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‘Tis the season for crypto gifting, especially for those who are looking for a last-minute gift or are having trouble finding the perfect holiday present due to supply chain disruptions, lack of ideas or time. By Yaёl Bizouati-Kennedy See: What Is the Next Big Cryptocurrency To Explode in 2022?Find: Why Stocks Are the Perfect Gift for the Kid Who Has Everything A recent BlockFi survey showed that one in 10 respondents plan to gift crypto for the 2021 “HODLday....

If you’re looking to give your income a boost this holiday season to help pay for added expenses like gifts and travel, you may want to take advantage of companies that are currently hiring for seasonal roles. These companies tend to fall into industries that are extra busy this time of year, like retail and accounting. By Gabrielle Olya Check Out: The World’s Most In-Demand Jobs That Don’t Require a Degree Take-Home: How Much You Really Take Home From a $100K Salary in Every State...

Whether you’re looking for ways to save on travel, dining, entertainment or retail purchases, don’t miss the chance to secure deals through some of the best cash-back apps. Sites and apps like InboxDollars, Shopkick, Dosh and FlipGive are becoming increasingly popular for those who want to get paid to shop for everyday items and earn money to buy tickets to concerts or sporting events. By Sabah Karimi 13 Best Cash-Back Websites What Are the Best Cash-Back Webites?...

Citi® is a global bank focused on delivering responsible financial services and products to consumers, corporations, governments and institutions. The firm offers many exciting credit cards for just about everyone, several with generous perks and benefits. Whether you’re looking for rewards, travel points, balance transfers, cash back or business rewards, Citi has a card option for you. By Sean Dennison Top Citi Cards Everyday Purchases Travel Costco Members Balance Transfers Cash Back How To Choose Top 5 Citi Credit Cards Keep reading to learn about the latest Citi credit card offers and decide which one is right for you....

If you need proof of the importance of staying digitally connected in the 21st century, there’s this: More than 5 million U.S. households have enrolled in the federal government’s Emergency Broadband Benefit program, which was launched in mid-May to help low-income households stay connected during the COVID-19 pandemic. By Vance Cariaga See: New Stimulus Perk Helps Pay for Your WiFi and LaptopFind: Fact Check — Is a Fourth Stimulus Check Going to Happen?...

In recent years, with the value of the U.S. dollar dropping and the Dow Jones Industrial Exchange, Nasdaq and S&P 500 all in bear markets, people are considering alternate investments as a safe place to store their money. By Dawn Allcot Highest Quality Tequila Types of Tequila Cost of Tequila Most Expensive Tequilas You may think of artwork or jewelry, or even men’s — but, oddly, not women’s — luxury watches as investments beyond the usual stocks, bonds or mutual funds....

Banking has evolved a lot since many boomers (ages 59 to 77) opened their first bank accounts. Digital banking has risen in popularity, and the number of institutions and accounts available has increased dramatically thanks to the rise of online banks and neobanks. Meanwhile, personal checks — for the most part — have become obsolete. By Gabrielle Olya Here’s a look at some of the key differences between millennials and boomers when it comes to how they feel about money and banking....

Retirement, if we’re lucky, comes for us all. And yet half of Americans don’t have enough money saved to retire. It’s no wonder that so many feel unprepared and stressed out about retiring. By Nicole Spector Social Security: No Matter Your Age, Do Not Claim Benefits Until You Reach This MilestoneDiscover: 5 Things You Must Do When Your Savings Reach $50,000 According to a new financial well-being poll by the National Endowment for Financial Education (NEFE), which surveyed Americans on various issues related to a person’s financial past, present, and future, including retirement savings, 85% of respondents said that some part of their personal finances was causing them stress....

The real gross domestic product (GDP) decreased at an annual rate of 0.6% in the second quarter of 2022, according to the second — or revised — estimate released by the Bureau of Economic Analysis (BEA) on Aug. 25. The decrease was revised up 0.3 percentage point and is an improvement from the first quarter when real GDP decreased 1.6%. By Yaёl Bizouati-Kennedy See: Americans Are Split on Their View of the Economy — and It’s Affecting Their FinancesFind: Biden Cancels $10K Student Loans with Additional $10K for Pell Grant Borrowers...

Sens. Cynthia Lummis (R-Wyo.) and Kirsten Gillibrand (D-N.Y.) introduced bipartisan legislation to create a regulatory framework for the crypto markets, the Responsible Financial Innovation Act, that “encourages responsible financial innovation, flexibility, transparency and robust consumer protections while integrating digital assets into existing law.” By Yaёl Bizouati-Kennedy See: Warren Buffett Doesn’t Believe in Bitcoin — Should You?Find: Can I Buy Bitcoin With Klarna, Affirm or Afterpay? The bill is widely lauded in the industry, receiving several statements of support, including from Coinbase, Kraken, FTX, the Blockchain Association and the Crypto Council for Innovation....

