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TJ Maxx is a popular discount retail store that offers deals on clothing, furniture, toys, cosmetics and more. If an item is unsatisfactory for any reason, the store will accept a return. It even offers an extended holiday return period that runs over the standard 30 days. By Thomas Streissguth Optimizing TJ Maxx Returns In-Store Returns Online Returns Return Restrictions Holiday Returns Learn: 3 Easy Tips to Turn Your Credit Woes into Wows...

Wells Fargo, an American multinational financial services company and the fourth-largest bank in the U.S., is ending all personal lines of credit and portfolio lines within the next few weeks and has stopped offering the services, according to a six-page customer letter reviewed by CNBC. By Josephine Nesbit Follow Along: 31 Days of Living RicherModern Money Etiquette: Answering Thorny Questions About Tipping, Gifts and More “Wells Fargo recently reviewed its product offerings and decided to discontinue offering new Personal and Portfolio line of credit accounts and close all existing accounts,” the bank said....

The average investor may not be familiar with what beta means, but they are no doubt fully aware of what it represents. Although there are different types of risk in the market, a stock’s beta represents perhaps the most important risk for many investors: its volatility. After all, most investors would prefer a stock that returns a steady, consistent 10% rather than one that returns the same 10% but only after falling 50% and then skyrocketing by over 100%....

When’s the last time you stood in line at a grocery store and saw someone pull out a paper check to pay? Paper check payments have been dropping steadily in number in the United States, falling 7.2% each year by value from 2015-2018, the Federal Reserve reported. By George Malone What It Is Advantages Disadvantages However, that doesn’t mean that checking accounts are going away. An appealing alternative to many is an e-checking account, which allows an account holder to pay electronically, either through money transfers or debit card payments....

You’ve probably heard of net worth and wondered what yours is. When it comes to assessing your net worth, you always want to compare the value of your assets to that of liabilities. By Lydia Kibet What It Is Total Net Worth vs. Liquid Net Worth Why It Matters Calculating Liquid Net Worth Factors To Consider Increase Liquid Net Worth Net worth gives you a panoramic view of your total assets minus total liabilities, but liquid net worth narrows this down to the total liquid assets minus total liabilities....

You may choose to collect your Social Security retirement benefits at age 62, but the amount you collect will be reduced until you reach your full retirement age. Full retirement age varies depending on the year you were born — it’s 66 if you were born from 1943 to 1954, increases gradually if you were born from 1955 to 1960, and it’s 67 if you were born after that. By Dawn Allcot Find: 6 Types of Retirement Income That Aren’t TaxableDiscover: 7 Surprisingly Easy Ways To Reach Your Retirement Goals...

When you first opened your credit card account, the spending limit seemed reasonable, but it’s no longer cutting it. You’ve been thinking about asking the credit card company to raise your limit, but you’re not sure if doing so is a wise move. By Jennifer Taylor Read: The Top Things To Consider Before Applying for a New Credit CardDiscover: 10 Credit Score Myths You Need To Stop Believing Approximately 95% of U....

We’re not even a full two months in and 2022 is already shaping up to be a big money-making year for movies. “Spider-Man: No Way Home” is making a huge splash across the country. The latest “Scream” is attracting crowds excited for the newest addition to the franchise since “Scream 4” 11 years ago. Plus, there’s still so many big movies yet to come. By Sam DiSalvo Read: The Richest Celebrity From Every StateCheck Out: Movies That Made the Most Money in 2021...

You probably play games on your phone, but did you know you could get paid for it? Some gaming apps pay real money through PayPal when you play — and win — their games. You won’t get rich playing games, and you probably shouldn’t quit your day job just yet, but you might be able to pick up a little extra cash playing these games. By Karen Doyle Games That Pay Real Money Learn: If Your Credit Score is Under 740, Make These 4 Moves Now...

Balance transfer credit cards are an alluring option: they let you pay off your credit card debt, often with no interest for over a year. However, balance transfer cards aren’t a guaranteed win despite their usefulness. There are specific steps to consider to make a balance transfer card work for you. By Bob Haegele The good news? These steps aren’t tough to follow. Once you know what to do, it’s merely a matter of execution....

