The end of the year is upon us, and many people are busy shopping for gifts, attending parties and living out annual holiday traditions — but all you want to do is buy a new house. While the holiday season isn’t a peak time to purchase real estate, that doesn’t mean doing so is a bad idea. By Jennifer Taylor Read: Craziest Things That Kill Your Home’s Value See: What To Consider When Choosing a Mortgage Lender...
Here’s something else that the pandemic gets the blame for impacting: the number of stores, restaurants and gas stations in the United States that are open 24 hours a day. By Jami Farkas 24-Hour Stores Near Me History of 24/7 Stores Store Challenges Shoppers Grocery Stores Convenience Stores Pharmacies Restaurants See: This Credit Score Mistake Could Be Costing Millions Of Americans Remember back to spring of 2020, when stores deemed to be essential to purchase things such as food and medicine stayed open, but with vastly reduced hours?...
Members of the military and their families deal with special financial issues that provide both challenges and opportunities. By Kimberly Lankford They move frequently and may be deployed to a combat zone for months, but they also have job stability and access to valuable financial benefits. Their income may start out low, but they have tax-free housing benefits and special low-cost savings opportunities. If they stay in the military long enough, they can receive retirement income for life starting in their 40s....
If you have a Facebook account, then you’re a target for scammers who use social media to prowl for their next victims. The platform is well aware of this unsavory element’s presence in its midst, and it’s warning users to watch out for common Facebook frauds like: By Andrew Lisa Lottery scams: Lottery scammers build Facebook pages that appear to be from a credible source, like a government agency or even Facebook itself....
Most small businesses fund their startups with self-funding, investor or loan resources. However, these are not the only funds available to small businesses. By Heather Taylor Here It Is: Our 2022 Small Business SpotlightRead More: 7 Things You Should Never Do When Planning For Retirement Here are a few additional resources where small business owners can find necessary capital to run a business. Grants.gov One of the best resources for finding legitimate grants is by utilizing the Grants....
We often hear from financial experts that it’s important to have an emergency fund and always maintain sizable savings for unexpected expenses or income loss. This issue Americans are facing this year is soaring inflation rates that have left many workers penny-pinching and living paycheck to paycheck. By Maddie Duley Take a Look Back: 2022 Year in ReviewLearn: 3 Easy Tips To Turn Your Credit Woes Into Wows Gen X Is Most Worried About Living Paycheck to Paycheck Overall, 24% of Americans’ top financial stressor heading into 2023 is living paycheck to paycheck....
More and more borrowers are turning to cryptocurrency to buy homes, cars and sometimes even more crypto. Startup nonbank lenders and automated, blockchain-based platforms take deposits in the form of cryptocurrency. These deposits earn higher interest rates, reports The Wall Street Journal, and are used to fund loans to borrowers who use crypto to back the loan. Borrowers can take out cash or stablecoins, depending on the lender. By Josephine Nesbit See: Crypto, Stocks or Real Estate?...
For the week ending, ending April 16, the advance figure for seasonally adjusted initial claims was 184,000, a decrease of 2,000 from the previous week’s revised level- reflecting a still-tight labor market. By Yaёl Bizouati-Kennedy Economists anticipated a slight decrease to 180,000, according to The Wall Street Journal. Connecticut saw by far the largest increase in new claims, followed by New Jersey and California, according to the Labor Department data....
Generation Z, or individuals born between 1997 and 2012, currently account for around 30% of the world’s population. According to the World Economic Forum, this generation will make up approximately 27% of the workforce in the next three years. By Crystal Mayer Retirement at Any Age: Get Retirement Tips That Fit Every Stage of LifeLearn: 5 Things You Must Do When Your Savings Reach $50,000 Unfortunately, Gen Zers have also been some of the hardest hit by unemployment, likely due to the pandemic and economic instability....
The regret you feel in the pit of your stomach after spending a small fortune on a home has a name. It’s called buyer’s remorse, and it’s a lot more common than you may think. By Jenny Rose Spaudo Thankfully, there are several practical things you can do if you’re dealing with home-purchase regrets. Do You Have a Tax Question? Ask a Tax ProStudent Loan Forgiveness: Will You Qualify for $0 Payments Under Biden’s New Plan?...
