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As the housing market is beginning to show signs of cooling, by some measures, you may be wondering if now is the right time to buy a house. Whether you’re investing in real estate or buying a home to live in, an impending recession may be on your mind. Is it a smart financial move to purchase real estate during a recession? By Dawn Allcot See: Here’s How Much Americans Have in Their Savings Accounts in 2023More: 3 Things You Must Do When Your Savings Reach $50,000Important: 2023’s Housing Correction Could Be the Largest Since Post-WWII...

Searching for a job is exhausting, and it isn’t getting any easier. The process is grueling. Between tailoring your resume to meet the specific job requirements and researching the company before an interview, you could spend hours of preparation only to come up empty-handed. According to TopResume, the average job search takes around five to six months. Interviews alone can take weeks, depending on the position. By Crystal Mayer The Future of Finances: Gen Z & How They Relate to MoneyLooking To Diversify in a Bear Market?...

Mindy Jensen is the co-host of the “BiggerPockets Money” podcast and the co-author of “First-Time Home Buyer, The Complete Playbook To Avoiding Rookie Mistakes.” She’s also a licensed real estate agent in Colorado and has been buying and selling homes since 1998. She is passionate about helping buyers make intelligent, informed decisions about their home purchases. By Gabrielle Olya Check Out: 10 Kitchen Renovations That Will Hurt Your Home’s ValueMore: 20 Best Places To Live on Only a Social Security Check...

There’s still some confusion as to whether Social Security recipients will be receiving Golden State Stimulus II payments. It all depends on state guidelines, and only certain Social Security beneficiaries will receive California’s stimulus check. By Josephine Nesbit Social Security 2022: How the COLA Will Increase Benefits for the Average Senior CoupleTax Brackets 101: Here Are the Basics You Need To Understand California News Times reported that nearly 4.5 million checks have been distributed to Californians, about half of the payments expected to go out under this program....

According to the Social Security Administration, you can receive retirement benefits and still work at the same time. The catch is that if you are younger than full retirement age, and earn more than certain amounts, your benefits will be reduced — but never truly lost. By Georgina Tzanetos Social Security 2022: How the COLA Will Increase Benefits for the Average Senior Couple Social Security: How To Boost Your Benefit by $800...

In terms of temperatures, July 2022 seems especially rough so far and, as USA Today notes, over 200 million Americans will be suffering through 90+ degree heat this week. Further, 100 million Americans are living in areas under extreme heat warnings or advisories, per CNN. Overseas, Europe is experiencing unprecedented record-setting heat waves and the U.K. has declared its first ever “red” extreme heat warning. By David Nadelle See: 5 Affordable Places To Retire Near the BeachFind: The Minimum Salary You Need To Be Happy in Every State...

An update to the IRS’s portability rule will help wealthy American families save a lot of money on taxes when they leave behind inheritances to heirs. By Vance Cariaga See: Ways You Can Lose Your Social Security BenefitsFind: Looking To Diversify In A Bear Market? Consider These 6 Alternative Investments Under new 2022 limits, individuals can now give up to $12.06 million tax-free to their children and other nonspousal beneficiaries during their lifetime or upon their death, MarketWatch reported....

With peer-to-peer (P2P) service apps like PayPal and Venmo offering simple ways to send money digitally, it’s not much of a surprise that 4 out of 5 consumers transfer money this way, according to the Consumer Federation of America. Considering the modern convenience of making an online money transfer, these numbers might not be a surprise. By Cynthia Bowman Western Union Xoom Zelle Wise (formerly Transferwise) WorldRemit Walmart MoneyCenter PayPal Venmo Cash App Google Pay Whether you want to pay a friend back for your share of dinner, remit payment to your landlord for the rent or give a financial gift to a niece living in another state, you’ll need to know exactly how to wire money....

Remember back at the altar when you said “for richer or poorer” to your soulmate? You and your better half should keep that promise in mind before you head to the bank to open a joint bank account — something that so many married couples do. Often spouses open joint accounts without thinking twice about it, operating from a breezy “what’s yours is mine is ours” mentality. But any financial move requires careful thinking and planning, and embarking on a joint bank account is no exception....

