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By Jordan Rosenfeld See: 22 Side Gigs That Can Make You Richer Than a Full-Time JobHave Any $200 Quarters Lying Around? It’s Worth Checking Your Spare Change Podcasts Here are a few podcasts that could be worth a listen: ‘The College Investor’ “The College Investor Audio Show,” hosted by Robert Farrington, a millennial money expert, is a spinoff of The College Investor Blog, which began in 2017. These often short, almost daily podcasts — which range from 4 to 50 minutes each and average about 7 minutes — explore personal finance and investing, with such topics as side hustles, building wealth and getting out of student loan debt....

Electric vehicle company Rivian saw its stock crash following the announcement that it no longer plans to co-develop an EV with Ford. By Yaёl Bizouati-Kennedy See: Here’s How Much You’d Save on Gas With a Tesla and Other Electric Cars Find: What You Need To Know About Insuring an Electric Car Rivian shares were up 57% in their first two days on the Nasdaq. Rivian ended its first day as a public company valued at almost $88 billion, more than tripling its last private valuation....

Launching a startup is hard work — with no guarantee that it will lead to a thriving, profitable company. In fact, 20% of new businesses fail within the first year, according to the U.S. Bureau of Labor Statistics. By Jenny Rose Spaudo Insufficient Funds In interviews with over 80 founders of failed startups, Failory found that 16% failed due to financial problems. More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today....

Tennessee’s SNAP, which is administered by the Tennessee Department of Human Services (TDHS), provides food-purchasing assistance to low-income households. SNAP accounts are linked to EBT cards, which are loaded monthly with your benefit amount during a set length of time called a certification period. By Josephine Nesbit Discover: Where To Use SNAP Benefits This SummerSNAP Guidance: What Is Pandemic EBT for Summer 2022 and Is My Child Eligible for Food Benefits?...

Illinois Supplemental Nutrition Assistance Program recipients can expect their benefit payments to be deposited monthly on the Illinois Link EBT Card. Recipients receive their Link Card once approved for benefits from the Illinois Department of Human Services, which administers the program. By Josephine Nesbit See: Surprising Things You Can Buy With Food StampsFind: SNAP 2022 — Is My State Giving Out Extra Money in April? SNAP benefits can be used to purchase groceries, snacks, seeds and plants that produce food at retail stores and farmers markets that accept EBT cards as payment....

This year’s soaring inflation rate likely means that the 2023 cost-of-living adjustment (COLA) for Social Security beneficiaries will be the highest in decades, with one seniors advocacy group estimating that the 2023 COLA could push above 10%. That should be good news for retirees who are having a hard time making ends meet, but it could be bad news for others. By Vance Cariaga Learn: Can I Draw Social Security at 62 and Still Work Full Time?...

At the beginning of June, the Social Security Board of Trustees issued its annual report on the financial status of the Social Security and Medicare Trust Fund and confirmed that, without legislative reform, the combined assets of the Old-Age and Survivors Insurance and Disability Insurance (OASI and DI) Trust Funds are expected to be depleted in 2035. It is anticipated that 80% of benefits will be payable at that time, per the report....

High-profile government figure John B. King, Jr., the education secretary under former President Barack Obama and current Maryland gubernatorial candidate, has publicly backed forgiving federal student loans. By Vance Cariaga Live Richer Podcast: Ramsey Solutions’ George Kamel and Kristina Ellis Tackle Student Loan DebtLearn: Navient Student Loan Settlement Leaves Many With a Bill To Pay In an editorial that appeared on Business Insider and his website on Feb. 23, King wrote that President Joe Biden “should use his executive authority to unilaterally cancel student debt for each borrower,” and that “Congress must join President Biden in making college debt-free....

Life insurance is a safety net of sorts for the family members you leave behind, but many people don’t have it. According to the most recent national life insurance survey from Erie Insurance, 38% of people who don’t have life insurance believe it would be too expensive. However, the survey indicates that people often overestimate the cost of life insurance. By Cynthia Measom See: 7 Simple Habits That Will Make You Richer in 2022And More: How To Compound Your Income in 2022...

You’re really into a new home upgrade trend, but you’re not sure how long it will be stylish. As a savvy homeowner, you know it doesn’t make sense to invest in a project that will soon be considered dated, so you’re interested in an alternative with staying power. By Jennifer Taylor Read More: 20 Home Renovations That Will Hurt Your Home’s ValueFind Out: How To Renovate Your Kitchen for Less Than $10K...

