Stimulus Checks Is Your State Giving Out Cash This Fall

There have been three rounds of stimulus checks issued since the onset of the pandemic, but another round is sorely needed by many. States are rising to the occasion, however, not every state is meeting the demand for more money, even as inflation continues to punish consumers. By Nicole Spector See: 5 Things To Always Buy at CostcoFind: What Is the Highest Income for Food Stamps in 2022? Here’s a look at the states that are issuing a fourth round of stimulus to residents....

November 7, 2022 · 3 min · 543 words · Norman Moffitt

The Best Regional Banks Throughout The Pacific

Home to just five states, the Pacific region is small — if you judge size only by the number of states, that is. Consisting of California, Hawaii, Alaska, Oregon and Washington, more than 50 million people call the Pacific region home, and they have no shortage of places to stash their cash. By Andrew Lisa Also factored into the rankings were whether or not 24/7 customer service is available and if customers can live chat with a human....

November 7, 2022 · 2 min · 410 words · Gloria Foley

Think You Re Spending The Right Amount On Wedding Gifts New Study Shows How Much Most People Spend

Just because it’s wedding season doesn’t mean you need to go into debt buying gifts. You should be able to enjoy celebrating this love-centered event without feeling inundated with the burden of buying expensive gifts. By Maddie Duley Advice: How Much Cash To Have Stashed at Home at All Times Discover: 7 Surprisingly Easy Ways To Reach Your Retirement Goals “Regardless of the nature of the relationship, wedding guests should only spend what they can afford on a meaningful gift to the married couple,” said Jennifer Porter, an etiquette expert and manners teacher in Seattle....

November 7, 2022 · 4 min · 785 words · Frances Handsaker

Top 10 Most Expensive Shoes Ever Made

Everyone knows someone obsessed with shoes. You might even be that person yourself, always keen to hear about the new Yeezys, Nikes or Jordans. But you’ve probably never seen shoes quite like these. High-fashion designer names, incredibly talented artists and the world’s finest jewels make these the most expensive shoes in the world. By Branford Shaw 10 Most Expensive Shoes Most Expensive Pair 10 Most Expensive Shoes Ever Made Because of the appreciation of artwork and the materials used in the creation of these pieces, the prices shown are the values as of the date of their release, with the notable exception of No....

November 7, 2022 · 7 min · 1342 words · Dorothy Kimbrel

Trademark Or Copyright Which Do You Need For Your Business

Every small business has some form of intellectual property associated with it. Intellectual property, or IP, is a valuable company asset. It comes in four types: trademarks, copyrights, patents and trade secrets. By Heather Taylor See Our List: 100 Most Influential Money ExpertsSmall Business Spotlight 2022: Nominate Your Favorite Small Biz by July 25 Of these four types, the most common federally registered pieces are trademarks and copyrights. If you’re new to entrepreneurship, it’s easy to think these terms are interchangeable or have the same function....

November 7, 2022 · 4 min · 713 words · Christine Ciocca

Truist Bank Holiday Hours 2023

Truist Bank is the result of a merger between SunTrust and BB&T in 2019. Truist offers a variety of products and services, including personal banking services, small business banking, mortgages and investment products. By Diane Fogle Normal Hours Truist’s Holiday Hours Outside Business Hours Customer Service Hours Truist Bank’s Regular Hours While most branches have similar hours of operation, some may differ; for instance, not all branches have Saturday hours. Additionally, not all locations have drive-thrus, and some may have limited services through their ATMs....

November 7, 2022 · 2 min · 375 words · Tammy Boone

What Is A Mega Backdoor Roth And How Does It Work

For most Americans, Roth IRAs are a good retirement savings option because you can get tax-free income when you start withdrawing from the account. But not everybody can contribute to Roth IRAs because there are limits based on annual income. This means high earners must find another way to invest in a Roth IRA — and mega backdoor Roth IRAs are one of the options. By Vance Cariaga See: Best Cities To Retire on a Budget of $1,500 a Month Find: The Downsides of Retirement That Nobody Talks About...

November 7, 2022 · 3 min · 612 words · June Houle

Why You Should Look At Multiple Banks For Personal Loans

If you are in need of a personal loan, you might be tempted to go with the first loan you can find. You might need money quickly and feel as though you simply don’t have the time to shop around. While that is understandable, there are several benefits to checking multiple banks that you aren’t going to want to miss. By Bob Haegele Lower fees and interest rates are among the things you may be able to find by shopping around, but they aren’t the only advantages....

November 7, 2022 · 5 min · 859 words · Isaiah Rico

1 5 Billion In Refunds Attached To Unfiled 2018 Tax Returns Available Until April 18

Most people know that April 18 is the deadline to file your 2021 taxes. It also happens to be zero hour to file old unclaimed returns for 2018 taxes, if you hadn’t previously. By David Nadelle See: Bitcoin and Crypto Taxes in 2022: What You Need To Know Find: Top Tips for Painless Tax Prep The IRS enters every tax season with a backlog of unprocessed tax returns from prior years....

November 6, 2022 · 2 min · 410 words · Daniel Brown

12 Types Of Passive Income That Aren T Taxable

There are numerous ways to earn passive income, but unfortunately most of them are taxable. This is particularly true of income-generating investments, of which only a handful allow you to avoid paying tax. By John Csiszar Gifts Alimony Child Support How To Lower Taxes on Passive Income Student Loan Forgiveness: Will You Qualify for $0 Payments Under Biden’s New Plan?Also See: 3 Ways Smart People Save Money When Filing Their TaxesDo You Have a Tax Question?...

