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With the rising costs of everything from dining out to airline tickets, and even necessities like car insurance and prescription medicine, Americans are looking to save money in every way they can. And for Gen Z and millennials, this includes taking some personal finance tips from their grandparents. By Dawn Allcot The first on the list? Become an AARP member for the rewards and savings. Next: 9 Bills You Should Never Put on AutopayCheck Out: If Your Credit Score Is Under 740, Make These 4 Moves Now...

The consequences of borrowing too much money can haunt you for years to come. By Andrew Lisa “Debt can rob you of your future because you are using the money you earn today to pay off things from the past,” said Andrew Lokenauth, an investing and banking professional who held senior positions at Goldman Sachs, AIG and other major institutions. “And if unpaid, debt can grow larger and larger with interest and fees adding up....

By Lydia Kibet How To Check How To Reload Auto-Reload Unredeemed Gift Card Balance How To Redeem You don’t have to get a gift card from someone else to take advantage of this feature. You can set up to auto-reload your or purchase additional value any time you want to, enabling you to manage your finances better. Here’s how to go about it. More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today....

Income-driven repayment (IDR) plans on student loans extend repayment periods by basing monthly payments on income and family size. Borrowers in these types of repayment plans are also eligible for forgiveness after 20 to 25 years of qualifying payments without needing to apply, says the U.S. Government Accountability Office (GAO). The GAO has found thousands of borrowers in repayment who could be eligible for forgiveness. By Josephine Nesbit Discover: 6 Household Staples That Are a Waste of Money More: 50 Ways You’re Throwing Money Away...

It’s probably just a coincidence — at least according to one expert — but a recent dip in U.S. gasoline prices has coincided with calls for a national boycott of gas stations that began circulating on social media last month. By Vance Cariaga Stimulus Update: Federal Gas Rebate Checks Worth $100 a Month Forthcoming?Find: When Oil Prices Go Down, Why Don’t Gas Prices Follow? The boycott campaign, which started on TikTok, called on consumers to avoid buying gas from July 3 to July 5 — right during the busy July 4 weekend when tens of millions of drivers are on the road....

By now we’ve all heard about “quiet quitting” — the controversial act of doing the bare minimum of what is expected of you as an employee. But there’s a new workplace buzzword in town. Quiet firing. By Nicole Spector “According to a LinkedIn News poll from September 2022 with 20,000 responses, quiet firing is happening in the workplace,” said Sarah Doody, founder of the Career Strategy Lab™. “The poll found that 48% of employees have seen it in the workplace and 35% indicated it’s happened to them....

With high prices dominating so many parts of a household — from groceries to utilities to even rents/mortgages — many Americans have been trying to find ways to cut corners and save a few bucks. Some have touted turning off small appliances when they’re not actively being used. But, does that trick really work? By Selena Fragassi More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today....

It might be awhile before Gen Zers enter their retirement years, but it’s never too early to start learning about Social Security. The earlier Gen Zers understand how Social Security works, the more they will be able to benefit from this program. Here are five things Gen Zers should know about Social Security. By Heather Taylor Retirement at Any Age: Get Retirement Tips That Fit Every Stage of LifeMore: With a Recession Looming, Make These 3 Retirement Moves To Stay On TrackAlso: 5 Best Southern Cities To Retire on a Budget of $1,500 a Month...

With the 2022 midterm elections less than two weeks away and most polls showing that Republicans are heavily favored to win back control of the U.S. House, the Biden administration has shifted its focus to Social Security and Medicare — specifically, how a GOP-controlled House might gut the two programs. By Vance Cariaga See: Can I Draw Social Security At 62 and Still Work Full Time?Find: The Best Cities With Great Weather To Retire on $2,000 a Month...

Social Security recipients only have a couple more months left to gut it out with 2022 payments before they can look forward to much bigger checks next year. Earlier this month, the Social Security Administration announced that the 2023 cost-of-living adjustment (COLA) will be 8.7% — the biggest boost in 41 years. By Vance Cariaga Social Security: No Matter Your Age, Do Not Claim Benefits Until You Reach This MilestoneFind: 5 Things You Must Do When Your Savings Reach $50,000...

Women are often expected to do it all — we’re expected to be high performers at work, while also maintaining the household and being primary caregivers. In this “Financially Savvy Female” column, we’re chatting with female executives, entrepreneurs and career experts to get their insights on why “work-life balance” isn’t always so clear-cut and why it’s OK to not do it all. By Gabrielle Olya Take a Look Back: 2022 Year in ReviewCheck Out: 3 Easy Tips To Turn Your Credit Woes Into Wows...

