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This is not the most opportune time to buy a home, with home prices hovering near all-time highs and mortgage rates on a steady rise. Average mortgage rates for a 30-year loan were 5.54% as of July 21, according to the St. Louis Fed — nearly double what they were a year earlier. By Vance Cariaga See: How To Get the Best Deal on a Mortgage as Rates Approach 6%Find: Looking To Diversify In A Bear Market?...

You couldn’t blame anyone who suffers through a daily commute for envying the bed-to-computer lifestyle of their remote-work colleagues. The lure of working from home is self-evident — no soul-sucking commute en route to a building you would never otherwise be in, wearing clothes you would never otherwise be wearing, only to spend most of your waking hours with people you would never otherwise know. By Andrew Lisa Read More: 22 Side Gigs That Can Make You Richer Than a Full-Time JobFind Out: 8 Remote Jobs That Pay at Least $20 Per Hour...

All ties aren’t always cut after a divorce, even when it comes to Social Security benefits. By Josephine Nesbit See: Social Security Cost-of-Living Adjustments Aren’t Enough to Pay Higher Costs for SeniorsFind: Social Security: Understanding the Basics According to the Social Security Administration, your ex-spouse can receive benefits based on your work record if: Your marriage lasted at least 10 years Your ex-spouse hasn’t remarried Your ex-spouse is 62 or older The benefit that your ex-spouse is entitled to receive based on their work is less than what they would receive based on your work You are entitled to Social security retirement or disability benefits If you qualify for retirement benefits but haven’t applied, your ex can receive benefits on your record if you have divorced for at least two consecutive years (even if you remarried)....

It’s becoming more and more common for aspiring homeowners to flock to real estate listing sites, like Zillow and Redfin, to place offers — or at least satiate their curiosity on the current market before investing. What makes these platforms convenient is that they allow people to explore their options without even leaving the couch. By Daniela Rivera-Herrera Redfin Zillow Which Is Better Online vs. Traditional Realtors Using Zillow or Redfin can be a comfortable solution when it comes to planning your homebuying transaction and comparing costs....

During Season 10 of “Shark Tank,” entrepreneur Noel Durity sought a $225,000 investment for a 15% stake in his company, Twist It Up Comb, an easy-to-clean stainless steel comb designed to twist Afrocentric hair. By Jaime Catmull Explore: Your Biggest Money Etiquette Questions Answered Here It Is: Our 2022 Small Business Spotlight Durity’s business sparked the interest of Mark Cuban and Daymond John, who joined together to provide a $225,000 investment for a 25% stake....

New year, new you! Many people set resolutions for the new year with the goal of becoming better versions of themselves. By Heather Taylor Take a Look Back: 2022 Year in ReviewThe Future of Finances: Gen Z & How They Relate to Money The only problem is that some of these resolutions can get to be quite pricey. Resolving to eat better may result in more expensive grocery bills if you shop at specialty grocers....

By Cynthia Bowman Overview Features How It Stands Out Comparable Options How To Apply Who Is It For Pros Cons Key Features Annual Fee APR Rewards Rate Other card benefits for Prime members include the flexibility to choose between 5% cash back or 0% APR for purchases of $50 or more made in the first 18 months. After the intro period, the rate is APR. Plus, Visa kicks in a host of travel-related benefits, including:...

After months of waiting for President Joe Biden to make a decision on federal student loan debt, borrowers are finally going to get an answer — and there’s already debate on whether that answer is good or bad. By Vance Cariaga See: How Can I Get My Student Loan Forgiven? PSLF Waivers and MoreFind: 10 Strategies To Pay Off Student Loan Fast After the Extension Ends Biden is expected to announce on Wednesday a plan that would extend the federal student loan pause through the end of 2022 and also provide $10,000 in debt relief to borrowers with incomes of less than $125,000 a year, according to various news reports....

The term “cash back” has a few meanings in retail. It may refer to getting money back when making a purchase to avoid the ATM. If a retailer offers a store credit card, cash back may refer to rewards earned for card purchases. Finally, you might get cash back for a returned purchase rather than a store credit or credit back to a card. By Andrea Norris Cash Back at Target Credit Card Cash Back Apple Pay Cash Back Read: How To Get Free Gift Cards From Your Everyday Purchases...

And so the saga continues. In a Securities and Exchange Commission (SEC) filing on April 21, Elon Musk contended that Twitter has not responded to his proposal, and given the lack of response by Twitter, he is exploring whether to commence a tender offer to acquire the social media platform. By Yaёl Bizouati-Kennedy See: How To Get Rich With a Normal JobFind: Rising Gas Prices: The True Cost of Going Electric...