November 6, 2022 · 5 min · 929 words · Mark Stauffer

146 Cities Joined The Million Dollar List In 2021 How Does That Impact Your Ability To Buy A Home

Living in a million-dollar city sounds awesome. Your world will be filled with golden playgrounds, five-star restaurants and designer boutiques, right? Nah. What it really means is that homes are very expensive, and your monthly mortgage payment could be a real whopper. By Vance Cariaga See: Mortgage Rates Hit Highest Level Since May 2020Find: Experts Predict What the Housing Market Will Look Like in 2022 A “million-dollar city” is one in which the typical home value is at least $1 million — and there are a lot of those popping up in the United States....

November 6, 2022 · 3 min · 448 words · Jesus Espinoza

3 Best Annuities For 2022

No one single investment is “best” for all investors. This particularly applies to annuities, which aren’t appropriate for a wide range of investors. By John Csiszar In a nutshell, annuities are contracts issued by insurance companies designed to transform invested funds into fixed streams of income at some specified dates. Annuities are often guaranteed by the issuing insurance company, making the financial strength of the company a huge factor in determining what may make a “best” annuity....

November 6, 2022 · 4 min · 818 words · Joshua Byars

5 Best Companies For Free Samples

Any personal finance expert will tell you that the best way to save money when shopping is to create a budget, only buying the items that you know you need. They’ll also advise you to avoid purchasing sale items for the mere sake of getting a steal, and to not be lured in by various incentives retailers promote like “buy one, get one free.” What’s less talked about, however, is that many stores offer freebies when you make a purchase....

November 6, 2022 · 4 min · 711 words · Kelly Perkins

6 Job Search Rules You Should Stop Following Now

The pandemic has changed the way we think about most everything, including our careers. After months and months of economic tumult, Americans are quitting their jobs en masse, causing what has been dubbed The Great Resignation. There are various reasons as to why folks are deserting their posts, with many describing a desire for more flexible hours and remote options and frustration over the impossibility of juggling a work-life balance in their current role....

November 6, 2022 · 5 min · 1054 words · Patricia Caughlin

A Look Back At Mortgage Rates Since The Year 2000

Until you are thinking about buying a home, terms like “mortgage rates” probably don’t mean much to you. For homebuyers, however, they translate into dollars — lots of dollars that affect how much money you pay toward the purchase of your home every month. By Jordan Rosenfeld Learn: Best States for Eviction AssistanceFind: States Whose Economies Are Failing vs. States Whose Economies Are Thriving A mortgage rate refers to how much interest is applied to the mortgage loan you take out by your lender....

November 6, 2022 · 5 min · 908 words · Gregory Higgins

Airfare Sees Significant Inflation Decrease For July According To Consumer Price Index

There is finally some good news for travelers, as airfares saw a significant decrease for July, according to the Consumer Price Index (CPI) released by the Bureau of Labor Statistics (BLS) on Aug. 10. By Yaёl Bizouati-Kennedy See: The 6 Best Beach Cities To Retire on $2,600 a MonthFind: 7 Surprisingly Easy Ways To Reach Your Retirement Goals While the all-items index for the 12 months ending July decreased to 8....

November 6, 2022 · 2 min · 396 words · Nora Dewan

Avoid Buying These 5 Products In February If You Can

Every month ushers in an assortment of sales across various categories. January was great for purchasing small kitchen appliances, fitness gear, beauty items and winter clothing. Now we’ve slid into February, which is fantastic for buying winter apparel, TVs, gaming consoles and furniture. But every month also touts its dud deals, too, and February is no exception. By Nicole Spector Discover: 10 Best New Items Coming to Dollar Tree in 2023See: 3 Ways Smart People Save Money When Filing Their TaxesFind: 10 Things To Stop Buying in 2023...

November 6, 2022 · 3 min · 541 words · Kurt Anderson

Chevy Bolt Now Least Expensive Ev On The Market As Gm Slashes Sticker Price

In an aggressive business move, General Motors announced it would slash the price of the most affordable Chevrolet Bolt to $26,595, making it the cheapest electric vehicle (EV) in the U.S. By Yaёl Bizouati-Kennedy Discover: 15 Worst States To Live on Just a Social Security Check More: 9 Bills You Should Never Put on Autopay The new prices are $26,595 for the 1LT and $29,795 for the 2LT — a reduction of $5,900 per model, the company said on its website....

November 6, 2022 · 2 min · 316 words · Michael Rangel

Could Biden Finally Enact Legislation To Forgive Student Loan Debt

President Joe Biden told House Democrats this week that he could be looking to pass large-scale student loan debt forgiveness, per The Wall Street Journal. By Dawn Allcot Discover: 9 Bills You Should Never Put on Autopay More: 22 Side Gigs That Can Make You Richer Than a Full-Time Job While the president didn’t detail specific plans in a White House meeting on April 25, he did respond favorably to suggestions to forgive up to $10,000 in student loan debt per borrower, according to WSJ....

November 6, 2022 · 2 min · 270 words · Karen Serrano

Crypto Firm Raises 87 Million From Gal Gadot Justin Bieber And More Celebrities To Bolster Creative Crypto Renaissance

Crypto payments infrastructure firm MoonPay announced it has raised $87 million from a slew of celebrities, helping it usher in the “creative crypto renaissance.” By Yaёl Bizouati-Kennedy Learn: How Rich Is Pete Davidson?Discover: 8 Best Cryptocurrencies To Invest In for 2022 The 60 figures and organizations from the worlds of music, sports, media and entertainment include Ashton Kutcher, Anthony Kiedis of the Red Hot Chili Peppers, Steve Aoki, Gwyneth Paltrow, Maria Sharapova, Gal Gadot, Diplo, The Weeknd, Matthew McConaughey, Justin Bieber, Snoop Dogg and Bruce Willis, according to a press release....

November 6, 2022 · 4 min · 701 words · Edmund Digennaro