The best time to start talking about money as a couple is as soon as it feels right between both partners to envision future hypotheticals. Before getting married, or even getting engaged, you and your partner should be on the same page when it comes to several important financial topics. By Heather Taylor Here are four questions to ask and answer before you say “I do.” What Is Your Partner’s Current Financial Situation?...
By Adam McFadden A quick look at our recommended alternative investment partners Private Equity REITs: CrowdStreet Fractional Shares of Rental Property: Arrived Homes Contemporary Art: Masterworks Wine: Vinovest Pre-IPO Private Equity Securities: Linqto While stocks and bonds are the most common ways to invest, modern investors are looking to alternative investments as a means of diversification. This is especially true as the economy grows more precarious from inflation, potential rate hikes and other emerging concerns....
So you think you know all you need to know about Social Security? If so, congratulations — you are in the minority when it comes to knowledge of the nation’s biggest retirement benefits program. By Vance Cariaga Retirement at Any Age: Get Retirement Tips That Fit Every Stage of LifeMore: 7 Surprisingly Easy Ways To Reach Your Retirement Goals A study released by the Nationwide Retirement Institute found that most Americans are sorely lacking in knowledge about the most basic functions of Social Security....
Losing a partner is a devastating experience. When you’re caught up in emotional turmoil, the last thing you’re likely thinking about is the financial moves you now need to make. But from a financial planning perspective, there are certain actions you should take ASAP, while other things you can hold off on until you feel ready to tackle them. In today’s “Financially Savvy Female” column, we’re chatting with Rachael Burns, CFP, financial planner and founder of True Worth Financial Planning, about what women should do immediately after the loss of a partner, and which financial planning moves are less urgent....
Pay and benefits in the U.S. military are highly regimented, and those with long-term service records are typically eligible for significant pensions. So, with Veteran’s Day around the corner, it’s an entirely worthwhile question if you’re wondering if those serving in the military are eligible for Social Security, and if so, if their benefits are any different than those in the civilian workforce. By John Csiszar See Our List: 100 Most Influential Money ExpertsFind Out: 5 Things You Must Do When Your Savings Reach $50,000...
The state of California recently rolled out a pair of programs designed to help residents buy new homes or stay in their current ones, one of which provides forgivable loans to buyers for up to 10% of the purchase price. By Vance Cariaga See: 10 Kitchen Renovations That Will Hurt Your Home’s ValueFind: Unplug These Appliances That Hike Up Your Electricity Bill The programs, announced last month, include the Forgivable Equity Builder Loan program administered by the California Housing Finance Agency (CalHFA), and the CalHome Awards program administered by the state’s Department of Housing and Community Development (HCD)....
Having a party can be a major undertaking — and majorly expensive. While you’re happy to host, you’re hoping to avoid footing the entire bill. By Jennifer Taylor This makes sense, considering hosts spend an average of $1,422.65 per year on must-haves like food, drinks and décor, according to a survey conducted by OnePoll on behalf of BJ’s Wholesale Club. Putting out a BYOB request might not be too helpful either, as only 45% percent of guests actually comply....
The House of Representatives passed the “Marijuana Opportunity Act” (MORE Act) on April 1, a bill which would decriminalize marijuana at the federal level. News of a potential federal decriminalization triggered renewed investor optimism. The bill now goes to the Senate. By Yaёl Bizouati-Kennedy Discover: The Average Social Security Check the Year You Were Born More: 50 Ways You’re Throwing Money Away The House voted 220-204 to pass the bill, mainly along party lines....
You’re never too old, or too young, to start and follow a budget. Amy Maliga, financial educator at Take Charge America, said following a budget is the cornerstone of effective money management. A budget is a tool that helps you keep track of how much money you have coming in, how much is going out and exactly where it’s going. By Heather Taylor Shopping: 10 Costco Brand Items With the Best Bargains in MaySave More: 25 Extra Grocery Costs You’re Probably Forgetting About...
Today’s lowdown on important financial stories is a mixed bag, but it’s always a good thing when there’s free fast food to be had. That doesn’t quite rhyme, but I tried. Read on for that fast food deal, and have a nice day! By Gary Dudak The Big Lead: Gas Prices Anyone hoping that gas prices might have peaked already just got some bad news, as average prices hit a new all-time high and left some industry watchers speculating that prices at the pump could soon reach a once unfathomable $4....
