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Bitcoin has been around since 2009, but it’s only been the last few years where it’s been on the map of the average investor. That’s likely due to the fact that the price of Bitcoin has absolutely exploded. Even after dropping over 50% from its high in 2021, Bitcoin is still up over 250% over the last year, and over 32,500% since 2014. Whereas lots of investors have gotten excited over the prospect of becoming rich by investing in Bitcoin, not many people fully understand exactly what Bitcoin is or how it works....

For many, working from home is now a permanent way of life. And now that you’re spending more time at your home office, it’s time to spruce it up a bit to make it a space you’re happy to commute to every morning. Jazzing up your work space doesn’t have to cost a lot. Here are some cheap ways to breathe some life into your home office. By Sam DiSalvo Advice: 19 Effective Ways To Tackle Your BudgetAlso See: 25 Ways To Save 20% More of Your Paycheck Without Even Trying...

Christmas shopping can be exhausting if you have to hit multiple stores to check everyone off your list. Fortunately, Target makes gift giving easier by stocking a wide variety of items, from home and bath to personal care, to clothing, games, toys and kitchen items. Better yet, this time of year Target often has great deals on their hottest products, and you can get either through in-store pickup or curbside using Target’s Drive Up option....

Even as Americans largely support student loan forgiveness and free community college, most aren’t taking advantage of the latter to earn their two-year degrees. By Dawn Allcot See: How To Balance Your Lifestyle With Student Loan PaymentsFind: Student Loan Debt Is Now So High Women Are Being Forced To Choose Between Paying Loans and Having a Family A study by BestColleges found that 69% of Americans support some type of financial aid that would make community college free for many people, especially for first-time college students....

If you are looking to switch industries, it can be tough to know where to start. Your best move depends not only on your career goals, but also what type of job is the right fit for you. However, one thing that’s for certain is that some career moves are more lucrative than others. By Bob Haegele See: 22 Side Gigs That Can Make You Richer Than a Full-Time JobCheck Out: 10 Ways To Build Wealth Fast...

Inflation and an unpredictable economic future have resulted in Americans being more discerning about their spending, especially during the busiest and most expensive time of the year. As prices and bills continue to surge, consumers are looking to make some changes to their holiday celebrations without giving up what makes the festivities so special. By David Nadelle See: 29 Careless Ways Retirees Waste MoneyFind: If Your Credit Score is Under 740, Make These 4 Moves Now...

Airbnb said it will offer free, temporary housing for up to 100,000 refugees fleeing Ukraine in the wake of the Russian invasion. By Vance Cariaga See: Elon Musk’s Starlink Satellites Arrived in UkraineFind: What Is the Economic Impact of State-Run Liquor Stores Banning Russian Vodka? The stays will be funded by Airbnb Inc., donors to the Airbnb.org Refugee Fund and hosts, the company said in a Monday press release. Airbnb CEO Brian Chesky, Airbnb....

Overview The Bank of America Premium Rewards card delivers tremendous value in the crowded space of travel rewards credit cards by offering 2 points for every $1 spent on travel and dining and 1.5 points for every $1 on other purchases. If you have a Bank of America bank account or Merrill investment account and qualify for the Bank of America Preferred Rewards program, you will gain even more value. You’ll collect 3....

A combination of factors — including soaring mortgage rates, inflation and short supply — made becoming a homeowner a difficult path for many Americans in 2022. By Yaёl Bizouati-Kennedy Read: Do You Have Too Much Money in Your Checking Account?More: 3 Things You Must Do When Your Savings Reach $50,000Wealthy Millennials Aren’t Banking on Stocks: Here’s What They’re Investing In Instead The National Association of Realtors (NAR) added that as rents have increased as well, it’s also difficult for potential first-time buyers....

Jeff Bezos’ space company Blue Origin launched its first-ever astronaut crew to space via a rocket called New Shepard at 9 a.m. today, following an auction for a seat on the 10-minute ride to space. In a statement ahead of the launch, Blue Origin put it simply: “This seat will change how you see the world.” The rocket landed safe and sound, after Jeff Bezos called it the “Best day ever,” according to CNN....

