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The deadline to opt-out of future child tax credit payments is Nov. 4 at midnight ET. By Georgina Tzanetos Stimulus Errors: Was Your Child Tax Credit Check Smaller Than Usual? Here’s What’s Going On Discover: How To Use The Child Tax Credit Update Portal If you opt out now, the November and December monthly payments will not be sent to your bank account. Opting out of the child tax credit at this point probably means you won’t be able to claim the other half of the credit during next year at tax time since you would have phased out of the income threshold....

Sure, Christmas gifts are all about the notion that it’s “the thought that counts.” But such notions also come with the guarantee you can return something if you really don’t like it. By Selena Fragassi See: 10 Christmas Decorations You Didn’t Know You Could Get at Dollar TreeFind: 7 Best Dollar Tree Items To Stock Up on For Christmas In fact, according to a RetailMeNot survey, 38% of Americans returned a Christmas gift in late December last year through early January 2022....

Generation Z is stereotyped as teens who spend all day on TikTok and Instagram, but many of them have already graduated college, embarked on careers and even started families. Ranging from 9 to 24 years old, these ‘digital natives’ are blazing their own path in an ever-changing economy. By Levi Leidy But zoomers have faced their share of challenges. The oldest among them have experienced both the Great Recession and the COVID-19 pandemic, the consequences of which include higher unemployment levels, lost education and job opportunities and a lingering feeling of uncertainty around finances....

When you retire, you enter a new financial phase of life — so it makes sense that your financial plans and concerns would be different than they were during your time in the working world. A recent Principal survey took a look at just how differently retirees and workers relate to money, and these two groups seem to have very little overlap. By Gabrielle Olya Important Read: Jaw-Dropping Stats About the State of Retirement in AmericaGood To Know: Should You Refinance Now With the Low Mortgage Rates?...

As news of a possible recession looms over the consciousness of many Americans amid inflation and an unsteady economy, many people are looking ahead to which jobs may be the most secure. By Selena Fragassi Food Stamps: States Extending SNAP Emergency Allotment Money Through October 2022Discover: This Credit Score Mistake Could Be Costing Millions of Americans To answer that question, finance tech company SmartAsset looked into the most “stable and lucrative” jobs of the future, in particular honing in on the highest-paying jobs that will continue to grow over the next decade....

In today’s “Financially Savvy Female” column, we chat with Ali Brown, entrepreneur coach, founder and CEO of the women’s business empowerment company We Lead, and founder and CEO of The Trust, a premier global network for women entrepreneurs generating seven- and eight-figure revenues. Here, she shares the top four money lies women tell themselves — and why these limiting beliefs are wrong. By Gabrielle Olya Keep Up With the Latest: Sign Up for The Financially Savvy Female NewsletterWhat Money Topics Do You Want Covered?...

In August, the Supreme Court struck down eviction protections for most of the U.S., meaning as many as 3.5 million households are at risk of losing their homes, CBS News reported. If you’re one of those millions of households, you may be wondering what exactly your options are and what you should be doing to be able to remain in your home. By Gabrielle Olya Read: These States Still Ban Evictions, Even After National Ban Is Struck DownSee: Numerous Programs Offer Rental Assistance — Here’s How to Get It...

Everyone of a certain age can remember scurrying to the local bank to write a check to themselves before 3 p.m. on a Friday to avoid getting stuck without cash after the branch closed for the weekend. By Andrew Lisa Today, it’s a challenge to come up with a handful of scenarios that even require cash in the first place. The arrival of ever-changing banking technologies continues to make it easier for average people to manage their money....

Passive income has grown in popularity over the last several years. And it’s no wonder why: who wouldn’t want to earn more money with minimal effort? By Jenny Rose Spaudo In fact, around 20% of American households are already earning passive income through dividends, interest or rental properties, according to the U.S. Census Bureau. But, according to experts, these aren’t the only ways to passively earn extra cash, especially if you’re willing to put in the work at the beginning of your endeavor....