The Great Resignation — which shows no end in sight — is carrying into the New Year. And while there can be several advantages to quitting a job, experts are now warning of retirement mistakes that could come along with doing so. By Yaёl Bizouati-Kennedy See: What a Comfortable Retirement Will Cost You in Each State Find: Jaw-Dropping Stats About the State of Retirement in America “If you’re changing jobs, it can be a great time to take stock of what’s going on with your 401(k) and make sure it’s doing what you want it to do....

For the week ending March 5, the advance figure for seasonally adjusted initial claims was 227,000, an increase of 11,000 from the previous week’s revised level, according to the Labor Department. By Yaёl Bizouati-Kennedy See: The Effect of Stimulus and Increased Unemployment Payments on the Economy in 2022 Find:10 Things To Know Before Filing Taxes If You Collected Unemployment Last Year The previous week’s level was revised up by 1,000 to 216,000 from 215,000, the Labor Department said....

Without actually mentioning the words “cryptocurrency,” “blockchain” or “NFT,” the Treasury Department announced that the Financial Literacy and Education Commission (FLEC) would form a new subgroup on digital asset financial education “to develop consumer-friendly, trustworthy and consistent educational materials, tools and outreach to help consumers make informed choices about digital assets,” according to a March 8 statement. By Yaёl Bizouati-Kennedy See: Biden To Sign Executive Order on Cryptos Today, Cryptos Take Off Following AnnouncementFind: What Is the Next Big Cryptocurrency To Explode?...

The Financial Independence Retire Early movement, typically referred to by its acronym FIRE, has been a popular discussion for the past few years. After all, who wouldn’t want to be financially independent, to the point where early retirement was a viable option? But like any financial decision, there are various consequences that may be overlooked. When it comes to retiring early, one of those repercussions is the effect it may have on your Social Security benefits....

It’s useful to know your checking account routing number, because you’ll need it to sign up for direct deposit, make payroll payments and send wire transfers. If you’re a Chase customer or are transferring money to a Chase account, refer to the chart below for a list of every Chase routing number. By Ryanne Mena Routing Numbers by State About Routing Numbers How To Find Yours International Wire Transfers Chase Routing Numbers by State Use the table below to find your state and ABA routing number for Chase....

The mere word “yacht” conjures up images of the rich and famous, but then there are the yachts that even many of the rich and famous cannot afford. These are the super and mega yachts of the world, and they typically cost around $275 million. By Nicole Spector Retirement at Any Age: Get Top Retirement Tips for Every Stage of Life Explore: Your Biggest Money Etiquette Questions Answered Clearly this is a price tag that only the wealthiest of the wealthy can cover; but, even among the world’s top earners, there are yachts out there that might be a bit out of budget....

Cinco de Mayo, Spanish for “fifth of May,” celebrates a military victory by Mexico over Napoleon III of France in 1862. One hundred and sixty years later, of course, it’s best known for enchiladas and margaritas. Many restaurants will celebrate Cinco de Mayo in their own way, often by offering specials on tacos, fajitas and other specialties. Read on to find out which restaurants and companies are offering some of the best food deals for Cinco de Mayo 2022....

Sephora is a cosmetics retailer with over 2,700 stores worldwide, with its most significant sales being made online at Sephora.com. Frequent Sephora shoppers who sign up for Sephora’s Beauty Insider loyalty rewards program can earn cash-back points on purchases for future shopping. By Andrea Norris Sign-Up Bonuses Cash-Back Rewards Beauty Insider Rewards Exclusive Offers No Annual Fee Visa Signature Benefits Another way shoppers can earn Sephora savings is to get one of Sephora’s three credit cards....

As the saying goes, everyone has a book in them. But how do you get that work to the public, develop an audience, build a literary brand and sustain a writing career? By Thomas Streissguth Register for an Account Format the Book Create a Cover List a New Title Upload Your Book Consider the Costs KDP Select Kindle Vella The online retail giant’s global market is massive compared to the scope of traditional publishers....

Maybe you’re already familiar with two of the most popular strategies for debt elimination: debt snowball and debt avalanche. But, what about the small saving approach called debt snowflake? Can you pay off student debt faster using the debt snowflake method or is it better to use this approach in conjunction with another proven repayment strategy? By Heather Taylor What Is the Debt Snowflake Strategy? It’s not quite a snowball and not quite an avalanche....