A few weeks following McDonald’s’ entry into the metaverse, Wendy’s has announced a similar move, with the opening of the “Wendyverse” in Meta’s Horizon Worlds on April 2. By Yaёl Bizouati-Kennedy See: McDonald’s is Entering the Metaverse: Order Real Burgers via Virtual World Find: Metaverse Real Estate Continues to Soar in 2022 “Wendy’s is teaming up with creators in Meta’s Horizon Worlds to make (virtual) dreams come true with the grand opening of the Wendyverse in Horizon Worlds on April 2....

The term “metaverse” seems to be everywhere — in the news, on social media and even at the dinner table. Although the technology is far from mainstream, it’s quickly garnering the attention of tech and crypto investors. As a result, metaverse coins present an untapped opportunity for 2022. By Scott Jeffries ApeCoin The Sandbox Decentraland Highstreet Floki Inu Metahero Virtua Star Atlas Enjin Epik Prime See: 6 Things You Must Do When Your Savings Reach $50,000...

Millennials, now in their late twenties to early forties, are focusing on the roads they can take that will allow them to experience financial freedom. From building an investment portfolio to creating a budget that works for your needs, there are plenty of millennials that specialize in personal finance advice ready to help out. By Levi Leidy Discover: 8 Remote Jobs That Pay at Least $20 Per HourSee Our List: 100 Most Influential Money Experts...

Companies across the globe often get a bad rap for being environmentally wasteful, and many of them deserve that reputation. However, there are a host of businesses that actually produce environmentally friendly products. And while eco-friendly companies used to be on the fringes of mainstream investment, they are now center stage. By John Csiszar Brookfield NextEra Energy First Solar Enphase Energy Mowi ASA Ormat Atlantica Sunrun Republic Services Clearway Thanks to both a general trend toward renewable energy and the determination of the Biden administration, clean energy companies are finally gaining traction....

Although Gen Z is just entering their moneymaking years, nearly a quarter are already seeking out professional guidance after living through an unprecedented year of financial uncertainty. A recent Northwestern Mutual survey found that 23% of Gen Z reports that they have or plan to work with a financial advisor. By Gabrielle Olya Read: Gen Z Feels Financially Unprepared for Adulthood — But Has Hope for the FutureSee: 5 Financial Steps Gen Z Should Be Taking Now...

Cyclical stocks, as the name implies, perform better at different times of the economic cycle. Specifically, during expansionary periods, demand for cyclical stocks tends to heat up, while during recessions or economic slowdowns, investors tend to prefer more consistent, defensive stocks. By John Csiszar 4 Best Cyclical Stocks Delta Tesla Alcoa Costco See: 3 Things You Must Do When Your Savings Reach $50,000 What Are the Best Cyclical Stocks? In this type of environment, it’s usually best to lean towards cyclicals with either trough valuations, specialized markets or more recession-resistant product lines....

After a year of high inflation chewing away at household buying power, there’s no shortage of people looking to add some cushion to their financial lives. The good news is that they don’t have to look too far or work too hard to find good opportunities. By Andrew Lisa The Future of Finances: Gen Z & How They Relate to MoneyRead More: 3 Easy Tips To Turn Your Credit Woes Into Wows...

If you have a budget of $5,000 per month for living expenses, you’re in luck because there’s no shortage of affordable cities to settle down in. However, choosing to live somewhere based on your budget needs alone is a mistake. Instead, you can have a much better quality of life if you live somewhere that also offers the amenities and lifestyle you desire within your budget. By Cynthia Measom Holiday Spending: Get Top Holiday Shopping and Savings TipsLearn: If Your Credit Score Is Under 740, Make These 4 Moves Now...

On Aug. 16, President Joe Biden signed the Inflation Reduction Act into law. At $750 billion, it is one of the largest spending packages in American history. Much of the funds will be used to combat climate change, reduce prescription and healthcare costs, and enact tax reform. But when? And how does any of this affect taxpayers? By Nicole Spector Save More: Unplug These Appliances That Hike Up Your Electricity BillRead: 3 Ways Smart People Save Money When Filing Their TaxesWealthy Millennials Aren’t Banking on Stocks: Here’s What They’re Investing In Instead...