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Silicon Valley may be facing increased headwinds in 2023 despite struggling through a particularly harsh period last year. In late 2022, a wave of layoffs started poking at the California real estate bubble, long known for retaining talent by offering some of the highest salaries in the country. By Selena Fragassi See: How 2023 Recession Will Differ From 2008 and How You Should Prepare DifferentlyRead: 3 Things You Must Do When Your Savings Reach $50,000Move: 2023’s Housing Correction Could Be the Largest Since Post-WWII...

Social Security recipients will soon find out what their new monthly payments will be in 2023 after the 8.7% cost-of-living adjustment (COLA) kicks in. Beginning in December, the Social Security Administration will start mailing COLA notices to beneficiaries providing details on next year’s payment amounts. By Vance Cariaga You might wonder why you have to wait for the SSA to tell you the new amount when you could simply multiply your current payment by 8....

If you’re planning a Super Bowl party on Sunday, get ready for the spending equivalent of being sacked for a 15-yard loss. Thanks to the highest inflation in 40 years, prices are up for all game-day staples, from chicken wings and hot dogs to guacamole, salsa, soda and beer. By Vance Cariaga Coach’s Salary: How Much Are Super Bowl Coaches Sean McVay and Zac Taylor Worth? Game Day: How Much It Will Cost To Attend Super Bowl LVI — Plus $5K at Least for Tickets!...

What happens if you make a mistake on your taxes? Fortunately, the Internal Revenue Service offers plenty of time to file an amended return, known as 1040-X. By Dawn Allcot Discover: The Best and Worst Things To Buy Generic More: 10 Cheap Cryptocurrencies To Buy If you realize you didn’t claim the correct filing status, or entered incorrect income, deductions, or tax credits, you can file an amended return up to three years after the date you filed the original return — or within two years of paying the taxes owed, whichever is later....

Whether you already own digital assets or are thinking of making 2023 the year that you finally invest in crypto, you’re probably concerned with security. That’s a good mindset to adopt from the beginning. The FTX meltdown proved that the safest crypto exchanges aren’t always those that are the biggest or trendiest. By Andrew Lisa Coinbase Gemini Kraken Crypto.com eToro Safest Exchange Reliability Learn: 5 Things You Must Do When Your Savings Reach $50,000...

When Anjie and RJ Muhammad envisioned the future after marrying in 2017, it didn’t include student loan debt. By Jami Farkas With approximately $120,000 in loans between them, they vowed to work together to eliminate that debt as soon as possible. An impossible dream? An insurmountable obstacle? Not for this couple. “We refused to let our debt become an anchor in our journey as husband and wife,” Anjie said. “When we started our debt-free journey we initially thought it would take us over three years to pay off....

Getting remarried brings excitement — and decisions. That’s especially true when it comes to Social Security benefits. By Vance Cariaga Conversely: Financial Benefits of Getting RemarriedMore: The Woman’s Guide To Collecting Social Security According to a blog on the SSA’s Social Security Matters website, remarrying might affect your benefits regarding the following: 1. Supplemental Security Income (SSI) Payments The amount of your SSI payment might change as a result of your new spouse’s income and resources....

Tax refunds for the 2020 tax year, paid in 2021, were significantly above average. Can American taxpayers filing in 2022 anticipate a similar amount, or another round of double refunds? By Heather Taylor Child Tax Credit: 5 Things You Need To Know in 2022 Find Out: 38% of Recipients Say the Child Tax Credit Is Reducing Their Refund — Will This Be the Case For You? Why IRS Issued Double the Refunds in 2021 The number of refunds in 2021 was more than double the number in 2020, and the amount of money refunded was about 63% more, according to state data from the IRS....

Christmas is coming with a big cost this year. Like everything else in the past year, most gifts are estimated to have gone up in price as inflation has taken hold on most categories in 2022, from clothing to food gifts. By Selena Fragassi See: Thrift Shop All Your Christmas Decor for Under $200 — Including the TreeFind Out: If Your Credit Score Is Under 740, Make These 4 Moves Now...

In what might seem like another lifetime, you worked in a traditional office on a full-time basis. You’ve been remote for a while now though, so you’re ready to give your home office a much-needed makeover. Since you spend many hours daily in this space, you want it to be a comfortable spot, conducive to productivity. You’re willing to invest some cash in this update, but you want to be smart about it....

