Update: Some offers mentioned below may have changed or are no longer available. View current credit card offerings from our partners at CardCritics here on the issuer’s website.
By Gabrielle Olya
Our Top Airline Card
Best Airline Credit Cards 2021
Keep reading to see the rest of the Best Airline Credit Cards of 2021.
Delta SkyMiles Platinum American Express Card
Benefits
- Earn 3x miles on Delta purchases and hotels and 2x miles on restaurants and supermarkets
- No foreign transaction fees
- A host of other perks including fee credit for Global Entry or TSA PreCheck, first checked bag free, priority boarding and more
- Fly to 300 destinations with Delta
Drawbacks
- This card has a $250 annual fee
Key Features
- 3x miles per dollar on Delta purchases
- 3x miles per dollar at hotels
- 2x miles per dollar at restaurants
- 2x miles at US supermarkets
- 1x miles on all other eligible purchases
Sign-Up Bonus
- Earn 90,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you make $3,000 in purchases on your new Card in the first 3 months. Offer ends 11/10/2021.
Destinations
Misc. Travel Benefits
- $39 Delta Sky Club Access per visit/per person
- 20% back on in-flight purchases
- Fee credit for Global Entry or TSA PreCheck®
- First checked bag free
- Priority boarding
- Status boost after $25,000 and $50,000 eligible purchases
How To Get This Card
Annual Fee
APR
Foreign Transaction Fees
2019 Enplaned Passengers
Chase United QuestSM Card
Key Benefits
3x miles per dollar spent on United purchases
2x miles per dollar spent on all other travel
2x miles per dollar spent on dining
2x miles per dollar spent on select streaming services
1x miles on all other purchases
Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
Two 5,000-mile anniversary award flight credits
Free first and second checked bags
Global Entry or TSA PreCheck® fee credit
Priority boarding
25% back on United inflight purchases
Earn 500 PQP (status update points) for every $12,000 you spend on purchases
Receive complimentary cardmember benefits at luxury hotels and resorts worldwide
On Chase’s site
Chase UnitedSM Explorer Card
2x miles per dollar spent on United purchases
2x miles per dollar spent on dining
2x miles per dollar spent on hotel stays when booked with the hotel
1x miles per dollar spent on all other purchases
Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
2 United Club one-time passes per year
Free first checked bag
Priority boarding
Global Entry or TSA PreCheck® fee credit
25% back on United inflight purchases
Earn 500 PQP (status update points) for every $12,000 you spend
Receive complimentary cardmember benefits at luxury hotels and resorts worldwide
Delta SkyMiles Gold American Express Card
2x miles per dollar at restaurants
2x miles per dollar at US supermarkets
2x miles on Delta purchases
1x miles on all other eligible purchases
Earn 70,000 bonus miles after you make $2,000 in purchases on your new Card within your first 3 months. Offer ends 11/10/2021
$100 Delta flight credit, after $10,000 spent in first year
20% back on in-flight purchases
First checked bag free
Priority boarding
On Delta’s site
First Bankcard Sun Country Airlines® Visa Signature® Card
3x miles per dollar spent on Sun Country purchases
2x miles per dollar spent on gas
2x miles per dollar spent on groceries
1x miles per dollar spent on all other purchases
Earn 35,000 miles when you spend $1,500 or more in the first three months
1 free premium drink per flight
50% off seat selections & first bag
Priority boarding on Sun Country flights
10,000 point anniversary bonus when you spend $10,000 in a year
On Sun Country’s site
Chase United ClubSM Infinite Card
4x miles per dollar spent on United purchases
2x miles per dollar spent on all other travel
2x miles per dollar spent on dining
1x miles per dollar spent on all other purchases
Earn 75,000 bonus miles after you spend $3,000 on purchases in the first 3 months
United Club membership
Free first and second checked bags
Premier Access® travel services
Global Entry or TSA PreCheck® fee credit
25% back on United inflight purchases
Earn 500 PQP (status update points) for every $12,000 you spend on purchases
Receive complimentary cardmember benefits at luxury hotels and resorts worldwide
Chase United GatewaySM Card
2x miles per dollar spent on United purchases
2x miles per dollar spent at gas stations
2x miles per dollar spent on local transit and commuting
1x miles per dollar spent on all other purchases
15,000 bonus miles after you spend $1,000 on purchases in the first 3 months
25% back on food, beverage and Wi-Fi purchases onboard United
Receive complimentary cardmember benefits at luxury hotels and resorts worldwide.
Barclays AAdvantage® Aviator® Red World Elite Mastercard®
2x miles per dollar spent on American Airlines purchases
1x miles per dollar spent on all other purchases
Earn 60,000 miles after a Net Purchase is made within the first 90 days, as well as the annual fee
Up to $25 back as statement credits on inflight Wi-Fi purchases
Anniversary Companion Certificate
Receive 25% inflight savings as statement credits on food and beverages
First checked bag free
Preferred boarding
Round up your purchases to the nearest dollar so you can get more AAdvantage® miles
On Barclays’ site
Chase Southwest Rapid Rewards® Priority Credit Card
3x miles per dollar on dining (first year only)
2x miles per dollar spent on Southwest purchases
1x miles per dollar spent on all other purchases
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months
7,500 anniversary points each year
$75 Southwest annual travel credit
4 Upgraded Boardings per year when available
Chase Southwest Rapid Rewards® Premier Credit Card
6,000 anniversary points each year
Unlike many generic travel rewards cards, airline cards are tied to specific airlines. As a result, you can’t transfer miles between airlines. However, there’s one workaround: You can often use one airline’s miles to book reward flights on another carrier in the same airline alliance. For example, you can use United Airlines miles to book reward flights with fellow Star Alliance member Lufthansa.
Airline credit cards can award impressive bonuses in different areas. The JetBlue Plus Card from Barclays, for example, grants six points per $1 spent on JetBlue purchases, which is an outstanding earnings rate. When it comes to sign-up bonuses, the Chase United Quest Card provides $1,000 in value. The Delta SkyMiles Reserve American Express Card offers a high number of different travel perks, with a total of nine benefits.
Getting approved for an airline credit card depends on a number of factors. In most cases, you’ll face the best chances for approval if you have a good credit score of at least 720. However, customers with credit scores in the mid-600s have also reported getting approved for various cards. Your chances for approval for any card will go up if you always pay your bills on time and keep your outstanding balances and credit utilization low. Some credit card issuers, including Discover, let you enter basic information to see if you are prequalified for any of their cards.
You should only get a credit card if you can handle your finances responsibly. Even the best airline rewards credit cards will be detrimental to your overall financial condition if you end up paying 15% or more in monthly interest charges. That being said, many customers – particularly flyers who are loyal to a particular airline – can benefit from the freebies offered by airline credit cards. Between the sign-up bonuses and rewards categories that provide additional miles, frequent flyers can earn rewards toward free airfare, even in premium cabins like business and first-class. But, if you’re more of a general traveler who will fly on whichever airline offers the cheapest fare, you might be better off with a travel rewards card that isn’t tied to a particular airline.
Although individual card promotions are subject to change at any time, you usually can’t earn points or miles for a balance transfer from a different credit card. Unlike purchases, balance transfers don’t generate any interchange fees for card issuers, so the only benefit you’re likely to receive is a promotional balance transfer APR.
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John Csiszar contributed to the reporting for this article.
Last updated: Oct. 19, 2021