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Gen Z is the youngest generation of current investors, with its adult population ranging from 18 to 25 years old. However, according to research from Morgan Stanley, this will be the largest generation by 2034, meaning the investment ideas Gen Z has today could well be the driving force for how America will look in a relatively short time. By John Csiszar This digitally aware generation grew up in an age of smartphone and money transfer services and is rapidly pushing the envelope in fields like social media and green energy....

Selena Gomez, 29, is an American actress, singer, producer, and entrepreneur. She currently stars in Hulu’s hit series “Only Murders in the Building,” as well as HBO Max’s “Selena + Chef.” By Michelle Tompkins See: How Much Is Tom Hanks Worth?Find: How Rich Is Former President Donald Trump? She first came to fame when she portrayed Alex Russo on the Disney Channel’s “Wizards of Waverly Place,” but has also starred in many films including “Spy Kids 3: Game Over,” “Spring Breakers,” “Getaway,” “The Fundamentals of Caring,” and “The Dead Don’t Die....

By Gabrielle Olya In this edition of our Small Business Spotlight series, we’re featuring HOTT Theatre for Children, an Atlanta-based acting school that trains child entertainers while providing all kids the opportunity to build their confidence for today, to help create their success for tomorrow. Here, we chat with owner Lauren Keeton about how her passion for acting took her down an unexpected career path, how her business pivoted to meet the challenges posed by the pandemic and the best part about working with kids....

Update: Some offers mentioned below may have changed or are no longer available. View current credit card offerings from our partners at CardCritics here or on the issuer’s website. By Sam DiSalvo How Is Your Credit? Do You Travel a Lot? Do You Need To Stick To a Specific Budget? Are You in the Military? Do You Love a Deal? Building credit is a key part of financial wellness. It shows potential lenders that you have the capability of making payments on time and managing money proficiently....

Opening a bank account for your child can be a really great opportunity to teach them about financial literacy. It gives kids a look at what a bank’s function is, and enables them to set monetary goals, then budget based on what they want to obtain. Though there are many reasons for a child to have a bank account, minors can’t open an account without a parent or guardian listed as a joint owner....

Keeping financially safe during a sustained period of high inflation is difficult enough for a family. For those that include a furred, scaled, winged, gilled or shelled member with completely different needs and diet, it’s getting even harder to stay out of debt. By David Nadelle Inflation Relief Checks: Are Payments Coming to Your State?IRS Adjusts 2023 Tax Rates for Inflation: How It Will Impact Your Finances A recent Forbes study found that 63% of pet owners said inflation has made it more difficult to pay a surprise vet bill....

The Department of Education announced in 2021 that FedLoan Servicing would stop servicing federal loans at the end of its contract. New updates have been released since then that have changed the timeline on FedLoan Servicing loan transfers. Luckily, the process has been relatively simple for borrowers. By Taylor DeJesus About Replacement Service How To Contact FedLoan Servicing was responsible for servicing over 8.5 million loans, and it plans to transfer all of these loans to other servicers....

Menards Credit Card Overview A good credit card can be highly convenient for consumers who pay their balance on time. For anyone considering the Menards credit card, here’s a full analysis of unique features and how the card compares to alternatives. By David Granahan Overview Key Features How It Stands Out Comparable Options How To Apply Who It’s Best For Fees 4.0 APR 4.0 Benefits 4.3 Rewards 3.8 Pros Rebates on Menards purchases Additional rebates with partnered brands Convenient payment plans Cons Less competitive than some other offerings Rebates limit purchases to Menards stores The Menards BIG Card is the company’s credit card offering for everyday buyers....

By Heather Taylor Here It Is: Our 2022 Small Business SpotlightSee Our List: 100 Most Influential Money Experts While this may seem like a small percentage, small business is big in the United States. Small businesses are often affectionately referred to as the backbone of America’s economy and studies from SCORE show there is a year-after-year increase in small-business applications. However, becoming a business owner seldom means experiencing overnight success....

You’ve likely heard about the process of someone writing a book and then a Hollywood studio buying the option, or the right, to turn it into a movie. It happens all the time, and some books make it to the silver screen while others never find a path there. By Kelli Francis What They Are The Two Kinds of Options How They Work Should You Invest Who They’re for Taking this analogy and looking at your financial life, you might say it’s common to think about purchasing a share of a company’s stock....