Tesla CEO Elon Musk threw some shade at Rivian and Lucid Motors, telling Tesla Owners of Silicon Valley at Gigafactory Texas that the rival electric vehicles (EV) companies will go bankrupt “unless something changes significantly.” By Yaёl Bizouati-Kennedy Check Out: 10 Richest People in the WorldFind: Here’s How Much Cash You Need Stashed if a National Emergency Happens His comments come at a time when shares of Tesla have been struggling — notably since the announcement of his $44 billion Twitter deal....

On Dec. 7, GlaxoSmithKline (Glaxo) and Vir Biotechnology announced an update to preclinical data concerning bioRxiv1, a preprint server, demonstrating that sotrovimab, an investigational monoclonal antibody, retains in vitro activity against the full known Omicron spike protein, the new SARS-CoV-2 variant. This news comes directly from a press release authored by the two pharmaceutical companies. By Yaёl Bizouati-Kennedy See: Social Security — How to Boost Your Benefit by $800Find: How to Refinance a Mortgage...

The cost of medical and healthcare in the United States has been one of the few semi-bright spots during a year of soaring inflation, as healthcare prices have risen at much lower rates than overall inflation. That might not last much longer, though. By Vance Cariaga Learn: How To Build a Healthcare Emergency FundExplore: This Credit Score Mistake Could Be Costing Millions of Americans Healthcare prices will likely increase more quickly and lead to higher insurance premiums and more costly services for both consumers and employers in 2023, according to a new report from the Advisory Board, a healthcare research site....

Airbnb hosts who welcomed at least one guest in the first six months of 2021 earned an average annual profit of $9,600, according to Airbnb’s own data. What’s more, half of the site’s activated listings didn’t have to wait more than four days to receive their first reservation request. By Andrew Lisa That was before the omicron strain, but this winter’s surge of infections has so far not triggered anything close to a repeat of March 2020, when The Wall Street Journal reported that Airbnb lost $1....

On July 15, the families of 60 million American children received their share of a $15 billion fortune, compliments of the U.S. Treasury and the IRS. It was the first round of payments for the new-and-improved Child Tax Credit (CTC). The credit is not new, but President Joe Biden’s American Rescue Plan, passed in March, expanded the CTC from $2,000 to $3,600 per eligible child and made it payable in advance for the first time in history....

If you identify as a member of Generation Z, you might have had roommates your whole life. You shared a bedroom with your sibling. Parents or grandparents raised you. And then, you might have gone off to college or the military and had even more roommates, this time not related to you. By Jami Farkas See: 7 Financial Habits That Improve Your Daily LifeFind: 10 Dollar Store Items That Aren’t Even Worth the Buck...

By Jaime Catmull Read More: Fourth Stimulus Checks Are Coming From These States — Is Yours on the List?See: What Is the Next Big Cryptocurrency To Explode in 2021? When your adult kids are living at home, it may be hard to separate your finances from theirs. This can even be difficult if your adult children don’t live with you, but you are still financially supporting them — at least partially....

Banking giant HSBC set a stake in the metaverse through the purchase of a plot of virtual land, becoming the first global financial services provider to enter The Sandbox. The move follows that of JPMorgan, which in February became the first bank to open a lounge in Decentraland. By Yaёl Bizouati-Kennedy See: IMA Financial to Sell NFT Insurance in the Metaverse Find: Should You Invest in the Metaverse, Crypto or the Stock Market?...

Named for the founder of investment firm Goldman Sachs, Marcus by Goldman Sachs Member FDIC offers savings products and personal loans for individuals. The bank has a simplified product line that includes a high-yield savings account, certificates of deposit and personal loans. Marcus by Goldman Sachs offers some of the highest interest rates available for savings products. By Cynthia Bowman Referral Bonus Credit Card Bonuses Marcus Accounts Opening an Account Banks want your business....

If you want to sell your home, it’s important to know the optimal time to place it on the market. With the holidays coming up, is now a good time? Or should you wait until the new year to get better offers? By Gabrielle Olya Read: Craziest Things That Kill Your Home’s ValueHome Improvement: 20 Home Renovations That Will Hurt Your Home’s Value Winter Months Tend To Be Slower — But That Doesn’t Mean You Shouldn’t Sell Now “The best time for you to sell your home is when you need to sell it,” Schmidt said....