Why Renting Is Not A Bad Financial Option In 2021

The red-hot housing market has been sizzling since pre-vaccine times, and anyone considering buying a home knows perfectly well that low supply and bottomless demand have driven prices to once-in-a-generation highs. By Andrew Lisa More: The Housing Market Forecast for the Rest of 2021, According To RealtorsRead: 10 US Cities Spending Big Money on New Housing Construction It’s not just buyers. Renters are experiencing much the same thing. There’s stiff competition night now for a woefully inadequate number of rental units — and where there are apartments to be found, they come with scary price tags....

December 1, 2022 · 5 min · 919 words · Marilyn Mccoy

Why Some Argue Child Tax Credit Is Favorable To Welfare

Since the expansion of the child tax credit as part of last year’s stimulus relief bill, there have been arguments for extending the advance payments beyond just this tax year. Some are now arguing that the expansion would actually be favorable to existing welfare systems, as the CTC has less restrictions on who is eligible compared to Temporary Assistance For Needy Families (TANF) benefits. By Georgina Tzanetos See: The 15 Best Things To Buy With SNAP at CostcoFind: SNAP Benefits: When Will My Card Be Reloaded?...

December 1, 2022 · 3 min · 511 words · David Reves

Will The Housing Market Change When Student Loans Are Forgiven Here S What Experts Say

The American Dream of going to college, getting a good job, finding a great home to live in and raising a family seems to be becoming less of a reality as the days go by. Part of the reason, according to some experts, is the mounting student loan debt that many carry with high monthly payments that are as much as some mortgages. By Selena Fragassi The Future of Finances: Gen Z & How They Relate to MoneyFind: Should You Still Buy a Home in Today’s Market?...

December 1, 2022 · 4 min · 818 words · Erica Gaspar

6 Best Retirement Investing Strategies For Gen Z Workers

Generation Z spent years in the shadow of millennials, but they’re starting to come into their own now. They currently span ages 10 to 25, and the older half is starting to enter the workforce — with their first real jobs after graduation, or part-time and summer jobs while they’re still in school. As soon as they start working at any level, they have access to some valuable opportunities to save for the future....

November 30, 2022 · 10 min · 1948 words · George Jacinto

Attention Small Business Owners Chase Just Launched The First World Of Hyatt Business Credit Card

Update: Some offers mentioned below may have changed or are no longer available. View current credit card offerings from our partners at CardCritics here or on the issuer’s website. By Gabrielle Olya Being a small business owner sometimes requires a lot of travel, and Chase and Hyatt have teamed up to ensure that these business travelers are able to more easily earn rewards that best suit their needs. The new World of Hyatt Business Credit Card features an adaptive rewards accelerator that allows business cardmembers to earn double World of Hyatt points on the categories they spend on the most....

November 30, 2022 · 3 min · 596 words · Ricardo Feldman

Bank Of America Unlimited Cash Rewards Credit Card Review 2022

By Joshua Rodriguez Overview Features Competitors Who It’s Best For Earning Rewards 4.5 Redeeming Rewards 5.0 Interest and Fees 4.5 Welcome Bonus 5.0 Bank of America Unlimited Cash Rewards Card Overview The is a top pick for those who want to earn cash back without tracking rotating categories. The card offers 1.5% unlimited cash back on all purchases, and Preferred Rewards members can earn 25%-75% more cash back on every purchases....

November 30, 2022 · 10 min · 1983 words · Maria Hernandez

Bitcoin Infrastructure Provider Blockstream Hits Unicorn Status With New Financing

During the same week that Bitcoin pushed above $50,000 for the first time since May, Blockstream — the blockchain tech firm that provides infrastructure for Bitcoin — achieved unicorn status with a new round of financing. By Vance Cariaga See: 9 Investing Bubbles That Will Make You Rethink Bitcoin Find: Here’s a Bitcoin Timeline for Everything You Need to Know About the Cryptocurrency On Tuesday, Blockstream announced it has raised $210 million in a Series B funding round, Blockworks reported....

