches ATMs Hours and Customer Service Truist has 2,517 branches as of the fourth quarter of 2021. Here’s how to find a location near you. Truist Locations Near Me To locate the Truist branch or ATM that’s closest to you, use the map below to get started....

While unemployment remains low, fears of a recession in 2023, combined with an uncertain economic landscape that could trigger more job layoffs, are on the minds of many Americans. By Yaёl Bizouati-Kennedy Dollar Tree: 5 High-Quality Items To Buy NowExplore: 3 Easy Tips To Turn Your Credit Woes into Wows Yet, the unemployment rate was unchanged at 3.7% in November and has been in the 3.5% to 3.7% range since March, according to the Bureau of Labor Statistics....

By Ashleigh Ray More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. Follow Your Favorites on Social Media In preparation for those big holiday sales, many stores will be promoting themselves on places like Facebook and Twitter. Make sure to like and follow the accounts for your favorite stores so that you don’t miss out on any discounts....

In today’s digital landscape, it is vital for apps to be constantly evolving to meet the demand for sleek and user-friendly interfaces. Banking apps are not exempt from this requirement, as everyone wants to be able to access their bank account from anywhere and transfer funds with a few finger taps. By Maddie Duley In light of so many Americans preferring to conduct their banking needs via an app, let’s take a closer look at the survey data and check out the five most innovative banking apps users are loving right now....

Move over credit cards — there’s a new financing option that’s gaining popularity among consumers. If you’ve done any online shopping recently, you’ve probably noticed that many retailers are now offering the option to “Buy Now, Pay Later” through services like Affirm, Afterpay, Klarna and PayPal Credit. These services allow consumers to make interest-free installment payments on a purchase over the course of a set number of weeks. And many consumers are taking advantage of these Buy Now, Pay Later services....

Despite difficult financial markets, geopolitical concerns and a 41-year inflation high, Americans’ financial well-being reached its highest level since 2013, according to the Federal Reserve. By Yaёl Bizouati-Kennedy See: Here’s How Much Cash You Need Stashed If a National Emergency HappensFind: Best Cities To Retire on a Budget of $1,500 a Month In the fourth quarter of 2021, 78% of adults reported either doing okay or living comfortably financially, according to the Fed’s Survey of Household Economics and Decisionmaking (SHED), released May 23....

Gift cards are often a quick and easy way to ensure that your gift is appreciated and put to good use. They are also a goldmine for criminals. By David Nadelle See: 6 Alternative Investments To Consider for Diversification in 2022Find: Social Security Payment Schedule 2022: What Dates To Watch Out For A recent study conducted by AmeriSpeak Omnibus for AARP found that slightly more than a third of American adults have been targeted by scams seeking payment by gift card and about a quarter of consumers in the U....

A dog walking app can make it easy for those looking to pick up extra money caring for other people’s furry family members. While the app may keep a cut of a walker’s earnings, it can also provide a walker with many benefits. By Andrea Norris Benefits of Apps Top Dog Walking Apps Here are some reasons to use a dog walking app to book gigs and an overview of seven top dog walker apps....

The best travel cards offered by Chase vary a bit. For example, some only reward you for travel purchased through a certain airline, whereas others allow you more flexibility. And while some of these cards are free from foreign transaction fees, the trade off is that you’ll pay an annual fee. By Daria Uhlig Quick Look Introductory APR No Foreign Transaction Fees Airline Rewards Premium Travel Benefits Airline Rewards With Low Fees See if any of these travel credit cards from Chase match your lifestyle and spending habits....

Maybe Whole Foods or Trader Joe’s is your go-to grocery store because it has everything you think you need. But there are plenty of amazing small business grocery stores out there that shouldn’t be discounted. By Cynthia Measom Here It Is: Our 2022 Small Business SpotlightFind Out: 7 Things You Should Never Do When Planning for Retirement Sure, that specialty market you’ve eyeballed might be outside of your neighborhood, but it also likely stocks items you can’t get at a big-box grocer — and offers the opportunity of a unique shopping experience....

In what is being hailed as a landmark victory for food service workers, California’s legislature has passed a new bill giving more protections to fast food employees. Having cleared the state’s senate and assembly late Aug. 29, the FAST Recovery Act (AB 257) now sits on Gov. Gavin Newsom’s desk, where it is expected to be signed into law. By Selena Fragassi See: 8 Costco Frozen Foods That Give You the Best Bang for Your BuckFind: 10 Items You Should Always Buy at Dollar Tree...

The Commodity Futures Trading Commission (CFTC) today ordered Tether to pay a $41 million fine for “making untrue or misleading statements and omissions of material fact in connection with the U.S. dollar tether token (USDT) stablecoin.” By Yaёl Bizouati-Kennedy See: What Is Tether and Is It a Good Investment?Find: 10 Cheap Cryptocurrencies To Buy “This case highlights the expectation of honesty and transparency in the rapidly growing and developing digital assets marketplace,” Acting Chairman Rostin Behnam said in the statement....

If you’ve saved and invested carefully over the years, you may expect a nice payout in retirement. But once you’re retired and enjoying those funds, how much of your income will go back to Uncle Sam? Here’s what you need to know about taxes in retirement as you plan for the future. By Jenny Rose Spaudo Do You Have a Tax Question? Ask a Tax ProSee: 3 Ways Smart People Save Money When Filing Their TaxesWealthy Millennials Aren’t Banking on Stocks: Here’s What They’re Investing In Instead...