Bored Ape Yacht Club (BAYC) — the mega popular NFT collection — was hacked over the weekend, according to its creator, Yuga Labs, which also recently launched its Otherside metaverse. By Yaёl Bizouati-Kennedy SNAP Benefits: Can You Use EBT Card/Food Stamps To Purchase Hot Food?SNAP 2022: Is My State Giving Out Extra EBT Food Stamp Money in June? “Our Discord servers were briefly exploited today. The team caught and addressed it quickly....

The Internal Revenue Service has closed the “Non-Filers: Enter Payment Here” tool to claim stimulus money, including the advance, enhanced Child Tax Credit for 2021. However, you may be able to claim the CTC, Economic Impact Payment, or Recovery Rebate Credit for free — even if you don’t normally file tax returns. By Dawn Allcot Explore: IRS Issues New Guidelines for the Earned Income Tax Credit — What Do You Need To Know?...

One of the financial side effects of the coronavirus pandemic was a good one: a drop in credit card debt. Americans went out less and spent less, and government assistance was effective enough that credit cards didn’t need to be a financial lifeline for some people. Credit reporting bureau Experian said balances fell 14% in 2020 — the first drop in eight years. By Jami Farkas Tips: 90-Second Moves To Raise Your Credit Score 200 PointsDo You Know?...

New investment trends rip through the markets every year, and it’s often hard to predict ahead of time where money will flow. While it’s generally best for long-term investors to stick to consistent, regular investing, it can be fun and profitable to jump into high-momentum sectors of the market if you’re nimble and can handle the risk. In 2021, a number of strong investment themes emerged at different times throughout the year....

Inflation data is worse than even the experts predicted, but on a positive note — you can score some free fries for National French Fry Day. Here are the rest of today’s top financial stories. By Gary Dudak The Big Lead: Inflation Reached 9.1% in June Inflation not only continued to rise in June, but it was worse than expected. The Bureau of Labor Statistics (BLS) released its Consumer Price Index (CPI), and the all-items index increased 9....

Tipping can be stressful and often involves complicated mental math. To make matters worse, there are also no clear-cut rules on who to tip, when to tip and how much of a tip to leave. The proper tipping etiquette is constantly changing and evolving, and it can feel impossible to consistently stay on top of what the correct thing to do is. By Maddie Duley Who You Should Tip and How Much You Should Leave Follow this guide to tip confidently and appropriately every time....

Gas prices have fallen slightly since reaching their peak of $4.33 per gallon on March 11, but drivers are still paying significantly more than they’re used to. As of April 4, the average gas price was $4.192 per gallon, up from $2.87 a gallon on average a year ago, Fox Business reported. By Gabrielle Olya See: The Best and Worst Things To Buy GenericImportant: In Less Than a Decade, You Won’t Be Able To Afford a Home in These Cities...

Although retirement plans, including Social Security, have relatively unchanging general structures, the specific details of these programs typically change on a year-to-year basis. By John Csiszar Social Security: New Bill Could Give Seniors an Extra $2,400 a Year Learn: 5 Things You Must Do When Your Savings Reach $50,000 The Social Security Administration and the IRS usually make annual changes to these plans, but the powers-that-be in the White House also can make sweeping changes at any time....

Since President Joe Biden’s administration announced its federal student loan forgiveness plan on Aug. 24, there has been a great deal of broad speculation about the specifics of his plan alongside a significant amount of enthusiasm from supporters. By David Nadelle See: 22 Side Gigs That Can Make You Richer Than a Full-Time JobFind: Will Student Loan Forgiveness Include Parent Plus Loans? However, the focus has recently shifted to a more critical tack, with some economists expressing potential pitfalls in the president’s forgiveness strategy — including adverse effects on borrowers’ credit scores, inflation, the federal deficit and potential state taxes imposed on borrowers....

Even before the COVID-19 pandemic hit, many Americans struggled to build up sufficient retirement savings. The pandemic has only exacerbated the problem — so much so that just 36% of non-retired adults in the United States believe their retirement savings are on track, according to a study from the Federal Reserve. By Vance Cariaga See: Social Security Benefits Might Get Cut Early — What Does It Mean for You?Find: More Than Half of Americans Have Changed Their Retirement Contributions Due to COVID-19 — Should You?...