After months of negotiations with various segments of the Democratic party, and “hearing input from all sides and negotiating in good faith with Senators Manchin and Sinema, Congressional Leadership, and a broad swath of Members of Congress,” President Joe Biden announced a trimmed down $1.85 trillion framework for the “Build Back Better” Act today. He called on Congress to take up this bill — in addition to the Bipartisan Infrastructure Investment and Jobs Act — as quickly as possible, according to his remarks....

Do you love your Chase credit card? Do you love getting free perks? Then you might want to take advantage of the Chase Refer-A-Friend program. It doesn’t cost cardholders a penny to get involved. All Chase members have to do is send their referral link to a friend and rake in the rewards. By Joshua Rodriguez About the Program How It Works Bonus Amounts Cards To Consider What Is the Chase Refer-A-Friend Program?...

Do you have a retirement plan? If you are not saving up for later in life, you’re not alone. A survey prepared by the Transamerica Center for Retirement Studies discovered that 24% of workers have no retirement strategy beyond counting on Social Security income. While 67% of workers said they don’t have a written retirement plan, 24% said they have no idea at all how to support themselves once they stop working....

Discover Cashback Debit Account Overview By Dawn Allcot Overview Features How It Stands Out Comparable Options How To Apply Who It’s Best For Cash Back 4.7 Fees 5.0 APY 4.8 Customer Service 5.0 Pros 1% cash back Early Pay lets you receive your paycheck two days earlier No fees 24/7 customer service Broad, fee-free ATM network Cons Limit of $360 cash back per year No brick-and-mortar branches Discover came onto the financial services scene back in 1986, when the company offered a cash back rewards credit card to compete with Mastercard and Visa offerings....

Back in 2019, when more than 44 million Americans had a combined student loan debt of $1.5 trillion, insurance firm Haven House surveyed borrowers about the impact of death on their student loans and found that a large majority — 73% of respondents — didn’t know what would happen to their debt if they died. By David Nadelle Social Security: Defaulted Student Loans Can Lead to Benefit Garnishments — How To Avoid ItLearn: More Younger Americans Were Able To Buy Houses Thanks to Student Loan Pause...

Nowhere but in America are national food days celebrated more. There might only be 365 days in a calendar year, but there are hundreds of national days to honor each and every month, as sites like National Today and Holidays Calendar show. By David Nadelle Advice: Unplug These Appliances That Hike Up Your Electricity BillSee Why: This Credit Score Mistake Could Be Costing Millions of Americans For the upcoming National Cheeseburger Day on September 18, it should come as no surprise that the world’s largest fast-food chain, McDonald’s, is getting in on the action, announcing that it will be giving away free cheeseburgers to celebrate one of the country’s favorite sandwiches, according to Thrillist....

Millennials ushered in the popularity of hustle culture, meaning you’d have a second or third part-time or freelance job on top of your full-time job. Additionally, stringing multiple part-time gigs together in lieu of having one full-time job is also part of hustle culture. Basically, millennials normalized the idea that you’d have multiple jobs to make a living. By Sam DiSalvo In 2020, it was reported that 50% of millennials had a side gig....

Trying to rent after an eviction can be extremely difficult. Even if an eviction occurred years ago, landlords and property management companies might still be hesitant to rent to you. You might even have been the victim of a no-fault eviction where you were given 30 days notice to move out because the landlord wanted to remodel or move in. Nevertheless, the eviction is on your record and you’re struggling to find a new place....

As the old adage goes, when you look good, you feel good. In many cases, there’s a fantastic local salon behind your confidence-boosting look, and you want to support them in every way you can. By Jennifer Taylor See Our List: 100 Most Influential Money ExpertsCheck Out: 5 Things You Must Do When Your Savings Reach $50,000 This is important, because the salon industry is highly competitive. Specifically, there are 979,236 hair salons in the U....

You never want to think it’s going to happen to you, but natural disasters can strike anywhere at any time. In fact, there have been 15 weather and/or climate disaster events each with losses greater than $1 billion in the U.S. so far this year, according to the National Centers for Environmental Education. By Jennifer Taylor Tips: 9 Bills You Should Never Put on AutopayHelpful: Unplug These Appliances That Hike Up Your Electricity Bill...