People love getting cash back from their favorite rewards credit cards when they shop. With the holiday season approaching, you can use those points to reduce your holiday shopping costs. You can trade in points for gift cards that you can give to friends, loved ones, or even your children’s teachers. Or, you can use the credit card rewards points accrued after the holidays to pay down your post-holiday credit card bills.
By Dawn Allcot
- Capital One rewards cardsAmerican Express rewards cardsDiscover rewards cardsChase rewards cardsCiti rewards cards
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How Does Shop With Points Work?
When you go to check out and choose a payment method offers the Shop with Points option, you’ll be given a choice to Shop with Points.
In general, 100 rewards points for most cards equals $1 when you Shop with Points, or a penny a point. You may get better redemption values when you trade in your points for gift cards through your card’s rewards portal or even redeem for things like airline tickets through your credit card travel portal.
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