November 30, 2022 · 2 min · 362 words · Julian Hirneise

Cash Back Rewards In High Demand How To Maximize Credit Card Points As Companies Compete

A little reward can go a long way toward making consumers happy. Per Fox Business, a new survey conducted by fintech platform Wildfire Systems found that a huge majority of respondents — 90% — are looking for discounts, coupons and especially earning cash-back rewards for all their shopping needs due to rising costs. “Additionally, 63% of respondents expected to receive online shopping rewards from their credit card issuers,” the survey indicated....

November 30, 2022 · 2 min · 330 words · Beverly Ryant

Child Tax Credit Update What Is Irs Letter 6419

Families who received advance monthly payments of the child tax credit last year will need to pay special attention to forms in the mail specific to your tax filing for the child tax credit. By Georgina Tzanetos See: Child Tax Credit: You Could Get a Double Payment in February — Here’s Why Find: Stimulus: Will Biden Cut Child Tax Credit, Free Community College from Build Back Better? Every household that received advance payments of the child tax credit in 2021 will receive Letter 6419 Advance Child Tax Credit Reconciliation from the IRS soon, if they have not already received it....

November 30, 2022 · 2 min · 387 words · Donald Espinoza

Consumer Price Index How Much More Did You Pay To Eat Out Because Of Inflation In August

Americans hoping that high prices at restaurants might finally begin to ease toward the end of the summer got some bad news Tuesday, as the latest inflation numbers showed a slight increase in the cost of eating out. By Vance Cariaga August CPI: Consumer Price Index Shows Inflation Still Hot Despite Sharp Drop In Gas PricesLearn: Don’t Bring Home the Bacon Just Yet, Inflation Continues to Rise The federal government’s food-away-from-home index in August 2022 rose 0....

November 30, 2022 · 2 min · 420 words · Michael Sherman

Costco Cyber Monday Deals Offer Major Savings Around The Home

When it comes to Cyber Monday deals, few retailers can match the variety at Costco. This year, the warehouse club is promoting everything from an $8,000 spa — clocking in at $1,000 off the regular price — to a $2 package of pretzel crisps. By Vance Cariaga See: 5 High-Quality Costco Items To Buy NowFind: If Your Credit Score Is Under 740, Make These 4 Moves Now Here’s a look at Costco Cyber Monday deals you don’t want to miss (Deals are accurate as of Nov....

November 30, 2022 · 2 min · 326 words · Larae Horsley

Disney Price Increases What Impact Does It Have On Holiday Visitors

If you’re planning to visit Disney parks next year, now might be your last chance to buy tickets for less. Walt Disney World is increasing prices for most ticket types including single-day tickets, multi-day passes and annual pass renewals, CNN reported. Disneyland also announced ticket price hikes at its Anaheim parks this year. By Heather Taylor Holiday Spending: Get Top Holiday Shopping and Savings TipsLearn More: If Your Credit Score is Below 740, Make These 4 Moves Now...

November 30, 2022 · 5 min · 859 words · Kenneth Culbreth

Gen Z 4 Ways To Think About Debt

How should young people today approach debt? Most of Gen Z has managed to avoid steep debt, with 53% keeping it under $1,000. However, over 31% already have accumulated more than $5,000 in debt, and for over 20% of Gen Z, that number is above $10,000. By Jenny Rose Spaudo Take a Look Back: 2022 Year in ReviewRead: 5 Things You Must Do When Your Savings Reach $50,000 In today’s ever-fluctuating economy, here’s how financial experts encourage young people to think about debt....