In his first earnings report since an April merger created one of the largest media companies in the U.S., on Aug. 4 Warner Bros. Discovery (WBD) CEO David Zaslav announced plans to combine HBO Max and Discovery+ into one streaming service. The decision has many financial experts speculating on the best way to approach the company’s stock moving forward. By David Nadelle See: 9 Bills You Should Never Put on AutopayFind: 7 Things You Should Never Do When Planning For Retirement...

By Maddie Duley In this small-business feature, we’re spotlighting Smokin J’s BBQ in Poway, California. This barbecue spot was established by owners Joshua George, his brother, Jeremy George, and Jeremy’s wife, Mckenzie George. This trio is bringing slow-smoked barbecue to their community alongside housemade rubs and sauces. Smokin’ J’s prepares its slow-cooked meat in a 20-foot direct-flow smoker made from California white oak and prepares all of its rubs, sauces and sides from scratch each day....

The Social Security Administration recalculates Social Security benefits annually to keep pace with inflation. The cost of living allowance is based on the Consumer Price Index for all Urban Wage Earners and Clerical Workers for the third quarter of the year. The increase is announced in October and goes into effect with the December benefit, which is paid out in January of the following year. By Dawn Allcot See: 3 Ways Inflation Will Impact Your Social Security COLA Increase This Year and OnFind: 7 Surprisingly Easy Ways To Reach Your Retirement Goals...

Most people who receive Social Security benefits get their checks every month and don’t really think about it much after. We are all more or less versed in the knowledge that our Social Security amount is somehow tied to what we paid in over the years. By Georgina Tzanetos But how exactly is it calculated? Good Question: Can I Draw Social Security at 62 and Still Work Full Time? Find Out: With a Recession Looming, Make These 3 Retirement Moves To Stay On Track Read: Here’s How Much Americans Have in Their Savings Accounts in 2023...

About Stash Investing in stocks used to require a real money commitment. There were applications to complete, and applicants had to show good credit and available funds. There were fees and commissions to pay on trades, and brokers served as the gatekeepers to the markets. The road to wealth accumulation in the stock market has broadened. By Thomas Streissguth About Stash Features How It Works Competitors Who It’s For Cost and Account Types...

U.S. households that qualify for Supplemental Nutrition Assistance Program benefits were given a financial boost during the COVID-19 pandemic in the form of an emergency allotment that provides $95 or more in additional funds each month. In most states, that allotment has already expired, but more than a dozen states have extended it through October 2022. By Vance Cariaga Also: 11 Frozen Foods To Stock Up on at Costco for Busy Fall DaysLearn: This Credit Score Mistake Could Be Costing Millions of Americans...

Since starting out as a scrappy startup in 2009, Uber has come a long way. The San Francisco-based company is now offering a membership program. To help bring loyal users savings and other perks, Uber rolled out Uber One in November 2021. The service is not only aimed at customers who use Uber for ridesharing, it’s also designed for those who use Uber Eats. Subscribers gain access to premium perks such as free food delivery, discounted rides and more....

United Community Bank Overview United Community Bank is a midsize regional bank with $24 billion in assets and 189 locations in the Southeast. The bank offers savings, checking and CD products; home, vehicle and personal loans; credit cards; and investment services. It also offers business banking, including deposit accounts, lending and treasury management. By Karen Doyle Overview Features Comparable Options Checking Accounts 4.8 Savings Accounts 4.3 Products and Services Offered...

Many experts are observing signs that the U.S. could be in a housing market price correction. But what does that mean, and how will it affect homebuyers in 2023? By Dawn Allcot See: 7 Florida Cities That Could Be Headed For a Housing CrisisDiscover: 3 Things You Must Do When Your Savings Reach $50,000See: How 2023 Recession Will Differ From 2008 and How You Should Prepare Differently In November 2022, the median existing-home sales price was up by 3....

With a tight labor market and workers finally having more bargaining power than they’ve had in decades, what’s better for employees to negotiate for — a higher base or a better signing bonus? By Georgina Tzanetos Tell Us: Are Unemployment Benefits Causing Labor Shortage? Take Our Poll Learn: Why Costco’s Employee Culture May See It Through the Labor Shortages The unanimous opinion seems to be that higher base pay is always preferable in the long run to a one-time signing bonus....