So you’re thinking of selling your home, but you’re not sold on the idea just yet. Maybe the size of your current house isn’t really working for your family or you’d like to relocate, but whatever the reason, you want to make a decision that’s financially sound. By Jennifer Taylor Check Out: 20 Most Affordable Places To Live That Have Great Weather, TooTips: 25 Tricks To Sell Your House for a Bigger Profit...

The importance of the three essential meals of the day cannot be overstated — but we also shouldn’t underestimate the crucial role of snacks. These quick bites can help rejuvenate us in the middle of the day or around exercising. When used wisely, they also can lessen hunger so that we may not require such large meals. By Nicole Spector Food Stamps: What Is the Maximum SNAP EBT Benefit for 2023?...

Once upon a time, banks were a place into which you would physically walk and fill out a deposit slip every time you were paid. When you needed money, you would drag yourself to the bank and withdraw cash. There were no banking apps, and you couldn’t log in to check your balance or transfer money digitally. By Bob Haegele Banks offered a few other services, such as lending money to customers, but they were relatively minimal — especially before World War II....

By Gabrielle Olya 2021 Small Business Spotlight: Check Out Our Small Business Stories, Plus the Nominated Businesses Near You In this edition of our Small Business Spotlight series, we’re featuring The Coyote Store in Gail, Texas. Owner Leslie Justice transformed the 32-seat cafe, located in one of the least-populated counties in the United States, into a popular 1,600-seat music venue and travel destination that has captured the heart of country music lovers and visitors from across the nation....

Beyond Meat has made waves in the food industry by serving up plant-based products that mimic the characteristics of real beef. Proponents swear the company’s products are healthier and taste just as good, if not better, than real beef. Shares of Beyond Meat stock have made waves of their own, as the company’s 2019 IPO was the best-performing U.S. IPO since 2000, and shares have continued to rise since then. One way to spell out just how great Beyond Meat’s stock performance has been is to imagine a hypothetical scenario in which an investor purchased shares of the company’s stock instead of one package of its main product....

Since the enhanced federal child tax credit (CTC) reverted to its original maximum amount of $2,000 per child for 2022, similar initiatives by the U.S. government have stalled to the point of being declared “dead” by critics. By David Nadelle See: 8 Remote Jobs That Pay at Least $20 Per Hour SNAP Benefits: How Long Do They Last? In response, many states have begun to introduce their own child tax credit programs, varying in scope and available credit amount....

June’s inflation report carried a whole menu of bad news for consumers, as overall prices rose more than 9% year-over-year to their highest level in more than four decades. The cost of eating out didn’t rise quite that high, but it still notched its biggest gain in nearly 41 years. By Vance Cariaga See: Consumer Price Index Reaches 9.1% With Gas, Rent & Cereal Seeing Highest IncreasesFind Out: Did Inflation Increase the Price of Bacon, Eggs & Bread in June?...

Food prices have been soaring for quite some time, mostly due to inflation and the consequences of the Russia-Ukraine War. However, there seems to be a sign of relief coming. By Yaёl Bizouati-Kennedy See Our List: 100 Most Influential Money ExpertsSmall Business Spotlight 2022: Nominate Your Favorite Small Biz by July 25 In June, the United Nations (UN) Food and Agriculture Organization’s (FAO) index declined 2.3% from May, marking the third consecutive monthly decline....

By Gabrielle Olya Take a Look Back: 2022 Year in ReviewTips: 3 Easy Tips To Turn Your Credit Woes Into Wows One area where you can cut down on spending to account for extra expenses elsewhere is decorating. You don’t need to spend a lot to make your home festive for the holidays. Whether you repurpose things you already have around the house, purchase less expensive decor or go the DIY route, there are plenty of ways to decorate for Christmas on a budget....

Boost Insurance and Breach Insurance have launched the first and only regulated insurance product for cryptos available to retail wallet holders, Crypto Shield, which will cover up to $1 million in cryptocurrency theft while in the custody of a qualified custodian. By Yaёl Bizouati-Kennedy See: $16 Million Reportedly Stolen From Crypto.com — Is Your Investment in Jeopardy? Find: Stolen Crypto Worth $3.6 Billion Recovered by DOJ: Bitfinex’s Unus Sed Leo Surges...