Marylanders who need assistance purchasing food can apply for Supplemental Nutrition Assistance Program (SNAP) benefits with the state’s Department of Human Services (DHS). Benefits are distributed according to the same schedule every month, based on the first three letters of your last name. That’s the case in December 2022 as well.

                By                    Vance Cariaga                

See: 11 Grocery Items To Buy at Dollar TreeFind: Surprising Things You Can Buy With Food Stamps

SNAP applications can be made online at myDHR or at local departments of social services, which will give or mail you a SNAP application on the same day you ask for one. You can ask for it in person, over the phone, by mail, or someone else can get one for you. The office will accept a signed application form on the same day you turn it in, even if they cannot interview you on that day.

SNAP, formerly known as food stamps, is a federal program that provides food-purchasing assistance to low-income households. Although it is part of the U.S. Department of Agriculture, the program is administered at the state level. In Maryland, your SNAP benefits are deposited monthly onto the Maryland Independence Card, its version of the Electronic Benefits Transfer (EBT) card.

More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today.

Maryland Independence Cards can be used at SNAP-approved grocery stores and retailers to purchase the following food items:

  • Fruits and vegetables.Meat, poultry and fish.Dairy products.Breads and cereals.Snack foods and non-alcoholic beverages.Seeds and plants, which produce food for the household to eat.

Some SNAP recipients can also use the Maryland Independence Card to buy hot meals at participating locations because Maryland is among the states that participate in SNAP’s Restaurant Meals Program. The RMP allows elderly, homeless and disabled SNAP recipients to use their SNAP benefits for prepared or hot food from participating restaurants and delis.

Among the items you can’t buy with SNAP benefits are alcoholic beverages, tobacco products, vitamins, medicines, supplements, live animals, pet foods, cleaning supplies, paper products and cosmetics.

How To Score EBT Discounts

SNAP benefits in Maryland and elsewhere also come with perks that go beyond purchasing food — including discounts on certain products and services. Here’s a quick look at money-saving opportunities your EBT card provides:

SNAP eligibility in Maryland is determined by household income and other criteria. To qualify, able-bodied adults between 16 and 60 years of age must register for work, accept an offer of suitable work and take part in an employment and training program when referred to one by the local department of social services.

If your household passes SNAP eligibility tests, your monthly benefit amount will depend on the number of people in your household and how much monthly income is left after certain expenses are subtracted.

Take Our Poll: Are You Struggling To Keep Up With Your Utility Bills?More: 9 Costco Brand Items That Aren’t Worth the Money

SNAP benefits in Maryland are sent out from the 4th to the 23rd of the month. Here is the schedule for December 2022:

  • 10 Best Cash Advance Apps That Cover You Until PaydayWhat Happens to Social Security When You Die?The 10 Best Balance Transfer Credit Cards for 2023Experts: 4 Safest Places To Keep Your Savings