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Development in the ongoing saga of Bitcoin and its many competitors and copycats in the $2.22 trillion global cryptocurrency market seems to never stop. Even so, just a tiny fraction of Americans actually have any practical and personal experience with it. Only single-digit percentages of people in the U.S. — like those in so many other rich, powerful, industrialized countries — owned or used cryptocurrency in 2020. Across the world, however, it’s catching on much more quickly....

After the Federal Reserve announced a tightening policy that included interest rate hikes and bond tapering, the stock market — particularly the S&P 500 and Dow Jones — began a rapid descent. Since then, the Fed eased its policies once again. The S&P 500, Dow and NASDAQ have already begun to correct in advance of the Fed’s meeting on Jan. 26. By Dawn Allcot Explore: How To Invest In the S&P 500Compare: How the Stock Market Performed Under Each President...

Dividend stocks are generally tied to mature, stable companies with significant, predictable cash flows. This makes dividend stocks a good bet for the long term for more conservative investors, as they typically aren’t as volatile as the general market and can deliver both income and capital gains for patient investors. By John Csiszar Sherwin-Williams Waste Management Iron Mountain Apple Microsoft Colgate-Palmolive Home Depot Blackstone Merck McDonald’s SCI Chase Realty Income Costco NextEra Energy See: 5 Things You Must Do When Your Savings Reach $50,000...

Tick. Tick. Tick. By Jami Farkas Yes, the clock is ticking toward April 18 — tax filing day this year — and if you are among the millions of Americans yet to file your taxes, it’s time to stop procrastinating and get to work. But don’t fret; it could be worse. Find: SNAP Benefits Available in Your State in 2022 2022 Stimulus Checks: Is Your State Giving Out Money This Year?...

By David Nadelle See: 9 Costco Brand Items That Aren’t Worth the MoneyFind: If Your Credit Score is Under 740, Make These 4 Moves Now Shoppers will pour into stores in droves and place online orders beginning Nov. 25, and many will reap the benefits of holiday retail deals. It is likely, however, that just as many people will jump the gun and purchase items they could’ve bought cheaper at another time....

The process of adopting a child can be both incredibly exciting and financially stressful. While the financial side of things may not be your primary concern, the truth is that adopting a child can be an expensive proposition. Fortunately, the tax code is designed to promote certain behaviors that are deemed to be socially beneficial, and adopting a child falls into this category. In other words, you might find some relief in the form of tax credits if you go through the rewarding but financially challenging process of adopting a child....

Apple reported its earnings on July 28, posting a record revenue of $83 billion for the third quarter — led by iPhone revenue of $40.67 billion — which represents an uptick of 2% year-over-year despite inflation, beating analysts’ expectations. By Yaёl Bizouati-Kennedy See: Unplug These Appliances That Hike Up Your Electricity BillFind: 8 Purchases Retirees Almost Always Regret The revenue figures were “better than expected despite supply constraints, strong foreign exchange headwinds, and the impact of our business in Russia,” Tim Cook said in an earnings call, according to a transcript....

Wedding bells are in the air, because you just got engaged. Now that you’ve locked down your special someone, you’re ready to start planning a wedding. You’re beyond excited about saying your vows in front of family and friends, but a bit nervous about the expenses associated with a wedding — especially the bar bill. By Jennifer Taylor Learn: 9 Bills You Should Never Put on AutopaySee Our List: 100 Most Influential Money Experts...

Cities in Texas, such as Austin, have been attracting more workforce talent since the pandemic began due to a number of factors. Now, Bloomberg reports that salaries in Austin and other large Texas cities are “climbing toward Silicon Valley levels.” By Yaёl Bizouati-Kennedy Ending Soon! Nominate Your Favorite Small Biz by July 25 for the Small Business Spotlight 2022Check Out: 22 Side Gigs That Can Make You Richer Than a Full-Time Job...

Last month, the Colonial pipeline, which supplies gas to the East Coast, was shut down because of a ransomware hack. The company executives eventually paid 75 bitcoin, worth approximately $4.4 million at the time. Since the hack, the value of a bitcoin has fallen from U.S. $56,755.90 on May 11 to $36,407.36 on June 10. By Ann Logue See: 10 Major Companies That Accept Bitcoin Find: El Salvador Makes History by Adopting Bitcoin as Legal Tender, Prompting Other Countries To Follow...