Though you may feel like you’ve just gotten through summer, with kids back to school, there’s always another holiday, event or occasion on the horizon to plan for. If you’re someone who waits until the last minute to purchase the items you need, you may face shortages, as certain seasonal items tend to sell out fast. By Jordan Rosenfeld See: How Online Grocery Shopping and More Pandemic Habits Are Saving You MoneyPlan: How To Save $10 a Day...
If you live down South, be prepared to pay a lot more for your home in 2022. Average home prices overall in the United States are expected to rise 14.3% this year vs. last year, according to the latest figures from Zillow, with some cities in the South eyeing much higher increases. By Vance Cariaga See: Is Your House Not Selling? Here Are 4 Major Reasons Why Find: How To Gift Your Children A House Without Major Tax Ramifications...
Earlier this year, consumers saw prices jump 9.1%, the largest increase in four decades, according to the U.S. Bureau of Labor Statistics (BLS). Increases were felt across the board as prices for food at home rose over 12% and gas prices skyrocketed almost 60% from the previous year. By Crystal Mayer Find: 11 Grocery Items To Buy at Dollar Tree Take a Look Back: 2022 Year in Review In addition to individuals, nearly every retailer across the country felt the wrath of record-high inflation driven by supply chain issues, higher freight costs and a number of other factors....
You have some money put aside in savings, but you’re not sure if it’s enough. As a financially responsible person, you want to make sure you have enough cash to fund both unplanned expenses and future financial goals. By Jennifer Taylor Average Savings Emergency Fund Retirement Tips on Growing Savings Most financial experts recommend building up enough savings to cover six months of expenses. However, there’s no need to panic if you don’t have anywhere near this amount....
“The Daily Show” former host Jon Stewart has come out of retirement. On Sept. 30, the talk show host premiered in his latest comedy series, “The Problem With Jon Stewart,” on Apple TV+. By Katherine Hoey See: How Rich Are Ellen, Colbert and More Big-Name Talk Show Hosts?Find: How to Refinance a Mortgage In 2015, Stewart ended his 16-year reign on the Comedy Central network talk show, “The Daily Show.” South African comedian and producer Trevor Noah is the show’s current host....
With as many as 2.5 million weddings expected to have taken place in 2022, wondering if there’s a polite way to decline a wedding invitation amid ongoing inflation is a valid thought. By Heather Taylor Retirement at Any Age: Get Retirement Tips That Fit Every Stage of LifeRead: 5 Things You Must Do When Your Savings Reach $50,000 If you are unable to attend a wedding due to personal financial circumstances, here’s what you need to know about respectfully declining an invitation....
You’re ready to buy a new home, but that’s often easier said than done in the current real estate market. Like many parts of the country, your local area is in the midst of a wild seller’s market that’s causing housing prices to surge. By Jennifer Taylor Read: Home Renovations That Will Pay You Back More: Why Paying for a Storage Unit Is Always a Terrible Idea In 2021, the average buyer submitted two offers — compared with just one offer during the previous three years — according to the Zillow 2021 Consumer Housing Trends Report....
Not everyone has huge chunks of change sitting around to put into investments or earn interest. But there are still ways to grow your money, from as little as $10, with creativity and strategic financial choices. Here experts suggest eight ways to turn your $10 into $100 or more. By Jordan Rosenfeld Tips: 10 Easy Ways To Save $400 Every MonthSee: Protect Your Financial Future With Gold and SilverRead More: Unplug These Appliances That Hike Up Your Electricity Bill...
With inflation at a four-decade high — pushing food prices, mortgage rates and gas prices soaring — it’s no surprise Americans are worried. In fact, a new survey finds that a whopping 66% of Americans say they are stressed about inflation. By Yaёl Bizouati-Kennedy See: What Is the Highest Income for Food Stamps in 2022?Find: Looking To Diversify In A Bear Market? Consider These 6 Alternative Investments The survey, by publicly traded property and casualty insurance company Chubb, found that for Americans, the next two biggest worries (after inflation) were monthly expenses/cost of living (with 59% of respondents indicating worry) and medical/health expenses (with 44% of those polled admitting the same)....
As we’ve collectively navigated the COVID-19 pandemic, we’ve sought comfort wherever we could find it — and we’re continuing to find a lot of it on Netflix. During the lockdown in the first quarter of 2020, the digital streaming service added 16 million new subscribers. Netflix’s stock price surged 27% over a 12-month period. By Daria Uhlig Earnings Results Competition Subscriber Growth Buy, Hold or Sell Nearly two years later, investors have reason to wonder if Netflix will remain a growth story....