NFTs, or non-fungible tokens, were first introduced in 2014. But it wasn’t until famed auction house Christie’s sold Beeple’s Everydays: The First 5000 Days for $69.3 million that people, beyond a small niche market, first started seeing the value of this digital art. By Dawn Allcot What Justifies the Price What Sells Best Most Expensive NFT Art NFTs represent digital assets, ranging from artwork to consumer goods like sneakers. Musical artists may put songs or video clips on NFTs as well....

Women still have a long way to go when it comes to having equal representation at the executive level. According to a recent Morningstar report, “while the number of women at the top of the corporate ladder has inched up, women will have to wait until 2060 to reach representation parity at the present rate of progress.” By Gabrielle Olya Find Out: How To Get Rich With a Normal JobSee: 22 Side Gigs That Can Make You Richer Than a Full-Time Job...

If you’ve been on your bank’s website, you might have seen something about its private banking and even investment services. Usually, those services come with features that up the ante regarding personal attention, such as concierge banking and a variety of perks. You may have also noticed that the typical private banking customer is one who has a high net worth. By Barri Segal What Is It How Much Money How It Works Services Perks Cost Is It Worth It Keep reading to find out exactly what private banking offers and decide if it’s the right way for you to help you reach your financial goals....

Applying for Social Security benefits is easier than ever with the onset of the online mySocialSecurity account and the ability to apply for and manage benefits completely online for the first time ever. By Georgina Tzanetos See: Social Security — Everything You Need To ApplyFind: Should You Refinance Now With the Low Mortgage Rates? The Social Security Administration requires your Social Security card or a record of your number, plus your original birth certificate and proof of U....

It has been an “interesting” year for the crypto space. Hacks, alleged frauds, enormous losses, bankruptcies and other negative phenomena were sadly on a loop and eroded trust in the digital economy. By Yaёl Bizouati-Kennedy The Future of Finances: Gen Z & How They Relate to Money Discover: 5 Things You Must Do When Your Savings Reach $50,000 Yet, several experts believe that these events — and a post-FTX landscape — will trigger positive developments, such as much-needed regulations, which will bring clarity and help restore confidence....

Costco is looking good lately. Not only can you get bargains on everything in bulk and get a $1.50 hot dog for dinner, but you can also look fashionable for less, too. That goes for back to school (or back-to-the-office) fashion necessities as well! By Selena Fragassi See: 5 Things To Always Buy at CostcoFind: This Credit Score Mistake Could Be Costing Millions Of Americans The warehouse’s clothing section has been a hot department to those in the know, where you can get anything from Hunter boots to a Jimmy Choo purse (on rare occasion)....

Options trading is not for novices, but for seasoned investors who want to add another dimension to their portfolios, hedge against risk, limit downside losses or take big chances in the pursuit of outsized gains, options offer a lot of, well, options. By Andrew Lisa Best Stocks for Options Trading Options vs. Stocks Getting Rich Which Is Best Read: Looking To Diversify In A Bear Market? Consider These 6 Alternative Investments...

By Heather Taylor Cashing or Depositing Checks Exchanging Coins Signing Up for a New Account or Product You’re Not a Fan of Mobile Banking While most customers can fulfill their financial needs through online banking or mobile apps, there are many reasons it can be beneficial to visit banks in person. Cashing or Depositing Checks When asked why they visit their banks, 40% of respondents said they preferred to cash or deposit checks in person....

People leave jobs for a variety of reasons, the most common being compensation and growth. But that’s not always the case. Some workers may feel taken for granted or want more flexibility with their schedules. Some may just be bored or not like their coworkers, and other times it’s the business itself. Each job has its own pros and cons and knowing when it’s time to leave can be hard, especially when finances are tight and the economy is rough....

Unappreciation is, unfortunately, rising in the workplace. Nearly half of American workers (46%) have left a job because they feel unappreciated according to findings in a recent study conducted by OnePoll on behalf of Bonusly. By Heather Taylor Find Out: 22 Side Gigs That Can Make You Richer Than a Full-Time JobSee: The 26 Highest-Paying Jobs That Let You Work From Home Feeling unappreciated by management is an issue many employees face throughout their career....

It’s so easy to walk into the pet-supply store for one small, inexpensive item and walk out having put $100 on your credit card. All pet parents probably have done that — more than once. You likely spent more than you needed to on some of those purchases, too, either because they make your life more convenient as a pet owner or maybe because you just wanted to give your pet a treat....