Dollar General announced a major change in the company’s Q1 earnings call on May 26. The retailer is currently testing self-checkout at more than 8,000 stores and has decided to launch a pilot of stores that are entirely self-checkout, said Jeff Owen, Dollar General’s chief operating officer. By Josephine Nesbit Learn: 11 Things You Should Never Buy at WalmartExplore: 6 Signs You Can’t Afford To Retire Owen also stated that this layout will be tested in about 200 stores throughout 2022....

Cyber Monday is right around the corner and for shoppers, this means fantastic savings opportunities on laptops, phones, tablets, smartwatches, TVs and appliances. While tech remains the primary category of deals available to shop on Cyber Monday, you can expect many sites to extend their Black Friday sales through the weekend and into the beginning of the week. By Maddie Duley Dollar Tree: 5 High-Quality Items To Buy NowImportant: If Your Credit Score Is Under 740, Make These 4 Moves Now...

By Gary Dudak We asked our readers to nominate their favorite restaurants, coffee shops, fitness studios, salons, boutiques and more, and now, we’re shining a light on those deserving businesses and the people behind them. Take a look at some of our winners. Read the full story here More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today....

As you make your way up the career ladder, you’ll likely get to a point where the next step is a management role. But how can you really know if you’re ready for the responsibility? By Jaime Catmull Take a Look Back: 2022 Year in Review Holiday Spending: Get Top Holiday Shopping and Savings Tips Fortunately, you’re probably more prepared than you think. I spoke with career experts — and people who are managers themselves — to share some of the telltale signs you’re ready to be a manager....

Most people probably first heard of blockchain mining when Bitcoin began entering the mainstream in the late 2010s. Bitcoin, after all, was the only cryptocurrency in the beginning, and mining was the only way to produce it. By Andrew Lisa Appeal of Mining Ethereum Possibility of Mining Today Mining for Free Alternatives to Mining Ethereum Looking To Diversify in a Bear Market? Consider These 6 Alternative Investments Tech-savvy people looking to create passive income streams from home were turned on by the prospect of performing computational work to earn digital tokens that were rapidly appreciating in value....

Even with widespread inflation, rising fuel prices and fears of a recession, communities across the U.S. seem to stand behind public schools. Google searches for various regions from coast-to-coast show school budgets passing, helping to alleviate the concerns of teachers, administrators, parents and school board officials. By Dawn Allcot Inflation by Comparison: How US Price Hikes Parallel UK as Each Reach Record HighsSee: Powell Says Fed Will Raise Interest Rates Until Inflation Under Control: ‘There Could Be Some Pain Involved’...

By Gabrielle Olya This preference is held across gender and across most age groups. The majority of Americans ages 18 to 54 prefer to bank on mobile, while the majority of those ages 55 to 64 prefer to bank in person and the majority of those ages 65 and older prefer to bank online. So, why do so many people prefer to bank on their phones? Here are some of the reasons Americans love their banking mobile apps....

It was former President Barack Obama that said, “The internet is not a luxury, it is a necessity.” The Affordable Connectivity Program (ACP) is a new program overseen by the FCC that was created to help low-income households and government-assisted program participants pay for internet service and connected devices. The $14.2 billion program replaced the Emergency Broadband Benefit, which helped almost 9 million households afford internet access during the pandemic....

You plan to do a lot of relaxing in your golden years, but you know that requires careful planning for retirement now. Whether you are just beginning your career or want to make up for lost time, you’re ready to create a savings plan that will allow you to retire comfortably. By Jennifer Taylor Retirement at Any Age: Get Retirement Tips That Fit Every Stage of LifeSee: 5 Things You Must Do When Your Savings Reach $50,000...

Getting older has its perks, including age-related discounts. By Cynthia Measom Find Out: Does Working After Full Retirement Age Increase Your Social Security Benefits?Helpful: With a Recession Looming, Take These 3 Retirement Moves To Stay On Track “Typically senior discounts are about 10% to 15% off of purchases, although sometimes they may be higher,” said Julie Ramhold, consumer analyst at DealNews. “For instance, travel discounts may include up to 35% off car rentals while flights could be up to $200 off....