Widely regarded as one of the best sitcoms of all time, “Seinfeld” isn’t just a barrel of laughs — it’s also incredibly smart. The show is brimming with insights into human nature, with a laser sharp focus on idiosyncrasies that may seem small, but speak volumes about one’s character. And, if you look closely enough, you can find many financial pearls of wisdom. By Nicole Spector See: The Top Ways Your Favorite Television Shows Make MoneyMore: The Simpsons, Friends and the Most Profitable TV Shows of All Time...

If you’re one of the 3.1 million Americans who fear displacement within the next few months since the federal eviction moratorium ended, you may also be worried about the long-term ramifications of not paying rent. By Dawn Allcot See: How To Avoid An Eviction If Your State Hasn’t Extended the MoratoriumFind: These States Still Ban Evictions, Even After National Ban Is Struck Down You could be wondering if an eviction could hurt your credit score....

A highly infectious strain of avian influenza is spreading, putting poultry farmers on high alert and threatening to keep poultry supplies tight. The bird flu has recently been detected at a Kentucky farm that supplies U.S. chicken producer Tyson Foods. The economic repercussions for the wider industry remain yet to be seen, though Tyson has relayed that — as of now — the outbreak remains contained and an isolated incident....

A dire shortage of diesel fuel in the U.S. could keep inflation high and make the cost of heating surge throughout the winter. By Nicole Spector See: 9 Bills You Should Never Put on AutopayFind: 10 Items That Are Always Cheaper at Sam’s Club National Economic Council Director Brian Deese told Bloomberg TV on Wednesday that new government data released that day shows diesel levels are “unacceptably low,” according to a Newsweek report....

Update: Some offers mentioned below may have changed or are no longer available. View current credit card offerings from our partners at CardCritics here or on the issuer’s website. By Cynthia Measom When it comes to opening a credit card, there’s almost a mind-boggling array of choices, including no annual fee, cash back, balance transfer, rewards, hotel, airline, store, student and business. And because a credit card is a financial tool, it’s important to be judicious when opening a new account....

Americans are accustomed to going to their bank, obtaining a mortgage and paying the same bill to the same institution for 20 or 30 years. While the provision to sell off your mortgage to a third party is written into most mortgages, it’s something rarely paid attention to. The mortgage service has an obligation to provide you — to the best of its knowledge — the name, address and telephone number of who owns your loan....

Elon Musk has increased his equity commitment with an additional $6.25 billion for the $44 billion Twitter deal, according to a May 25 Securities and Exchange Commission (SEC) amended filing. The move, which comes amid intense pressure on Tesla’s stock, increases the commitment to $33.5 billion. The filing also notes that Musk is in talks with Jack Dorsey about additional financing. By Yaёl Bizouati-Kennedy See: States Whose Economies Are Failing vs....

The student loan forgiveness plan announced last week by the Biden administration provides sweeping relief to federal student loan borrowers in the form of both canceled debt and an extension of the payment pause put into effect more than two years ago. By Vance Cariaga See: How Much Does a Person on Social Security Make?Find: 7 Walmart Brand Items That Are Just as Good as Name Brands The announcement came on Aug....

By Gary Dudak The Big Lead: Student Loans As expected, President Biden has officially extended the student loan payment moratorium until Aug. 31, claiming the extension “will help Americans breathe a little easier as we recover and rebuild a little from the pandemic.” Read the full story here More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today....

About Honey Honey was founded in 2012. Once you install the browser extension, it automatically scans the internet for all the deals it can find on the item you’re looking at. The browser extension collects virtual coupons customers can use at checkout to save money. In 2019, PayPal purchased the company for $4 billion. By Cynthia Bowman About Honey How It Works Mobile App Security Alternatives Who It’s Best For...

Founded in 1998 by Elon Musk, Peter Thiel, Ken Howery and others, PayPal was one of the first widely adopted online peer-to-peer payment systems. Today, the platform has an estimated 192 million active personal users, according to the PayPal website. By Dawn Allcot How PayPal Works Step by Step Sending Payments Accepting Payments Benefits Disadvantages In 2019, PayPal was hailed as the fifth most popular payment method accepted by online retailers....