When most people become frustrated with a social media platform, they delete their account — but not the richest man in the world. On Oct. 27, Elon Musk acquired Twitter for $44 billion, a mere morsel of his estimated $195 billion fortune, according to Forbes. By Jennifer Taylor About Elon Musk Money Tips Like many people, you’re probably wondering how did Elon Musk make his money? He’s best known as the co-founder and CEO of Tesla and SpaceX, but Musk earned his first fortune as a co-founder of PayPal....
Paul Rudd’s net worth isn’t as grand as that of fellow Marvel Cinematic Universe co-stars Robert Downey Jr., who is worth $300 million, or Chris Hemsworth, worth $130 million. However, the multifaceted actor, who played Ant-Man in the comic book-inspired film by the same name, its sequel “Ant-Man and the Wasp,” “Captain America: Civil War” and “Avengers: Endgame,” isn’t exactly in the poorhouse. By Dawn Allcot In fact, as he turns 53 on April 6, Rudd has a net worth of $70 million, according to Celebrity Net Worth....
Bill Maher is a television host, comedian, producer and actor with a net worth of $140 million, according to Celebrity Net Worth. But most of his nest egg did not come from his acting roles or his current job as host of the HBO talk show “Real Time with Bill Maher.” Rather, he purchased a roughly 4% stake in the New York Mets Major League Baseball club in 2012, which would have cost approximately $20 million....
A treehouse can be the perfect addition to your backyard that also provides your kids with a fun place to play. The idyllic ones you see in the movies might be a little out of your price range, but there are plenty more affordable alternatives that will look just as great. By Sam DiSalvo Don’t Hire Workers Pick a Strong Tree Go With a Simpler Design Use Inexpensive Materials Choose an Easy Type of Entrance Build Around a Tree Use a Tarp for the Roof Read: 6 Household Staples That Are a Waste of MoneyLearn: Here’s How Much Cash You Need Stashed if a National Emergency Happens...
The hybrid, or flexible work, model has largely become the new normal. However, a new survey found that there is growing concern that “proximity bias” — favoritism toward colleagues who work together in a physical office — may lead to inequities between remote and in-office employees. It could even entrench deeper structural inequities along racial and gender lines. By Yaёl Bizouati-Kennedy See: 25 Hot Jobs That Pay More Than $100,000 a YearFind: When To Consider Job-Hopping To Maximize Your Pay...
The new top state for business in 2022 is North Carolina, according to a new CNBC study, thanks to putting partisanship aside to build the nation’s strongest economy. By Yaёl Bizouati-Kennedy See: 15 Best Places in Texas for a Couple to Live Only on Social Security Find: 23 Million California Residents to Receive up to $1,050 in Inflation Relief Funds The recent CNBC study ranks the top states for business by analyzing 10 categories of competitiveness — including workforce, infrastructure, cost of doing business, economy, life, health and inclusion, technology and innovation, business friendliness, education, access to capital and cost of living....
Originally known as the Matic Network, Polygon was created to scale Ethereum and improve the infrastructure. It is an India-based project aiming to make transactions cheaper and quicker on the Ethereum blockchain. By Scott Jeffries What Polygon Is How It Works Price and Market Cap What Investors Should Consider Safety Where To Buy Long-Term Outlook What Is Polygon? Think of Polygon as an express train. It is on the same track as all other trains but moves faster and makes fewer stops along the way....
On July 15, eligible Americans will receive their first monthly installment of the child tax credit expansion which is part of the stimulus relief bill. By Georgina Tzanetos See: You May Want to Opt Out of Monthly Child Tax Credit Payments – Here’s Why Find: If You Don’t File Tax Returns, You Need to Use This Tool to Get Your Child Tax Credit The IRS is planning on establishing two online portals for people to register for the payments if they filed late or general changes and updates for any demographic information that might be necessary such as income and number of dependents....
As “The Great Resignation” continues, with record numbers of workers quitting in August and two in three workers looking for new jobs, employers are trying harder than ever to recruit and retain talent. By Dawn Allcot See: COVID-19 Pandemic: One Year Later, Women are Twice As Burnt-Out As Men in the WorkplaceFind: AARP Retirement Study Shows 92% of Voters Want Simplified Savings Through Paychecks The latest in a line of perks and benefits?...
All apocalyptic jokes aside, now more than ever before people are considering shifting their consumer-driven lives to more of an off-the-grid lifestyle. This concept is filled with the romantic notions of working the land, conserving energy and living off what is only considered essential. Even with all the restrictions, there is freedom to off-the-grid living. By Caitlyn Moorhead About Off-Grid Living Ways To Live Off-Grid Read: If Your Credit Score is Under 740, Make These 4 Moves Now...