November 30, 2022 · 4 min · 728 words · Teresa Moore

Here S How Stimulus Money Changed Everything In 2021

The $1.9 trillion American Rescue Plan represented one of the greatest transfers of wealth in history. The legislation provided $1 trillion for programs administered by the Treasury, $700 billion of which had been transferred from government coffers into the checking accounts of citizens in the first six months after President Biden signed the bill into law. By Andrew Lisa It included more than $450 billion paid directly to individuals and households in the form of: 170 million Economic Impact Payments worth more than $400 billion More than 106 million Child Tax Credit (CTC) payments worth more than $46 billion More than 1 million Emergency Rental Assistance payments worth more than $5 billion Keep in mind, that outlay doesn’t even include the $240 billion that the Treasury gave to state, territorial, local, and Tribal governments for their own pandemic relief and stimulus programs....

November 30, 2022 · 5 min · 889 words · Josephine Glover

How Biden S Student Loan Forgiveness Plan Can Boost Retirement Savings

President Joe Biden’s recently announced student loan forgiveness plan is slated to provide relief to 43 million borrowers — and may help 20 million debtors get rid of their loans completely, according to an Aug. 24 White House press statement. By David Nadelle See: Will Student Loan Forgiveness Include Parent Plus Loans?Find: 7 Surprisingly Easy Ways To Reach Your Retirement Goals Given up to $20,000 in loan forgiveness by the federal government, there is a huge opportunity for millions of borrowers to grow their wealth by investing and paying off other debts (or make major life changes like buying a home, starting a family or launching a business)....

November 30, 2022 · 3 min · 485 words · Robert Carlstrom

How Much Is Netflix Price Breakdown By Subscription Plan

When it comes to streaming movies, TV shows and even documentaries, Netflix is a top-choice platform. Netflix has become a giant in the entertainment industry, after starting as a DVD delivery service back in the ’90s. By Lydia Kibet Netflix Subscription Prices Competitor DVD Plans See: 3 Ways Smart People Save Money When Filing Their Taxes How Much Is a Netflix Subscription? If you’re looking to subscribe to a streaming service, you may have been wondering: How much does Netflix cost?...

November 30, 2022 · 4 min · 661 words · Louise Luera

How Rich Was Bob Saget Upon His Death At Age 65

Bob Saget was an American actor, television host, director and stand-up comedian who was best known for portraying patriarch Danny Tanner on “Full House” and “Fuller House,” yet he spent more than 40 years as a popular stand-up comedian. He suddenly passed away on Jan. 9 at the age of 65. By Michelle Tompkins See: The Simpsons, Friends and the Most Profitable TV Shows of All TimeFind: Celebrities Who Are Richer Than You Think...

November 30, 2022 · 4 min · 765 words · Patricia Gonzales

How To Make An Avant Credit Card Payment

Avant credit cards are targeted toward people with fair to average credit scores who want to build credit. The card doesn’t require a security deposit and doesn’t carry any hidden fees. This makes it an excellent choice for consumers who wish to boost their credit score by making timely payments. By Preston Hartwick Pay Online Pay by Mail Phone Support Late Fees This article covers the different options that Avant credit card holders have when making their monthly payments....

November 30, 2022 · 3 min · 575 words · Darron Covarrubias

How To Take Advantage Of A Recession

While a recession is a tough time for the economy in general, there are always pockets of opportunity in every downturn. By John Csiszar Explore: Your Biggest Money Etiquette Questions AnsweredRetirement at Any Age: Get Top Retirement Tips for Every Stage of Life In fact, there are many axioms that suggest that wealthy investors actually look forward to recessions, from the age-old expression that “millionaires are made when the markets are down” to billionaire Warren Buffett’s famous maxim, “Be fearful when others are greedy, and greedy when others are fearful....

November 30, 2022 · 4 min · 838 words · Luis Burton

Is Audible Worth It

Let’s face it. Most of us struggle with finding time to read during the hustle and bustle of everyday life. And every other day it seems like another book is being made into a movie or series. As enjoyable as it is to sit down and get lost in a story, not all of us have the time. But audiobooks? Those sound a lot more approachable. By Ashleigh Ray Learn: Unplug These Appliances That Hike Up Your Electricity BillFind Out: This Credit Score Mistake Could Be Costing Millions of Americans...

November 30, 2022 · 3 min · 494 words · Phyllis Mazzariello