Looking for a job is nerve-racking at its best. In addition, the never-ending pandemic, dire world events and a bleak economic outlook have brought upon feelings of financial futility and personal despair for many when it comes to looking for work. By David Nadelle See: 22 Side Gigs That Can Make You Richer Than a Full-Time JobMore: 5 Things You Must Do When Your Savings Reach $50,000 Whether you call it anxiety, fatigue, despair, burnout or depression, the stress that comes with looking for a new job can be debilitating....

What’s your dream of a perfect retirement? Travel? Golf? Family time? After a long career, you certainly will have earned the opportunity to do whatever you want. By Jami Farkas But will you be able to afford it? See: 6 Types of Retirement Income That Aren’t TaxableImportant: 5 Things You Must Do When Your Savings Reach $50,000 Northwestern Mutual’s 2022 Planning & Progress Study showed that Americans 18 and older think they will need $1....

If you’re just out of college, or if you’ll be donning a tassel and cap in the near future, you’re probably dealing with more than your fair share of trepidation about what, exactly, you’ll do once you hit the real world. By Andrew Lisa The answer all depends on which part of the world, exactly, you’re talking about. Find: 20 Jobs Where You Can Make $60,000 Out of College Also: 6 Best Side Hustles for College Students...

With consumer credit performance maintaining healthy levels across auto, credit card, personal loans and mortgages, lenders continued to ramp up new account origination growth in the non-prime segment of the market near the end of 2021, according to a TransUnion report. By Yaёl Bizouati-Kennedy See: Jaw-Dropping Stats About the State of Debt in AmericaFind: 7 Fastest Ways To Save $20K, According to Experts The Transunion Q4 2021 Quarterly Credit Industry Insights Report (CIIR) also found that loans to non-prime borrowers increased, while accounts originated during the pandemic in 2020 continued to perform as well or better when compared to loans from previous years....

Netflix has been streaming content to screens across the globe for 15 years, and even with all the competition that’s popped up, it’s still a household name when it comes to streaming services. By Monica White About Netflix Cost Free Trial Offerings Watching for Free Watching for Less Read: 3 Easy Tips to Turn Your Credit Woes into Wows Unfortunately, those wanting to try it out before committing to a plan will be disappointed....

The five-day, 40-hour workweek has been the standard for as long as just about every American can remember, having been adopted on a broad scale in 1940 when Congress amended the Fair Labor Standards Act. Some companies believe the standard is outdated, though, and to prove it, dozens of them are taking part in a pilot program for a four-day workweek. By Vance Cariaga See: 9 Bills You Should Never Put on AutopayFind: What Income Level Is Considered Middle Class in Your State?...

Women have come a long way in achieving equity in the workplace over the past couple of decades, but the gender pay gap still persists. Women are still only making, on average, about 82 cents to every dollar that men earn, according to Payscale’s annual 2022 State of the Gender Pay Gap Report. However, that number goes down even lower for minority women, because both gender and racial biases “create obstacles to hiring, pay raises, referrals, promotions, and leadership,” the report’s authors write....

California’s food stamps program, known as CalFresh, provides monthly food benefits to low-income households. Benefits are distributed each month to CalFresh accounts linked to CalFresh EBT cards. Payments go out on the same schedule each month, and the day you receive your benefits depends on the last digit of your case number. By Josephine Nesbit Food Stamps: What Is the Maximum SNAP EBT Benefit for 2023?See: 3 Ways Smart People Save Money When Filing Their TaxesExplore: Surprising Things You Can Buy With Food Stamps...

If you’re in the market for an electric vehicle (EV), now might be the right time. Just a few weeks after Tesla cut its prices on some of its EVs, Ford Motor announced it was increasing production and cutting prices of its electric Mustang Mach-E crossover, to keep it “competitive in the marketplace,” according to a press release. By Yaёl Bizouati-Kennedy Student Loan Forgiveness: Will You Qualify for $0 Payments Under Biden’s New Plan?...

Disney theme parks are known for their many attractions — including rides, parades, fireworks and shows. With many different activities and things to see, Disneyland is a hit for many families looking to have fun in California. Before heading out to see Mickey and the crew, visitors should find out how much Disneyland tickets cost and what the wonderful world of Disney has to offer parkgoers in 2022. By Kathy Evans Features and Attractions Reservations and Tickets Park Prices Parking Prices Magic Key Prices Extra Details Features and Attractions Disneyland Resort in Anaheim, California has two exciting theme parks: Disneyland Park and Disney California Adventure Park....